IBW Financial Corporation
IBW Financial Corporation operates as the bank holding company for Industrial Bank that provides various banking and financial products and services to individuals and small business in the District of Columbia. It offers checking, money market, individual retirement, and savings accounts; certificates of deposit; mortgages; and investments. The company also provides commercial term and real esta… Read more
IBW Financial Corporation - Asset Resilience Ratio
IBW Financial Corporation (IBWC) has an Asset Resilience Ratio of 0.80% as of December 2017. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2017)
This chart shows how IBW Financial Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down IBW Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.41 Million | 0.8% |
| Total Liquid Assets | $3.41 Million | 0.80% |
Asset Resilience Insights
- Limited Liquidity: IBW Financial Corporation maintains only 0.80% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
IBW Financial Corporation Industry Peers by Asset Resilience Ratio
Compare IBW Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for IBW Financial Corporation (2013–2017)
The table below shows the annual Asset Resilience Ratio data for IBW Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2017-12-31 | 0.80% | $3.41 Million | $423.37 Million | +0.31pp |
| 2016-12-31 | 0.50% | $1.91 Million | $383.27 Million | -- |
| 2015-12-31 | 0.00% | $0.00 | $389.05 Million | -- |
| 2014-12-31 | 5.36% | $19.76 Million | $368.41 Million | -1.96pp |
| 2013-12-31 | 7.32% | $26.61 Million | $363.41 Million | -- |