KRUK Spólka Akcyjna
KRUK Spólka Akcyjna, together with its subsidiaries, engages in the management of debt in Poland, Romania, Italy, the Czech Republic, Slovakia, Germany, Spain, and internationally. The company operates through Consumer Debts, Mortgage Debts, and Corporate Debts segments. It offers credit management services, including receivables management services to banks, loan brokers, insurers, leasing compa… Read more
KRUK Spólka Akcyjna - Asset Resilience Ratio
KRUK Spólka Akcyjna (KRKKF) has an Asset Resilience Ratio of 24.59% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2008–2025)
This chart shows how KRUK Spólka Akcyjna's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down KRUK Spólka Akcyjna's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.20 Billion | 24.59% |
| Total Liquid Assets | $3.20 Billion | 24.59% |
Asset Resilience Insights
- Good Liquidity Position: KRUK Spólka Akcyjna maintains a healthy 24.59% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
KRUK Spólka Akcyjna Industry Peers by Asset Resilience Ratio
Compare KRUK Spólka Akcyjna's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for KRUK Spólka Akcyjna (2008–2025)
The table below shows the annual Asset Resilience Ratio data for KRUK Spólka Akcyjna.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 24.59% | $3.20 Billion | $13.02 Billion | -3.44pp |
| 2024-12-31 | 28.03% | $3.27 Billion | $11.65 Billion | +27.04pp |
| 2023-12-31 | 0.99% | $98.43 Million | $9.93 Billion | -27.47pp |
| 2022-12-31 | 28.46% | $2.19 Billion | $7.68 Billion | -2.41pp |
| 2021-12-31 | 30.87% | $1.82 Billion | $5.91 Billion | -1.80pp |
| 2020-12-31 | 32.67% | $1.52 Billion | $4.64 Billion | -54.04pp |
| 2019-12-31 | 86.71% | $4.20 Billion | $4.84 Billion | -6.03pp |
| 2018-12-31 | 92.74% | $4.16 Billion | $4.48 Billion | +4.42pp |
| 2017-12-31 | 88.32% | $3.14 Billion | $3.56 Billion | +2.79pp |
| 2016-12-31 | 85.53% | $2.65 Billion | $3.10 Billion | -1.53pp |
| 2015-12-31 | 87.06% | $1.60 Billion | $1.84 Billion | -3.94pp |
| 2014-12-31 | 91.00% | $1.38 Billion | $1.52 Billion | +0.37pp |
| 2013-12-31 | 90.63% | $1.05 Billion | $1.16 Billion | +0.72pp |
| 2012-12-31 | 89.92% | $873.50 Million | $971.43 Million | -0.27pp |
| 2011-12-31 | 90.19% | $721.93 Million | $800.47 Million | +6.90pp |
| 2010-12-31 | 83.29% | $264.49 Million | $317.55 Million | +8.54pp |
| 2009-12-31 | 74.75% | $155.44 Million | $207.93 Million | +2.86pp |
| 2008-12-31 | 71.89% | $152.18 Million | $211.68 Million | -- |