Lloyds Banking Group plc
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services in the United Kingdom and internationally. The company operates through three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, motor f… Read more
Lloyds Banking Group plc - Asset Resilience Ratio
Lloyds Banking Group plc (LLDTF) has an Asset Resilience Ratio of -15.96% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2023)
This chart shows how Lloyds Banking Group plc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Lloyds Banking Group plc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $-141.98 Billion | -15.96% |
| Total Liquid Assets | $-141.98 Billion | -15.96% |
Asset Resilience Insights
- Limited Liquidity: Lloyds Banking Group plc maintains only -15.96% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Lloyds Banking Group plc Industry Peers by Asset Resilience Ratio
Compare Lloyds Banking Group plc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Lloyds Banking Group plc (2013–2023)
The table below shows the annual Asset Resilience Ratio data for Lloyds Banking Group plc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 6.85% | $60.39 Billion | $881.45 Billion | -69.38pp |
| 2018-12-31 | 76.24% | $608.05 Billion | $797.60 Billion | +18.56pp |
| 2017-12-31 | 57.68% | $468.42 Billion | $812.11 Billion | +44.40pp |
| 2017-03-31 | 13.28% | $10.93 Billion | $82.33 Billion | +3.15pp |
| 2016-12-31 | 10.13% | $82.80 Billion | $817.79 Billion | +5.04pp |
| 2016-03-31 | 5.09% | $4.31 Billion | $84.71 Billion | +5.03pp |
| 2015-12-31 | 0.06% | $473.10 Million | $806.69 Billion | -4.59pp |
| 2015-03-31 | 4.65% | $3.80 Billion | $81.78 Billion | +3.65pp |
| 2014-12-31 | 0.99% | $8.48 Billion | $854.90 Billion | +0.93pp |
| 2013-12-31 | 0.06% | $511.00 Million | $842.38 Billion | -- |