North Dallas Bank & Trust Co
North Dallas Bank & Trust Co. operates as an independent community bank in Texas. It offers checking and savings accounts; certificate of deposits and individual retirement accounts; vehicle, personal, overdraft protection, home equity, home improvement, and construction and residential lot loans, as well as home equity line of credit; debit and credit cards; mortgage loans; and online and mobile… Read more
North Dallas Bank & Trust Co - Asset Resilience Ratio
North Dallas Bank & Trust Co (NODB) has an Asset Resilience Ratio of 19.07% as of December 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2022)
This chart shows how North Dallas Bank & Trust Co's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down North Dallas Bank & Trust Co's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $337.78 Million | 19.07% |
| Total Liquid Assets | $337.78 Million | 19.07% |
Asset Resilience Insights
- Good Liquidity Position: North Dallas Bank & Trust Co maintains a healthy 19.07% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
North Dallas Bank & Trust Co Industry Peers by Asset Resilience Ratio
Compare North Dallas Bank & Trust Co's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for North Dallas Bank & Trust Co (2014–2022)
The table below shows the annual Asset Resilience Ratio data for North Dallas Bank & Trust Co.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2022-12-31 | -5.87% | $-98.59 Million | $1.68 Billion | +8.31pp |
| 2021-12-31 | -14.18% | $-244.62 Million | $1.73 Billion | +4.69pp |
| 2020-12-31 | -18.87% | $-278.84 Million | $1.48 Billion | -8.11pp |
| 2019-12-31 | -10.76% | $-140.70 Million | $1.31 Billion | -21.43pp |
| 2018-12-31 | 10.67% | $139.09 Million | $1.30 Billion | +6.20pp |
| 2017-12-31 | 4.47% | $61.44 Million | $1.37 Billion | -1.66pp |
| 2016-12-31 | 6.13% | $83.87 Million | $1.37 Billion | -0.24pp |
| 2015-12-31 | 6.37% | $86.09 Million | $1.35 Billion | +0.92pp |
| 2014-12-31 | 5.44% | $69.39 Million | $1.28 Billion | -- |