Nexity Financial Corporation
Nexity Financial Corporation, a bank holding company, provides commercial banking services. The company was founded in 1999 and is headquartered in Birmingham, Alabama. On July 21, 2011, the voluntary petition of Nexity Financial Corporation for reorganization under Chapter 11 was converted to liquidation under Chapter 7. It had filed for Chapter 11 bankruptcy on July 22, 2010.
Nexity Financial Corporation - Asset Resilience Ratio
Nexity Financial Corporation (NXTYQ) has an Asset Resilience Ratio of 0.00% as of December 2008. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2008)
This chart shows how Nexity Financial Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Nexity Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $0.00 | 0.00% |
Asset Resilience Insights
- Limited Liquidity: Nexity Financial Corporation maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company maintains a balanced mix of cash and short-term investments.
Nexity Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Nexity Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Nexity Financial Corporation (2003–2008)
The table below shows the annual Asset Resilience Ratio data for Nexity Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2008-12-31 | 2.34% | $24.85 Million | $1.06 Billion | -0.53pp |
| 2007-12-31 | 2.87% | $27.15 Million | $947.21 Million | -0.38pp |
| 2006-12-31 | 3.24% | $28.88 Million | $891.02 Million | -3.71pp |
| 2005-12-31 | 6.95% | $54.51 Million | $784.52 Million | +4.74pp |
| 2004-12-31 | 2.21% | $13.51 Million | $610.77 Million | -1.24pp |
| 2003-12-31 | 3.45% | $18.04 Million | $522.68 Million | -- |