Pioneer Bankshares Inc
Pioneer Bankshares, Inc. operates as the bank holding company for Pioneer Bank, Inc. that provides various banking and related financial services to individual consumers, small to medium size businesses, and professional community in the United States. The company offers various deposit products, which include business and personal checking accounts, savings accounts, and time and money market ac… Read more
Pioneer Bankshares Inc - Asset Resilience Ratio
Pioneer Bankshares Inc (PNBI) has an Asset Resilience Ratio of -3.69% as of December 2022. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2010–2022)
This chart shows how Pioneer Bankshares Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Pioneer Bankshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $-10.83 Million | -3.69% |
| Total Liquid Assets | $-10.83 Million | -3.69% |
Asset Resilience Insights
- Limited Liquidity: Pioneer Bankshares Inc maintains only -3.69% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Pioneer Bankshares Inc Industry Peers by Asset Resilience Ratio
Compare Pioneer Bankshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Pioneer Bankshares Inc (2010–2022)
The table below shows the annual Asset Resilience Ratio data for Pioneer Bankshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2022-12-31 | -3.69% | $-10.83 Million | $293.30 Million | +6.97pp |
| 2021-12-31 | -10.66% | $-30.95 Million | $290.40 Million | +0.81pp |
| 2020-12-31 | -11.47% | $-30.32 Million | $264.42 Million | -6.69pp |
| 2019-12-31 | -4.78% | $-11.10 Million | $232.39 Million | -8.84pp |
| 2011-12-31 | 4.06% | $6.79 Million | $167.25 Million | -2.27pp |
| 2010-12-31 | 6.32% | $10.63 Million | $168.16 Million | -- |