Postal Savings Bank of China Co. Ltd
Postal Savings Bank of China Co., Ltd., together with its subsidiaries, provides various banking products and services for retail and corporate customers in the People's Republic of China. It offers demand, time, personal call, time/demand optional, call, negotiated, and foreign currency deposits, as well as passbooks and certificate of deposits; credit, mortgage, government, farmer, and merchant… Read more
Postal Savings Bank of China Co. Ltd - Asset Resilience Ratio
Postal Savings Bank of China Co. Ltd (PSBKF) has an Asset Resilience Ratio of -12.78% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2023)
This chart shows how Postal Savings Bank of China Co. Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Postal Savings Bank of China Co. Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $-2.10 Trillion | -12.78% |
| Total Liquid Assets | $-2.10 Trillion | -12.78% |
Asset Resilience Insights
- Limited Liquidity: Postal Savings Bank of China Co. Ltd maintains only -12.78% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Postal Savings Bank of China Co. Ltd Industry Peers by Asset Resilience Ratio
Compare Postal Savings Bank of China Co. Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Postal Savings Bank of China Co. Ltd (2020–2023)
The table below shows the annual Asset Resilience Ratio data for Postal Savings Bank of China Co. Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -34.27% | $-5.39 Trillion | $15.73 Trillion | -20.69pp |
| 2022-12-31 | -13.58% | $-1.91 Trillion | $14.07 Trillion | +0.44pp |
| 2021-12-31 | -14.02% | $-1.76 Trillion | $12.59 Trillion | +1.02pp |
| 2020-12-31 | -15.04% | $-1.71 Trillion | $11.35 Trillion | -- |