QNB Corp
QNB Corp. operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services. It offers various deposit products, which include demand and savings accounts, such as money market, interest-bearing demand, club, traditional statement savings, and online savings accounts; and time deposits comprising certificates o… Read more
QNB Corp - Asset Resilience Ratio
QNB Corp (QNBC) has an Asset Resilience Ratio of 27.70% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2023)
This chart shows how QNB Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down QNB Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $510.04 Million | 27.7% |
| Total Liquid Assets | $510.04 Million | 27.70% |
Asset Resilience Insights
- Very High Liquidity: QNB Corp maintains exceptional liquid asset reserves at 27.70% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
QNB Corp Industry Peers by Asset Resilience Ratio
Compare QNB Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for QNB Corp (2004–2023)
The table below shows the annual Asset Resilience Ratio data for QNB Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 28.73% | $490.18 Million | $1.71 Billion | -4.03pp |
| 2022-12-31 | 32.76% | $546.52 Million | $1.67 Billion | -8.62pp |
| 2021-12-31 | 41.38% | $692.36 Million | $1.67 Billion | +11.13pp |
| 2020-12-31 | 30.25% | $435.65 Million | $1.44 Billion | +1.70pp |
| 2019-12-31 | 28.55% | $349.71 Million | $1.23 Billion | -0.74pp |
| 2018-12-31 | 29.28% | $344.22 Million | $1.18 Billion | -3.65pp |
| 2017-12-31 | 32.94% | $379.55 Million | $1.15 Billion | -3.79pp |
| 2016-12-31 | 36.73% | $390.48 Million | $1.06 Billion | +1.28pp |
| 2015-12-31 | 35.45% | $361.92 Million | $1.02 Billion | -2.95pp |
| 2014-12-31 | 38.40% | $375.22 Million | $977.13 Million | -3.26pp |
| 2013-12-31 | 41.66% | $388.67 Million | $932.88 Million | -1.98pp |
| 2012-12-31 | 43.65% | $401.50 Million | $919.87 Million | +43.55pp |
| 2011-12-31 | 0.09% | $819.00K | $868.80 Million | -0.70pp |
| 2010-12-31 | 0.79% | $6.41 Million | $809.26 Million | -2.11pp |
| 2009-12-31 | 2.91% | $22.16 Million | $762.43 Million | +2.03pp |
| 2008-12-31 | 0.88% | $5.82 Million | $664.39 Million | +0.72pp |
| 2007-12-31 | 0.16% | $954.00K | $609.81 Million | -0.41pp |
| 2006-12-31 | 0.56% | $3.46 Million | $614.54 Million | -0.07pp |
| 2005-12-31 | 0.63% | $3.68 Million | $582.21 Million | +0.09pp |
| 2004-12-31 | 0.54% | $3.16 Million | $583.64 Million | -- |