Rainier Pacific Financial Group Inc
Rainier Pacific Financial Group Inc. operates as the holding company for Rainier Pacific Savings Bank, which provides various banking services. Its deposit products include checking accounts, money market deposit accounts, savings accounts, certificates of deposit, and individual retirement accounts. The company's lending products include one-to-four family, multifamily, and commercial real estat… Read more
Rainier Pacific Financial Group Inc - Asset Resilience Ratio
Rainier Pacific Financial Group Inc (RPFG) has an Asset Resilience Ratio of 5.12% as of December 2009. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2009)
This chart shows how Rainier Pacific Financial Group Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Rainier Pacific Financial Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $36.73 Million | 5.12% |
| Total Liquid Assets | $36.73 Million | 5.12% |
Asset Resilience Insights
- Limited Liquidity: Rainier Pacific Financial Group Inc maintains only 5.12% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Rainier Pacific Financial Group Inc Industry Peers by Asset Resilience Ratio
Compare Rainier Pacific Financial Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Rainier Pacific Financial Group Inc (2001–2009)
The table below shows the annual Asset Resilience Ratio data for Rainier Pacific Financial Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2009-12-31 | 5.12% | $36.73 Million | $717.86 Million | +3.50pp |
| 2008-12-31 | 1.62% | $13.71 Million | $847.23 Million | +0.06pp |
| 2007-12-31 | 1.56% | $13.71 Million | $878.86 Million | +0.04pp |
| 2006-12-31 | 1.52% | $13.71 Million | $902.70 Million | -0.06pp |
| 2005-12-31 | 1.57% | $13.71 Million | $870.84 Million | -0.20pp |
| 2004-12-31 | 1.78% | $13.37 Million | $751.78 Million | +0.11pp |
| 2003-12-31 | 1.67% | $11.44 Million | $685.29 Million | +0.07pp |
| 2002-12-31 | 1.60% | $8.01 Million | $499.46 Million | +1.58pp |
| 2001-12-31 | 0.03% | $127.00K | $464.67 Million | -- |