Southern BancShares (N.C.) Inc. PFD CV B
Southern BancShares, (N.C.), Inc. operates as the bank holding company for Southern Bank and Trust Company that provides banking services to consumers and businesses in Eastern North Carolina and southeastern Virginia. The company provides checking, savings, money market, demand, and time deposits, as well as certificates of deposit. It also offers commercial loans, including construction and lan… Read more
Southern BancShares (N.C.) Inc. PFD CV B - Asset Resilience Ratio
Southern BancShares (N.C.) Inc. PFD CV B (SBNCM) has an Asset Resilience Ratio of 1.79% as of September 2005. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2004)
This chart shows how Southern BancShares (N.C.) Inc. PFD CV B's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Southern BancShares (N.C.) Inc. PFD CV B's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $19.53 Million | 1.79% |
| Total Liquid Assets | $19.53 Million | 1.79% |
Asset Resilience Insights
- Limited Liquidity: Southern BancShares (N.C.) Inc. PFD CV B maintains only 1.79% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Southern BancShares (N.C.) Inc. PFD CV B Industry Peers by Asset Resilience Ratio
Compare Southern BancShares (N.C.) Inc. PFD CV B's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Southern BancShares (N.C.) Inc. PFD CV B (2002–2004)
The table below shows the annual Asset Resilience Ratio data for Southern BancShares (N.C.) Inc. PFD CV B.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2004-12-31 | 3.39% | $35.87 Million | $1.06 Billion | -- |
| 2003-12-31 | 0.00% | $0.00 | $1.02 Billion | -- |
| 2002-12-31 | 3.33% | $30.62 Million | $920.60 Million | -- |