Southeastern Banking Corp
Southeastern Banking Corporation operates as a bank holding company for Southeastern Bank that provides commercial and consumer banking products and services in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit. It also provides home equity, construction, auto, personal, boat and recreational vehicle, business term, real estate,… Read more
Southeastern Banking Corp - Asset Resilience Ratio
Southeastern Banking Corp (SEBC) has an Asset Resilience Ratio of 0.44% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2023)
This chart shows how Southeastern Banking Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Southeastern Banking Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.60 Million | 0.44% |
| Total Liquid Assets | $2.60 Million | 0.44% |
Asset Resilience Insights
- Limited Liquidity: Southeastern Banking Corp maintains only 0.44% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Southeastern Banking Corp Industry Peers by Asset Resilience Ratio
Compare Southeastern Banking Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Southeastern Banking Corp (2019–2023)
The table below shows the annual Asset Resilience Ratio data for Southeastern Banking Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 1.18% | $7.28 Million | $617.44 Million | -0.51pp |
| 2022-12-31 | 1.69% | $11.36 Million | $672.02 Million | +1.18pp |
| 2021-12-31 | 0.51% | $3.26 Million | $642.10 Million | -0.01pp |
| 2020-12-31 | 0.52% | $2.81 Million | $542.98 Million | -0.84pp |
| 2019-12-31 | 1.36% | $6.24 Million | $460.31 Million | -- |