Security Federal Corporation
Security Federal Corporation operates as the bank holding company for Security Federal Bank that provides various banking products and services. It offers various deposit products, such as savings and checking accounts, money market accounts, fixed interest rate certificates with varying maturities, and individual retirement accounts. The company provides real estate loans comprising commercial r… Read more
Security Federal Corporation - Asset Resilience Ratio
Security Federal Corporation (SFDL) has an Asset Resilience Ratio of 14.66% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2024)
This chart shows how Security Federal Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Security Federal Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $236.28 Million | 14.66% |
| Total Liquid Assets | $236.28 Million | 14.66% |
Asset Resilience Insights
- Moderate Liquidity: Security Federal Corporation has 14.66% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Security Federal Corporation Industry Peers by Asset Resilience Ratio
Compare Security Federal Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Security Federal Corporation (2011–2024)
The table below shows the annual Asset Resilience Ratio data for Security Federal Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 4.93% | $79.52 Million | $1.61 Billion | +1.89pp |
| 2023-12-31 | 3.04% | $47.14 Million | $1.55 Billion | -36.78pp |
| 2022-12-31 | 39.83% | $550.15 Million | $1.38 Billion | -12.65pp |
| 2021-12-31 | 52.48% | $682.85 Million | $1.30 Billion | +2.18pp |
| 2020-12-31 | 50.30% | $589.32 Million | $1.17 Billion | +7.25pp |
| 2019-12-31 | 43.05% | $414.64 Million | $963.23 Million | +0.72pp |
| 2018-12-31 | 42.32% | $386.26 Million | $912.61 Million | -1.99pp |
| 2017-12-31 | 44.31% | $384.97 Million | $868.81 Million | -0.24pp |
| 2016-12-31 | 44.55% | $362.06 Million | $812.68 Million | -2.40pp |
| 2015-12-31 | 46.96% | $375.51 Million | $799.73 Million | -5.11pp |
| 2014-12-31 | 52.06% | $429.70 Million | $825.36 Million | +1.31pp |
| 2013-12-31 | 50.75% | $431.00 Million | $849.25 Million | +50.56pp |
| 2012-12-31 | 0.19% | $1.73 Million | $890.35 Million | -38.09pp |
| 2011-12-31 | 38.28% | $353.95 Million | $924.64 Million | -- |