Silvergate Capital Corp
Silvergate Capital Corporation operates as a bank holding company for Silvergate Bank that provides banking products and services to business and individual clients in the United States. The company accepts deposit products, including interest and noninterest bearing demand accounts, money market and savings accounts, and certificates of deposit accounts. Its loan products comprise one-to-four fa… Read more
Silvergate Capital Corp - Asset Resilience Ratio
Silvergate Capital Corp (SICPQ) has an Asset Resilience Ratio of 50.48% as of December 2022. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2022)
This chart shows how Silvergate Capital Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Silvergate Capital Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $5.73 Billion | 50.48% |
| Total Liquid Assets | $5.73 Billion | 50.48% |
Asset Resilience Insights
- Very High Liquidity: Silvergate Capital Corp maintains exceptional liquid asset reserves at 50.48% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Silvergate Capital Corp Industry Peers by Asset Resilience Ratio
Compare Silvergate Capital Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Silvergate Capital Corp (2016–2022)
The table below shows the annual Asset Resilience Ratio data for Silvergate Capital Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2022-12-31 | 50.48% | $5.73 Billion | $11.36 Billion | -3.41pp |
| 2021-12-31 | 53.89% | $8.63 Billion | $16.01 Billion | +37.09pp |
| 2020-12-31 | 16.80% | $939.01 Million | $5.59 Billion | -25.29pp |
| 2019-12-31 | 42.09% | $897.77 Million | $2.13 Billion | +24.27pp |
| 2018-12-31 | 17.82% | $357.18 Million | $2.00 Billion | +7.69pp |
| 2017-12-31 | 10.13% | $191.80 Million | $1.89 Billion | +1.07pp |
| 2016-12-31 | 9.07% | $89.05 Million | $982.00 Million | -- |