Seneca Financial Corp
Seneca Bancorp, Inc. operates as the holding company for Seneca Savings that provides various financial services to individual and corporate customers. It offers demand, NOW, checking, savings, clubs, money market, and retirement accounts, as well as certificate of deposit accounts. The company also provides one-to-four family first lien residential mortgages, residential construction, home equit… Read more
Seneca Financial Corp - Asset Resilience Ratio
Seneca Financial Corp (SNNF) has an Asset Resilience Ratio of 18.02% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2019)
This chart shows how Seneca Financial Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Seneca Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $57.03 Million | 18.02% |
| Total Liquid Assets | $57.03 Million | 18.02% |
Asset Resilience Insights
- Good Liquidity Position: Seneca Financial Corp maintains a healthy 18.02% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Seneca Financial Corp Industry Peers by Asset Resilience Ratio
Compare Seneca Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Seneca Financial Corp (2017–2019)
The table below shows the annual Asset Resilience Ratio data for Seneca Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 13.30% | $27.96 Million | $210.24 Million | -0.10pp |
| 2018-12-31 | 13.40% | $26.17 Million | $195.31 Million | +0.86pp |
| 2017-12-31 | 12.54% | $22.10 Million | $176.17 Million | -- |