Santander UK plc
Santander UK plc, together with its subsidiaries, provides a range of banking and financial products and services to personal, business, and corporate customers in the United Kingdom. It offers current accounts, credit cards, insurance, loans, mortgages, savings, investments, and digital banking to individuals. The company also provides current accounts, credit cards, savings, borrowings, financi… Read more
Santander UK plc - Asset Resilience Ratio
Santander UK plc (STNDF) has an Asset Resilience Ratio of 2.78% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2024)
This chart shows how Santander UK plc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Santander UK plc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $7.38 Billion | 2.78% |
| Total Liquid Assets | $7.38 Billion | 2.78% |
Asset Resilience Insights
- Limited Liquidity: Santander UK plc maintains only 2.78% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Santander UK plc Industry Peers by Asset Resilience Ratio
Compare Santander UK plc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Santander UK plc (2015–2024)
The table below shows the annual Asset Resilience Ratio data for Santander UK plc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 3.48% | $9.04 Billion | $259.94 Billion | +0.40pp |
| 2023-12-31 | 3.08% | $8.48 Billion | $275.45 Billion | +0.97pp |
| 2022-12-31 | 2.11% | $6.02 Billion | $285.21 Billion | +0.08pp |
| 2021-12-31 | 2.03% | $5.83 Billion | $287.10 Billion | -1.02pp |
| 2020-12-31 | 3.05% | $8.93 Billion | $292.33 Billion | -0.41pp |
| 2019-12-31 | 3.46% | $9.75 Billion | $281.70 Billion | -4.80pp |
| 2018-12-31 | 8.26% | $23.40 Billion | $283.37 Billion | +3.35pp |
| 2017-12-31 | 4.90% | $15.43 Billion | $314.76 Billion | -0.08pp |
| 2016-12-31 | 4.98% | $15.06 Billion | $302.51 Billion | +1.82pp |
| 2015-12-31 | 3.16% | $8.88 Billion | $281.41 Billion | -- |