Westbury Bancorp Inc
Westbury Bancorp, Inc. operates as a holding company for Westbury Bank that provides various community banking and financial products and services for individuals, families, and businesses in the United States. The company offers checking and savings accounts, money market accounts, certificates of deposit, and term certificate accounts; personal, mortgage, one-to four-family residential real est… Read more
Westbury Bancorp Inc - Asset Resilience Ratio
Westbury Bancorp Inc (WBBW) has an Asset Resilience Ratio of 19.50% as of September 2021. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2010–2021)
This chart shows how Westbury Bancorp Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Westbury Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $179.73 Million | 19.5% |
| Total Liquid Assets | $179.73 Million | 19.50% |
Asset Resilience Insights
- Good Liquidity Position: Westbury Bancorp Inc maintains a healthy 19.50% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Westbury Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Westbury Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Westbury Bancorp Inc (2010–2021)
The table below shows the annual Asset Resilience Ratio data for Westbury Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2021-09-30 | 19.50% | $179.73 Million | $921.79 Million | +8.81pp |
| 2020-09-30 | 10.69% | $94.88 Million | $887.28 Million | -1.28pp |
| 2019-09-30 | 11.97% | $102.45 Million | $855.62 Million | -0.79pp |
| 2018-09-30 | 12.76% | $104.19 Million | $816.30 Million | -2.75pp |
| 2017-09-30 | 15.51% | $122.60 Million | $790.29 Million | +2.17pp |
| 2016-09-30 | 13.35% | $93.77 Million | $702.62 Million | +0.78pp |
| 2015-09-30 | 12.57% | $80.29 Million | $638.93 Million | -3.32pp |
| 2014-09-30 | 15.89% | $90.35 Million | $568.70 Million | -3.57pp |
| 2013-09-30 | 19.46% | $105.70 Million | $543.28 Million | +7.20pp |
| 2012-09-30 | 12.26% | $64.53 Million | $526.47 Million | +1.02pp |
| 2011-09-30 | 11.24% | $70.29 Million | $625.39 Million | 0.00pp |
| 2010-09-30 | 11.24% | $70.29 Million | $625.39 Million | -- |