Wilson Bank Holding Company
Wilson Bank Holding Company operates as the bank holding company for Wilson Bank and Trust that provides various banking services to consumers, professionals, small businesses, and municipalities in Tennessee. It offers checking, savings, and money market deposit accounts, as well as certificates of deposit; loans for consumer, commercial, and real estate purposes. The company also provides inves… Read more
Wilson Bank Holding Company - Asset Resilience Ratio
Wilson Bank Holding Company (WBHC) has an Asset Resilience Ratio of 5.52% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2024)
This chart shows how Wilson Bank Holding Company's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Wilson Bank Holding Company's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $322.33 Million | 5.52% |
| Total Liquid Assets | $322.33 Million | 5.52% |
Asset Resilience Insights
- Limited Liquidity: Wilson Bank Holding Company maintains only 5.52% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Wilson Bank Holding Company Industry Peers by Asset Resilience Ratio
Compare Wilson Bank Holding Company's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Wilson Bank Holding Company (2012–2024)
The table below shows the annual Asset Resilience Ratio data for Wilson Bank Holding Company.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.10% | $5.39 Million | $5.36 Billion | -16.63pp |
| 2023-12-31 | 16.74% | $811.08 Million | $4.85 Billion | -2.46pp |
| 2022-12-31 | 19.20% | $822.81 Million | $4.29 Billion | -3.30pp |
| 2021-12-31 | 22.50% | $897.59 Million | $3.99 Billion | +5.27pp |
| 2020-12-31 | 17.23% | $580.54 Million | $3.37 Billion | +2.16pp |
| 2019-12-31 | 15.07% | $421.14 Million | $2.79 Billion | +3.86pp |
| 2018-12-31 | 11.21% | $285.25 Million | $2.54 Billion | -3.15pp |
| 2017-12-31 | 14.36% | $332.72 Million | $2.32 Billion | +0.14pp |
| 2016-12-31 | 14.22% | $312.58 Million | $2.20 Billion | -2.16pp |
| 2015-12-31 | 16.38% | $331.13 Million | $2.02 Billion | -2.11pp |
| 2014-12-31 | 18.49% | $346.42 Million | $1.87 Billion | -0.34pp |
| 2013-12-31 | 18.83% | $329.37 Million | $1.75 Billion | -0.04pp |
| 2012-12-31 | 18.88% | $317.28 Million | $1.68 Billion | -- |