Woodlands Financial Services Co
Woodlands Financial Services Company operates as the financial services holding company for Woodlands Bank and Woodlands Stock Corporation that provides commercial and consumer banking, and trust services in Lycoming and Clinton counties in Pennsylvania. The company accepts checking and savings accounts, certificates of deposit, and individual retirement accounts. It also offers loan products com… Read more
Woodlands Financial Services Co - Asset Resilience Ratio
Woodlands Financial Services Co (WDFN) has an Asset Resilience Ratio of 0.73% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2023)
This chart shows how Woodlands Financial Services Co's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Woodlands Financial Services Co's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.50 Million | 0.73% |
| Total Liquid Assets | $4.50 Million | 0.73% |
Asset Resilience Insights
- Limited Liquidity: Woodlands Financial Services Co maintains only 0.73% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Woodlands Financial Services Co Industry Peers by Asset Resilience Ratio
Compare Woodlands Financial Services Co's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Woodlands Financial Services Co (2013–2023)
The table below shows the annual Asset Resilience Ratio data for Woodlands Financial Services Co.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 0.10% | $586.00K | $612.61 Million | -0.64pp |
| 2022-12-31 | 0.74% | $4.50 Million | $610.90 Million | +0.65pp |
| 2021-12-31 | 0.09% | $500.00K | $573.24 Million | -0.01pp |
| 2020-12-31 | 0.10% | $500.00K | $502.46 Million | -- |
| 2018-12-31 | 0.00% | $0.00 | $414.44 Million | -- |
| 2017-12-31 | 18.06% | $71.58 Million | $396.41 Million | -0.05pp |
| 2016-12-31 | 18.11% | $70.86 Million | $391.32 Million | -2.46pp |
| 2015-12-31 | 20.57% | $77.18 Million | $375.23 Million | -0.93pp |
| 2014-12-31 | 21.50% | $78.31 Million | $364.20 Million | -2.41pp |
| 2013-12-31 | 23.91% | $79.43 Million | $332.14 Million | -- |