Westpac Banking Corporation
Westpac Banking Corporation provides banking and other financial services in Australia, New Zealand, the Pacific Islands, Asia, the Americas, and Europe. It operates through the Consumer, Business & Wealth, Institutional, and New Zealand segments. The company offers bank accounts, home and personal loans, credit cards, international and travel banking services, insurance, superannuation, investme… Read more
Westpac Banking Corporation - Asset Resilience Ratio
Westpac Banking Corporation (WEBNF) has an Asset Resilience Ratio of 9.53% as of September 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2024)
This chart shows how Westpac Banking Corporation's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Westpac Banking Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $102.72 Billion | 9.53% |
| Total Liquid Assets | $102.72 Billion | 9.53% |
Asset Resilience Insights
- Limited Liquidity: Westpac Banking Corporation maintains only 9.53% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Westpac Banking Corporation Industry Peers by Asset Resilience Ratio
Compare Westpac Banking Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Communications Co
SHG:601328 |
Banks - Diversified | -15.60% |
|
ABN AMRO Bank N.V
PINK:AAVMY |
Banks - Diversified | 5.84% |
|
ABN Amro Group NV
AS:ABN |
Banks - Diversified | 0.77% |
|
Agricultural Bank of China PK
PINK:ACGBY |
Banks - Diversified | -17.41% |
|
Alior Bank S.A.
WAR:ALR |
Banks - Diversified | -0.22% |
|
Bank of America Corp
NYSE:BAC |
Banks - Diversified | 21.46% |
|
Bank of China Ltd H
PINK:BACHF |
Banks - Diversified | -20.31% |
|
Banco Bilbao Vizcaya Argentaria S.A
PINK:BBVXF |
Banks - Diversified | 6.84% |
Annual Asset Resilience Ratio for Westpac Banking Corporation (2006–2024)
The table below shows the annual Asset Resilience Ratio data for Westpac Banking Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-09-30 | 9.53% | $102.72 Billion | $1.08 Trillion | +2.36pp |
| 2023-09-30 | 7.18% | $73.89 Billion | $1.03 Trillion | -0.25pp |
| 2022-09-30 | 7.42% | $75.28 Billion | $1.01 Trillion | -1.39pp |
| 2021-09-30 | 8.81% | $82.48 Billion | $935.87 Billion | -1.12pp |
| 2020-09-30 | 9.93% | $90.56 Billion | $911.95 Billion | +1.92pp |
| 2019-09-30 | 8.01% | $72.58 Billion | $906.63 Billion | +1.06pp |
| 2018-09-30 | 6.95% | $61.12 Billion | $879.59 Billion | -0.18pp |
| 2017-09-30 | 7.13% | $60.71 Billion | $851.88 Billion | -0.10pp |
| 2016-09-30 | 7.23% | $60.66 Billion | $839.20 Billion | +0.48pp |
| 2015-09-30 | 6.75% | $54.83 Billion | $812.16 Billion | +2.08pp |
| 2014-09-30 | 4.67% | $36.02 Billion | $770.84 Billion | +0.37pp |
| 2013-09-30 | 4.31% | $30.01 Billion | $696.60 Billion | +0.68pp |
| 2012-09-30 | 3.63% | $24.47 Billion | $674.97 Billion | +0.93pp |
| 2011-09-30 | 2.70% | $18.07 Billion | $670.23 Billion | +0.74pp |
| 2010-09-30 | 1.96% | $12.12 Billion | $618.28 Billion | +1.68pp |
| 2009-09-30 | 0.28% | $1.63 Billion | $589.59 Billion | -0.09pp |
| 2008-09-30 | 0.37% | $1.61 Billion | $439.55 Billion | -0.30pp |
| 2007-09-30 | 0.67% | $2.51 Billion | $374.82 Billion | +0.35pp |
| 2006-09-30 | 0.32% | $969.00 Million | $299.58 Billion | -- |