Zip Co Limited
Zip Co Limited engages in the provision of digital retail finance, personal finance, and payments solutions in Australia, New Zealand, and the United States. The company offers retail line of credit products and personal loans; retail installment products; and Buy Now Pay Later installment products to consumers. It also provides unsecured loans through banking partners, as well as online and in-s… Read more
Zip Co Limited - Asset Resilience Ratio
Zip Co Limited (ZIZTF) has an Asset Resilience Ratio of 0.13% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how Zip Co Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Zip Co Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.61 Million | 0.13% |
| Total Liquid Assets | $4.61 Million | 0.13% |
Asset Resilience Insights
- Limited Liquidity: Zip Co Limited maintains only 0.13% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Zip Co Limited Industry Peers by Asset Resilience Ratio
Compare Zip Co Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Zip Co Limited (2017–2025)
The table below shows the annual Asset Resilience Ratio data for Zip Co Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 0.13% | $4.61 Million | $3.50 Billion | -0.01pp |
| 2024-06-30 | 0.14% | $4.51 Million | $3.18 Billion | -0.07pp |
| 2023-06-30 | 0.21% | $7.20 Million | $3.36 Billion | +0.10pp |
| 2022-06-30 | 0.11% | $3.86 Million | $3.39 Billion | +0.07pp |
| 2021-06-30 | 0.04% | $1.51 Million | $3.39 Billion | -0.07pp |
| 2020-06-30 | 0.11% | $1.51 Million | $1.33 Billion | -0.06pp |
| 2019-06-30 | 0.17% | $1.18 Million | $685.16 Million | -0.19pp |
| 2018-06-30 | 0.36% | $1.21 Million | $333.07 Million | +0.16pp |
| 2017-06-30 | 0.20% | $351.50K | $174.55 Million | -- |