Hapvida Participações e Investimentos S.A. - Asset Resilience Ratio
Hapvida Participações e Investimentos S.A. (HAPV3) has an Asset Resilience Ratio of 9.67% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read HAPV3 total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2014–2025)
This chart shows how Hapvida Participações e Investimentos S.A.'s Asset Resilience Ratio has changed over time. See Hapvida Participações e Investimentos S. net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Hapvida Participações e Investimentos S.A.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Hapvida Participações e Investimentos S. stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | R$0.00 | 0% |
| Short-term Investments | R$6.99 Billion | 9.67% |
| Total Liquid Assets | R$6.99 Billion | 9.67% |
Asset Resilience Insights
- Limited Liquidity: Hapvida Participações e Investimentos S.A. maintains only 9.67% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Hapvida Participações e Investimentos S.A. Industry Peers by Asset Resilience Ratio
Compare Hapvida Participações e Investimentos S.A.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Challenger Ltd
AU:CGF |
Insurance - Life | 2.14% |
|
E-L Financial Corp Ltd
TO:ELF |
Insurance - Life | 1.41% |
|
Pacific Strategic Financial
JK:APIC |
Insurance - Life | 0.35% |
|
Clearview Wealth Ltd
AU:CVW |
Insurance - Life | 22.11% |
|
Nobleoak Life Ltd
AU:NOL |
Insurance - Life | 15.08% |
|
Manulife Financial Corp
TO:MFC |
Insurance - Life | 3.54% |
|
Great-West Lifeco Inc.
TO:GWO |
Insurance - Life | 3.37% |
|
Power Corporation Of Canada
TO:POW |
Insurance - Life | 3.18% |
Annual Asset Resilience Ratio for Hapvida Participações e Investimentos S.A. (2014–2025)
The table below shows the annual Asset Resilience Ratio data for Hapvida Participações e Investimentos S.A..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.67% | R$6.99 Billion ≈ $1.37 Billion |
R$72.29 Billion ≈ $14.18 Billion |
-2.27pp |
| 2024-12-31 | 11.94% | R$8.77 Billion ≈ $1.72 Billion |
R$73.50 Billion ≈ $14.42 Billion |
+2.37pp |
| 2023-12-31 | 9.57% | R$7.00 Billion ≈ $1.37 Billion |
R$73.21 Billion ≈ $14.36 Billion |
+3.17pp |
| 2022-12-31 | 6.39% | R$4.60 Billion ≈ $902.54 Million |
R$71.96 Billion ≈ $14.12 Billion |
-3.29pp |
| 2021-12-31 | 9.68% | R$2.07 Billion ≈ $405.64 Million |
R$21.36 Billion ≈ $4.19 Billion |
-8.65pp |
| 2020-12-31 | 18.32% | R$2.48 Billion ≈ $486.10 Million |
R$13.52 Billion ≈ $2.65 Billion |
+7.02pp |
| 2019-12-31 | 11.30% | R$1.40 Billion ≈ $275.62 Million |
R$12.43 Billion ≈ $2.44 Billion |
-6.90pp |
| 2018-12-31 | 18.21% | R$887.85 Million ≈ $174.21 Million |
R$4.88 Billion ≈ $956.89 Million |
-20.62pp |
| 2017-12-31 | 38.83% | R$907.02 Million ≈ $177.97 Million |
R$2.34 Billion ≈ $458.39 Million |
+9.49pp |
| 2016-12-31 | 29.33% | R$499.18 Million ≈ $97.95 Million |
R$1.70 Billion ≈ $333.90 Million |
+0.13pp |
| 2015-12-31 | 29.21% | R$416.54 Million ≈ $81.73 Million |
R$1.43 Billion ≈ $279.84 Million |
+11.01pp |
| 2014-12-31 | 18.20% | R$201.09 Million ≈ $39.46 Million |
R$1.10 Billion ≈ $216.78 Million |
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About Hapvida Participações e Investimentos S.A.
Hapvida Participações e Investimentos S.A., together with its subsidiaries, operates in the healthcare sector in Brazil. It sells health insurance plans through its own clinical, outpatient, and hospital networks, as well as dental plans through an accredited network. Hapvida Participações e Investimentos S.A. was founded in 1979 and is headquartered in Fortaleza, Brazil.