Hapvida Participações e Investimentos S.A. (HAPV3) - Net Assets
Based on the latest financial reports, Hapvida Participações e Investimentos S.A. (HAPV3) has net assets worth R$48.06 Billion BRL (≈ $9.43 Billion USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (R$72.80 Billion ≈ $14.28 Billion USD) and total liabilities (R$24.74 Billion ≈ $4.85 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset allocation strategy of Hapvida Participações e Investimentos S. to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | R$48.06 Billion |
| % of Total Assets | 66.02% |
| Annual Growth Rate | 61.3% |
| 5-Year Change | 356.35% |
| 10-Year Change | 9349.81% |
| Growth Volatility | 199.81 |
Hapvida Participações e Investimentos S.A. - Net Assets Trend (2014–2025)
This chart illustrates how Hapvida Participações e Investimentos S.A.'s net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see HAPV3 stock market capitalisation.
Annual Net Assets for Hapvida Participações e Investimentos S.A. (2014–2025)
The table below shows the annual net assets of Hapvida Participações e Investimentos S.A. from 2014 to 2025. Also explore Hapvida Participações e Investimentos S. equity growth rate to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | R$48.25 Billion ≈ $9.47 Billion |
-0.88% |
| 2024-12-31 | R$48.68 Billion ≈ $9.55 Billion |
-2.02% |
| 2023-12-31 | R$49.68 Billion ≈ $9.75 Billion |
+4.59% |
| 2022-12-31 | R$47.50 Billion ≈ $9.32 Billion |
+349.28% |
| 2021-12-31 | R$10.57 Billion ≈ $2.07 Billion |
+35.01% |
| 2020-12-31 | R$7.83 Billion ≈ $1.54 Billion |
+7.84% |
| 2019-12-31 | R$7.26 Billion ≈ $1.42 Billion |
+101.39% |
| 2018-12-31 | R$3.61 Billion ≈ $707.53 Million |
+663.95% |
| 2017-12-31 | R$472.00 Million ≈ $92.62 Million |
-7.56% |
| 2016-12-31 | R$510.60 Million ≈ $100.19 Million |
+53.76% |
| 2015-12-31 | R$332.07 Million ≈ $65.16 Million |
+32.37% |
| 2014-12-31 | R$250.87 Million ≈ $49.23 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Hapvida Participações e Investimentos S.A.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 59.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | R$398.21 Million | 0.83% |
| Common Stock | R$38.87 Billion | 80.55% |
| Other Comprehensive Income | R$9.95 Billion | 20.61% |
| Total Equity | R$48.25 Billion | 100.00% |
Hapvida Participações e Investimentos S.A. Competitors by Market Cap
The table below lists competitors of Hapvida Participações e Investimentos S.A. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Neto Malinda
TA:NTML
|
$634.03 Million |
|
Jai Balaji Industries Limited
NSE:JAIBALAJI
|
$634.66 Million |
|
Xiangxue Pharmaceutical
SHE:300147
|
$634.78 Million |
|
Jiangsu Liba Enterprise Joint-Stock Co Ltd
SHG:603519
|
$634.86 Million |
|
Northern Data AG
XETRA:NB2
|
$633.82 Million |
|
Krishana Phoschem Limited
NSE:KRISHANA
|
$633.71 Million |
|
First Community Bancshares Inc
NASDAQ:FCBC
|
$633.70 Million |
|
Life & Banc Split Corp
TO:LBS
|
$633.67 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Hapvida Participações e Investimentos S.A.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 48,675,201,000 to 48,248,551,000, a change of -426,650,000 (-0.9%).
- Net loss of 141,747,000 reduced equity.
- Share repurchases of 386,372,000 reduced equity.
- Other comprehensive income increased equity by 53,207,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | R$-141.75 Million | -0.29% |
| Share Repurchases | R$386.37 Million | -0.8% |
| Other Comprehensive Income | R$53.21 Million | +0.11% |
| Other Changes | R$73.63 Million | +0.15% |
| Total Change | R$- | -0.88% |
Book Value vs Market Value Analysis
This analysis compares Hapvida Participações e Investimentos S.A.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.07x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 11.38x to 0.07x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-12-31 | R$0.60 | R$6.80 | x |
| 2015-12-31 | R$1.48 | R$6.80 | x |
| 2016-12-31 | R$2.28 | R$6.80 | x |
| 2017-12-31 | R$2.53 | R$6.80 | x |
| 2018-12-31 | R$17.06 | R$6.80 | x |
| 2019-12-31 | R$28.19 | R$6.80 | x |
| 2020-12-31 | R$31.61 | R$6.80 | x |
| 2021-12-31 | R$41.26 | R$6.80 | x |
| 2022-12-31 | R$106.94 | R$6.80 | x |
| 2023-12-31 | R$99.28 | R$6.80 | x |
| 2024-12-31 | R$95.54 | R$6.80 | x |
| 2025-12-31 | R$96.16 | R$6.80 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Hapvida Participações e Investimentos S.A. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -0.29%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -0.45%
- • Asset Turnover: 0.44x
- • Equity Multiplier: 1.50x
- Recent ROE (-0.29%) is below the historical average (39.12%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 107.89% | 13.76% | 1.78x | 4.41x | R$245.06 Million |
| 2015 | 90.72% | 12.25% | 1.72x | 4.30x | R$268.03 Million |
| 2016 | 89.57% | 15.05% | 1.78x | 3.33x | R$406.09 Million |
| 2017 | 137.49% | 16.86% | 1.65x | 4.95x | R$601.58 Million |
| 2018 | 21.86% | 17.21% | 0.94x | 1.35x | R$427.22 Million |
| 2019 | 11.71% | 15.08% | 0.45x | 1.71x | R$123.86 Million |
| 2020 | 10.01% | 9.16% | 0.63x | 1.73x | R$542.80K |
| 2021 | 4.71% | 5.04% | 0.46x | 2.02x | R$-559.42 Million |
| 2022 | -1.59% | -3.27% | 0.33x | 1.48x | R$-5.65 Billion |
| 2023 | -1.24% | -2.20% | 0.38x | 1.47x | R$-5.58 Billion |
| 2024 | -1.33% | -2.25% | 0.39x | 1.51x | R$-5.52 Billion |
| 2025 | -0.29% | -0.45% | 0.44x | 1.50x | R$-4.97 Billion |
Industry Comparison
This section compares Hapvida Participações e Investimentos S.A.'s net assets metrics with peer companies in the Insurance - Life industry.
No peer company data available for comparison.
About Hapvida Participações e Investimentos S.A.
Hapvida Participações e Investimentos S.A., together with its subsidiaries, operates in the healthcare sector in Brazil. It sells health insurance plans through its own clinical, outpatient, and hospital networks, as well as dental plans through an accredited network. Hapvida Participações e Investimentos S.A. was founded in 1979 and is headquartered in Fortaleza, Brazil.