Hapvida Participações e Investimentos S.A. (HAPV3) - Net Assets
Based on the latest financial reports, Hapvida Participações e Investimentos S.A. (HAPV3) has net assets worth R$48.25 Billion BRL (≈ $9.47 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (R$72.29 Billion ≈ $14.18 Billion USD) and total liabilities (R$24.04 Billion ≈ $4.72 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how resilient are Hapvida Participações e Investimentos S.'s assets to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | R$48.25 Billion |
| % of Total Assets | 66.75% |
| Annual Growth Rate | 61.3% |
| 5-Year Change | 356.35% |
| 10-Year Change | 9349.81% |
| Growth Volatility | 199.81 |
Hapvida Participações e Investimentos S.A. - Net Assets Trend (2014–2025)
This chart illustrates how Hapvida Participações e Investimentos S.A.'s net assets have evolved over time, based on quarterly financial data. Also explore Hapvida Participações e Investimentos S. balance sheet assets for the complete picture of this company's asset base.
Annual Net Assets for Hapvida Participações e Investimentos S.A. (2014–2025)
The table below shows the annual net assets of Hapvida Participações e Investimentos S.A. from 2014 to 2025. For live valuation and market cap data, see Hapvida Participações e Investimentos S. market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | R$48.25 Billion ≈ $9.47 Billion |
-0.88% |
| 2024-12-31 | R$48.68 Billion ≈ $9.55 Billion |
-2.02% |
| 2023-12-31 | R$49.68 Billion ≈ $9.75 Billion |
+4.59% |
| 2022-12-31 | R$47.50 Billion ≈ $9.32 Billion |
+349.28% |
| 2021-12-31 | R$10.57 Billion ≈ $2.07 Billion |
+35.01% |
| 2020-12-31 | R$7.83 Billion ≈ $1.54 Billion |
+7.84% |
| 2019-12-31 | R$7.26 Billion ≈ $1.42 Billion |
+101.39% |
| 2018-12-31 | R$3.61 Billion ≈ $707.53 Million |
+663.95% |
| 2017-12-31 | R$472.00 Million ≈ $92.62 Million |
-7.56% |
| 2016-12-31 | R$510.60 Million ≈ $100.19 Million |
+53.76% |
| 2015-12-31 | R$332.07 Million ≈ $65.16 Million |
+32.37% |
| 2014-12-31 | R$250.87 Million ≈ $49.23 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Hapvida Participações e Investimentos S.A.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 59.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | R$398.21 Million | 0.83% |
| Common Stock | R$38.87 Billion | 80.55% |
| Other Comprehensive Income | R$9.95 Billion | 20.61% |
| Total Equity | R$48.25 Billion | 100.00% |
Hapvida Participações e Investimentos S.A. Competitors by Market Cap
The table below lists competitors of Hapvida Participações e Investimentos S.A. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Jiaxing ZMAX Optech Co. Ltd. A
SHG:688307
|
$1.15 Billion |
|
ROMANDE ENERGIE SA
SW:REHN
|
$1.15 Billion |
|
Create Technology & Science Co Ltd
SHE:000551
|
$1.15 Billion |
|
Terveystalo Oy
HE:TTALO
|
$1.15 Billion |
|
Ningbo Kangqiang Electronics Co Ltd
SHE:002119
|
$1.15 Billion |
|
Mivtach Shamir
TA:MISH
|
$1.15 Billion |
|
Dongwon Ind
KO:006040
|
$1.15 Billion |
|
NPK International Inc.
NYSE:NPKI
|
$1.15 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Hapvida Participações e Investimentos S.A.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 48,675,201,000 to 48,248,551,000, a change of -426,650,000 (-0.9%).
- Net loss of 141,747,000 reduced equity.
- Share repurchases of 386,372,000 reduced equity.
- Other comprehensive income increased equity by 53,207,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | R$-141.75 Million | -0.29% |
| Share Repurchases | R$386.37 Million | -0.8% |
| Other Comprehensive Income | R$53.21 Million | +0.11% |
| Other Changes | R$73.63 Million | +0.15% |
| Total Change | R$- | -0.88% |
Book Value vs Market Value Analysis
This analysis compares Hapvida Participações e Investimentos S.A.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.13x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 20.73x to 0.13x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-12-31 | R$0.60 | R$12.39 | x |
| 2015-12-31 | R$1.48 | R$12.39 | x |
| 2016-12-31 | R$2.28 | R$12.39 | x |
| 2017-12-31 | R$2.53 | R$12.39 | x |
| 2018-12-31 | R$17.06 | R$12.39 | x |
| 2019-12-31 | R$28.19 | R$12.39 | x |
| 2020-12-31 | R$31.61 | R$12.39 | x |
| 2021-12-31 | R$41.26 | R$12.39 | x |
| 2022-12-31 | R$106.94 | R$12.39 | x |
| 2023-12-31 | R$99.28 | R$12.39 | x |
| 2024-12-31 | R$95.54 | R$12.39 | x |
| 2025-12-31 | R$96.16 | R$12.39 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Hapvida Participações e Investimentos S.A. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -0.29%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -0.45%
- • Asset Turnover: 0.44x
- • Equity Multiplier: 1.50x
- Recent ROE (-0.29%) is below the historical average (39.12%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 107.89% | 13.76% | 1.78x | 4.41x | R$245.06 Million |
| 2015 | 90.72% | 12.25% | 1.72x | 4.30x | R$268.03 Million |
| 2016 | 89.57% | 15.05% | 1.78x | 3.33x | R$406.09 Million |
| 2017 | 137.49% | 16.86% | 1.65x | 4.95x | R$601.58 Million |
| 2018 | 21.86% | 17.21% | 0.94x | 1.35x | R$427.22 Million |
| 2019 | 11.71% | 15.08% | 0.45x | 1.71x | R$123.86 Million |
| 2020 | 10.01% | 9.16% | 0.63x | 1.73x | R$542.80K |
| 2021 | 4.71% | 5.04% | 0.46x | 2.02x | R$-559.42 Million |
| 2022 | -1.59% | -3.27% | 0.33x | 1.48x | R$-5.65 Billion |
| 2023 | -1.24% | -2.20% | 0.38x | 1.47x | R$-5.58 Billion |
| 2024 | -1.33% | -2.25% | 0.39x | 1.51x | R$-5.52 Billion |
| 2025 | -0.29% | -0.45% | 0.44x | 1.50x | R$-4.97 Billion |
Industry Comparison
This section compares Hapvida Participações e Investimentos S.A.'s net assets metrics with peer companies in the Insurance - Life industry.
No peer company data available for comparison.
About Hapvida Participações e Investimentos S.A.
Hapvida Participações e Investimentos S.A., together with its subsidiaries, operates in the healthcare sector in Brazil. It sells health insurance plans through its own clinical, outpatient, and hospital networks, as well as dental plans through an accredited network. Hapvida Participações e Investimentos S.A. was founded in 1979 and is headquartered in Fortaleza, Brazil.