Banco Santander (Brasil) S.A. - Asset Resilience Ratio

Latest as of December 2025: 5.47%

Banco Santander (Brasil) S.A. (SANB11) has an Asset Resilience Ratio of 5.47% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is Banco Santander (Brasil) S.A.'s working capital to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

R$69.45 Billion

≈ $13.63 Billion USD Cash + Short-term Investments

Total Assets

R$1.27 Trillion

≈ $249.20 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2008–2025)

This chart shows how Banco Santander (Brasil) S.A.'s Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see total assets of Banco Santander (Brasil) S.A..

Liquid Assets Composition Over Time

This chart breaks down Banco Santander (Brasil) S.A.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Banco Santander (Brasil) S.A. long-term investment allocation to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	R$0.00	0%
Short-term Investments	R$69.45 Billion	5.47%
Total Liquid Assets	R$69.45 Billion	5.47%

Asset Resilience Insights

Limited Liquidity: Banco Santander (Brasil) S.A. maintains only 5.47% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Banco Santander (Brasil) S.A. Industry Peers by Asset Resilience Ratio

Compare Banco Santander (Brasil) S.A.'s asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Banco Santander (Brasil) S.A. (2008–2025)

The table below shows the annual Asset Resilience Ratio data for Banco Santander (Brasil) S.A..

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	5.47%	R$69.45 Billion ≈ $13.63 Billion	R$1.27 Trillion ≈ $249.20 Billion	-1.96pp
2024-12-31	7.43%	R$92.08 Billion ≈ $18.07 Billion	R$1.24 Trillion ≈ $243.07 Billion	+2.14pp
2023-12-31	5.29%	R$59.05 Billion ≈ $11.59 Billion	R$1.12 Trillion ≈ $218.91 Billion	-8.94pp
2022-12-31	14.23%	R$140.26 Billion ≈ $27.52 Billion	R$985.45 Billion ≈ $193.36 Billion	-4.22pp
2021-12-31	18.45%	R$171.81 Billion ≈ $33.71 Billion	R$931.21 Billion ≈ $182.72 Billion	-3.57pp
2020-12-31	22.02%	R$205.58 Billion ≈ $40.34 Billion	R$933.58 Billion ≈ $183.18 Billion	+2.10pp
2019-12-31	19.92%	R$151.52 Billion ≈ $29.73 Billion	R$760.61 Billion ≈ $149.25 Billion	-1.39pp
2018-12-31	21.31%	R$154.29 Billion ≈ $30.27 Billion	R$723.87 Billion ≈ $142.04 Billion	+8.02pp
2017-12-31	13.29%	R$85.82 Billion ≈ $16.84 Billion	R$645.74 Billion ≈ $126.70 Billion	+4.18pp
2016-12-31	9.11%	R$57.82 Billion ≈ $11.34 Billion	R$634.39 Billion ≈ $124.48 Billion	-2.16pp
2015-12-31	11.28%	R$68.27 Billion ≈ $13.39 Billion	R$605.39 Billion ≈ $118.79 Billion	-13.94pp
2014-12-31	25.22%	R$131.18 Billion ≈ $25.74 Billion	R$520.23 Billion ≈ $102.08 Billion	+8.33pp
2013-12-31	16.89%	R$76.51 Billion ≈ $15.01 Billion	R$453.05 Billion ≈ $88.90 Billion	-1.05pp
2012-12-31	17.93%	R$75.79 Billion ≈ $14.87 Billion	R$422.61 Billion ≈ $82.92 Billion	-5.06pp
2011-12-31	23.00%	R$92.12 Billion ≈ $18.08 Billion	R$400.58 Billion ≈ $78.60 Billion	+3.77pp
2010-12-31	19.22%	R$72.03 Billion ≈ $14.13 Billion	R$374.66 Billion ≈ $73.52 Billion	+12.86pp
2009-12-31	6.37%	R$20.12 Billion ≈ $3.95 Billion	R$315.97 Billion ≈ $62.00 Billion	-0.43pp
2008-12-31	6.79%	R$19.99 Billion ≈ $3.92 Billion	R$294.19 Billion ≈ $57.73 Billion	--

pp = percentage points

About Banco Santander (Brasil) S.A.

SA:SANB11 Brazil Banks - Regional

Market Cap

$21.83 Billion

R$111.24 Billion BRL

Market Cap Rank

#1192 Global

#17 in Brazil

Share Price

R$29.78

Change (1 day)

-0.96%

52-Week Range

R$25.25 - R$37.50

All Time High

R$39.35