Banco Santander (Brasil) S.A. (SANB11) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Banco Santander (Brasil) S.A. (SANB11) has a cash flow conversion efficiency ratio of -0.157x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (R$-19.83 Billion ≈ $-3.89 Billion USD) by net assets (R$126.55 Billion ≈ $24.83 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See SANB11 net asset quality score to measure how much of total assets are equity-financed.
Banco Santander (Brasil) S.A. - Cash Flow Conversion Efficiency Trend (2006–2025)
This chart illustrates how Banco Santander (Brasil) S.A.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Banco Santander (Brasil) S.A. (SANB11) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Banco Santander (Brasil) S.A. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Banco Santander (Brasil) S.A. ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Huatai Securities Co Ltd
SHG:601688
|
0.170x |
|
Helvetia Holding AG
SW:HBAN
|
0.020x |
|
China Northern Rare Earth Group High-Tech Co Ltd
SHG:600111
|
0.057x |
|
AMADEUS IT GRP ADR EO-001
F:AI3B
|
0.120x |
|
VOLKSWAGEN AG VZ ADR1/10
F:VOWB
|
0.024x |
|
International Consolidated Airlines Group S.A
MC:IAG
|
0.384x |
|
FedEx Freight Holding Company, Inc.
NYSE:FDXF
|
N/A |
|
SoFi Technologies Inc.
NASDAQ:SOFI
|
0.011x |
Annual Cash Flow Conversion Efficiency for Banco Santander (Brasil) S.A. (2006–2025)
The table below shows the annual cash flow conversion efficiency of Banco Santander (Brasil) S.A. from 2006 to 2025. For the full company profile with market capitalisation and key ratios, see Banco Santander (Brasil) S.A. (SANB11) market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | R$126.55 Billion ≈ $24.83 Billion |
R$4.99 Billion ≈ $979.55 Million |
0.039x | +122.37% |
| 2024-12-31 | R$119.83 Billion ≈ $23.51 Billion |
R$-21.13 Billion ≈ $-4.15 Billion |
-0.176x | -155.32% |
| 2023-12-31 | R$114.86 Billion ≈ $22.54 Billion |
R$36.61 Billion ≈ $7.18 Billion |
0.319x | +415.31% |
| 2022-12-31 | R$110.68 Billion ≈ $21.72 Billion |
R$6.85 Billion ≈ $1.34 Billion |
0.062x | -3.69% |
| 2021-12-31 | R$105.97 Billion ≈ $20.79 Billion |
R$6.81 Billion ≈ $1.34 Billion |
0.064x | -83.90% |
| 2020-12-31 | R$106.09 Billion ≈ $20.82 Billion |
R$42.32 Billion ≈ $8.30 Billion |
0.399x | +55.90% |
| 2019-12-31 | R$97.21 Billion ≈ $19.07 Billion |
R$24.87 Billion ≈ $4.88 Billion |
0.256x | +183.13% |
| 2018-12-31 | R$91.60 Billion ≈ $17.97 Billion |
R$8.28 Billion ≈ $1.62 Billion |
0.090x | -84.34% |
| 2017-12-31 | R$87.09 Billion ≈ $17.09 Billion |
R$50.26 Billion ≈ $9.86 Billion |
0.577x | +625.33% |
| 2016-12-31 | R$84.81 Billion ≈ $16.64 Billion |
R$6.75 Billion ≈ $1.32 Billion |
0.080x | +57.78% |
| 2015-12-31 | R$79.84 Billion ≈ $15.67 Billion |
R$4.03 Billion ≈ $790.03 Million |
0.050x | +185.98% |
| 2014-12-31 | R$78.68 Billion ≈ $15.44 Billion |
R$-4.62 Billion ≈ $-905.58 Million |
-0.059x | -123.16% |
| 2013-12-31 | R$81.66 Billion ≈ $16.02 Billion |
R$20.68 Billion ≈ $4.06 Billion |
0.253x | +488.98% |
| 2012-12-31 | R$79.14 Billion ≈ $15.53 Billion |
R$3.40 Billion ≈ $667.73 Million |
0.043x | +129.76% |
| 2011-12-31 | R$76.88 Billion ≈ $15.09 Billion |
R$-11.11 Billion ≈ $-2.18 Billion |
-0.145x | -2.67% |
| 2010-12-31 | R$73.36 Billion ≈ $14.40 Billion |
R$-10.33 Billion ≈ $-2.03 Billion |
-0.141x | +20.17% |
| 2009-12-31 | R$69.27 Billion ≈ $13.59 Billion |
R$-12.21 Billion ≈ $-2.40 Billion |
-0.176x | -258.22% |
| 2008-12-31 | R$49.84 Billion ≈ $9.78 Billion |
R$5.55 Billion ≈ $1.09 Billion |
0.111x | +1171.08% |
| 2007-12-31 | R$9.26 Billion ≈ $1.82 Billion |
R$81.23 Million ≈ $15.94 Million |
0.009x | +114.53% |
| 2006-12-31 | R$7.98 Billion ≈ $1.56 Billion |
R$-481.23 Million ≈ $-94.43 Million |
-0.060x | -- |
About Banco Santander (Brasil) S.A.
Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in two segments, Commercial Banking and Global Wholesale Banking. The company offers payment and loyalty products, including credit and debit cards; payroll and real estate loa… Read more