Banco Santander (Brasil) S.A. - Asset Resilience Ratio

Latest as of June 2025: 5.81%

Banco Santander (Brasil) S.A. (SANB3) has an Asset Resilience Ratio of 5.81% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

R$72.08 Billion

≈ $14.14 Billion USD Cash + Short-term Investments

Total Assets

R$1.24 Trillion

≈ $243.38 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2013–2024)

This chart shows how Banco Santander (Brasil) S.A.'s Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Banco Santander (Brasil) S.A.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	R$0.00	0%
Short-term Investments	R$72.08 Billion	5.81%
Total Liquid Assets	R$72.08 Billion	5.81%

Asset Resilience Insights

Limited Liquidity: Banco Santander (Brasil) S.A. maintains only 5.81% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Banco Santander (Brasil) S.A. Industry Peers by Asset Resilience Ratio

Compare Banco Santander (Brasil) S.A.'s asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Nordea Bank Abp HE:NDA-FI	Banks - Regional	-14.47%
Bank of Ningbo Co Ltd SHE:002142	Banks - Regional	9.68%
Bank of Nanjing Co Ltd SHG:601009	Banks - Regional	-5.31%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Panin Financial Tbk JK:PNLF	Banks - Regional	13.19%
VersaBank TO:VBNK	Banks - Regional	1.65%
Fynske Bank A/S CO:FYNBK	Banks - Regional	0.07%
Kreditbanken A/S CO:KRE	Banks - Regional	0.05%

Annual Asset Resilience Ratio for Banco Santander (Brasil) S.A. (2013–2024)

The table below shows the annual Asset Resilience Ratio data for Banco Santander (Brasil) S.A..

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	7.43%	R$92.08 Billion ≈ $18.07 Billion	R$1.24 Trillion ≈ $243.07 Billion	+2.14pp
2023-12-31	5.29%	R$59.05 Billion ≈ $11.59 Billion	R$1.12 Trillion ≈ $218.91 Billion	-0.33pp
2022-12-31	5.62%	R$55.43 Billion ≈ $10.88 Billion	R$985.45 Billion ≈ $193.36 Billion	-5.25pp
2021-12-31	10.87%	R$101.24 Billion ≈ $19.87 Billion	R$931.21 Billion ≈ $182.72 Billion	-0.85pp
2020-12-31	11.72%	R$109.74 Billion ≈ $21.53 Billion	R$936.20 Billion ≈ $183.70 Billion	-0.89pp
2019-12-31	12.61%	R$96.12 Billion ≈ $18.86 Billion	R$762.24 Billion ≈ $149.56 Billion	+0.81pp
2018-12-31	11.80%	R$85.44 Billion ≈ $16.76 Billion	R$723.87 Billion ≈ $142.04 Billion	-1.49pp
2017-12-31	13.29%	R$85.82 Billion ≈ $16.84 Billion	R$645.70 Billion ≈ $126.70 Billion	+4.18pp
2016-12-31	9.11%	R$57.82 Billion ≈ $11.34 Billion	R$634.39 Billion ≈ $124.48 Billion	+9.03pp
2015-12-31	0.09%	R$517.54 Million ≈ $101.55 Million	R$605.39 Billion ≈ $118.79 Billion	+0.08pp
2014-12-31	0.00%	R$6.46 Million ≈ $1.27 Million	R$520.23 Billion ≈ $102.08 Billion	-0.01pp
2013-12-31	0.01%	R$55.34 Million ≈ $10.86 Million	R$453.05 Billion ≈ $88.90 Billion	--

pp = percentage points

About Banco Santander (Brasil) S.A.

SA:SANB3 Brazil Banks - Regional

Market Cap

$10.97 Billion

R$55.90 Billion BRL

Market Cap Rank

#2102 Global

#28 in Brazil

Share Price

R$14.69

Change (1 day)

-0.88%

52-Week Range

R$12.31 - R$18.49

All Time High

R$20.92