Banco Santander (Brasil) S.A. - Asset Resilience Ratio
Banco Santander (Brasil) S.A. (SANB3) has an Asset Resilience Ratio of 5.81% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of Banco Santander (Brasil) S.A. to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2024)
This chart shows how Banco Santander (Brasil) S.A.'s Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Banco Santander (Brasil) S.A. assets under control.
Liquid Assets Composition Over Time
This chart breaks down Banco Santander (Brasil) S.A.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Banco Santander (Brasil) S.A. strategic investment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | R$0.00 | 0% |
| Short-term Investments | R$72.08 Billion | 5.81% |
| Total Liquid Assets | R$72.08 Billion | 5.81% |
Asset Resilience Insights
- Limited Liquidity: Banco Santander (Brasil) S.A. maintains only 5.81% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Banco Santander (Brasil) S.A. Industry Peers by Asset Resilience Ratio
Compare Banco Santander (Brasil) S.A.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bendigo and Adelaide Bank Ltd
AU:BEN |
Banks - Regional | -3.55% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
First Mid Illinois Bancshares Inc
NASDAQ:FMBH |
Banks - Regional | 12.77% |
|
Banco Mercantil do Brasil S.A
SA:BMEB3 |
Banks - Regional | -18.66% |
|
Southern California Bancorp Common Stock
NASDAQ:BCAL |
Banks - Regional | 7.67% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Banco Hipotecario SA
BA:BHIP |
Banks - Regional | 4.67% |
|
Merkur PrivatBank KgaA
XETRA:MBK |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Banco Santander (Brasil) S.A. (2013–2024)
The table below shows the annual Asset Resilience Ratio data for Banco Santander (Brasil) S.A..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 7.43% | R$92.08 Billion ≈ $18.07 Billion |
R$1.24 Trillion ≈ $243.07 Billion |
+2.14pp |
| 2023-12-31 | 5.29% | R$59.05 Billion ≈ $11.59 Billion |
R$1.12 Trillion ≈ $218.91 Billion |
-0.33pp |
| 2022-12-31 | 5.62% | R$55.43 Billion ≈ $10.88 Billion |
R$985.45 Billion ≈ $193.36 Billion |
-5.25pp |
| 2021-12-31 | 10.87% | R$101.24 Billion ≈ $19.87 Billion |
R$931.21 Billion ≈ $182.72 Billion |
-0.85pp |
| 2020-12-31 | 11.72% | R$109.74 Billion ≈ $21.53 Billion |
R$936.20 Billion ≈ $183.70 Billion |
-0.89pp |
| 2019-12-31 | 12.61% | R$96.12 Billion ≈ $18.86 Billion |
R$762.24 Billion ≈ $149.56 Billion |
+0.81pp |
| 2018-12-31 | 11.80% | R$85.44 Billion ≈ $16.76 Billion |
R$723.87 Billion ≈ $142.04 Billion |
-1.49pp |
| 2017-12-31 | 13.29% | R$85.82 Billion ≈ $16.84 Billion |
R$645.70 Billion ≈ $126.70 Billion |
+4.18pp |
| 2016-12-31 | 9.11% | R$57.82 Billion ≈ $11.34 Billion |
R$634.39 Billion ≈ $124.48 Billion |
+9.03pp |
| 2015-12-31 | 0.09% | R$517.54 Million ≈ $101.55 Million |
R$605.39 Billion ≈ $118.79 Billion |
+0.08pp |
| 2014-12-31 | 0.00% | R$6.46 Million ≈ $1.27 Million |
R$520.23 Billion ≈ $102.08 Billion |
-0.01pp |
| 2013-12-31 | 0.01% | R$55.34 Million ≈ $10.86 Million |
R$453.05 Billion ≈ $88.90 Billion |
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About Banco Santander (Brasil) S.A.
Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in Commercial Banking and Global Wholesale Banking segments. The company offers payroll and real estate loans; home equity financing solutions; a microfinance program; consorti… Read more