Banco Santander (Brasil) S.A. (SANB3) - Cash Flow Conversion Efficiency

Latest as of September 2025: 0.200x

Based on the latest financial reports, Banco Santander (Brasil) S.A. (SANB3) has a cash flow conversion efficiency ratio of 0.200x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (R$24.83 Billion ≈ $4.87 Billion USD) by net assets (R$123.85 Billion ≈ $24.30 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Banco Santander (Brasil) S.A. balance sheet quality to measure how much of total assets are equity-financed.

Banco Santander (Brasil) S.A. - Cash Flow Conversion Efficiency Trend (2013–2024)

This chart illustrates how Banco Santander (Brasil) S.A.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Banco Santander (Brasil) S.A. (SANB3) cash flow quality to evaluate the quality of earnings relative to operating cash generation.

Banco Santander (Brasil) S.A. Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Banco Santander (Brasil) S.A. ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
China Railway Construction Corp Ltd SHG:601186	0.003x
Samsung SDS Co Ltd KO:018260	0.033x
TURKIYE GARANTI BANKASI AS F:GBKB	0.075x
Belimo Holding SW:BEAN	0.172x
Doosan Corp. KO:000150	-0.044x
JSW Energy Limited NSE:JSWENERGY	0.159x
RAIFFEIS. UNSPON.ADR/1/4 F:RAW0	0.025x
Alcoa Corp NYSE:AA	0.040x

Annual Cash Flow Conversion Efficiency for Banco Santander (Brasil) S.A. (2013–2024)

The table below shows the annual cash flow conversion efficiency of Banco Santander (Brasil) S.A. from 2013 to 2024. For the full company profile with market capitalisation and key ratios, see Banco Santander (Brasil) S.A. (SANB3) market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2024-12-31	R$119.49 Billion ≈ $23.45 Billion	R$-21.13 Billion ≈ $-4.15 Billion	-0.177x	-140.95%
2023-12-31	R$114.45 Billion ≈ $22.46 Billion	R$49.42 Billion ≈ $9.70 Billion	0.432x	+594.91%
2022-12-31	R$110.18 Billion ≈ $21.62 Billion	R$6.85 Billion ≈ $1.34 Billion	0.062x	-3.26%
2021-12-31	R$105.97 Billion ≈ $20.79 Billion	R$6.81 Billion ≈ $1.34 Billion	0.064x	-83.94%
2020-12-31	R$105.78 Billion ≈ $20.76 Billion	R$42.32 Billion ≈ $8.30 Billion	0.400x	+55.46%
2019-12-31	R$96.65 Billion ≈ $18.96 Billion	R$24.87 Billion ≈ $4.88 Billion	0.257x	+182.92%
2018-12-31	R$91.00 Billion ≈ $17.86 Billion	R$8.28 Billion ≈ $1.62 Billion	0.091x	-84.33%
2017-12-31	R$86.65 Billion ≈ $17.00 Billion	R$50.29 Billion ≈ $9.87 Billion	0.580x	+623.16%
2016-12-31	R$84.09 Billion ≈ $16.50 Billion	R$6.75 Billion ≈ $1.32 Billion	0.080x	+58.27%
2015-12-31	R$79.40 Billion ≈ $15.58 Billion	R$4.03 Billion ≈ $790.03 Million	0.051x	+186.45%
2014-12-31	R$78.68 Billion ≈ $15.44 Billion	R$-4.62 Billion ≈ $-905.58 Million	-0.059x	-123.16%
2013-12-31	R$81.66 Billion ≈ $16.02 Billion	R$20.68 Billion ≈ $4.06 Billion	0.253x	--

About Banco Santander (Brasil) S.A.

SA:SANB3 Brazil Banks - Regional

Market Cap

$10.79 Billion

R$54.98 Billion BRL

Market Cap Rank

#2103 Global

#25 in Brazil

Share Price

R$14.45

Change (1 day)

+15.23%

52-Week Range

R$12.33 - R$18.49

All Time High

R$20.92