Banco Santander (Brasil) S.A. Cash Flow Conversion Efficiency

Latest as of September 2025: 0.200x

Banco Santander (Brasil) S.A. cash flow conversion efficiency. Based on the latest financial reports, Banco Santander (Brasil) S.A. (SANB3) has a cash flow conversion efficiency ratio of 0.200x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (R$24.83 Billion ≈ $4.87 Billion USD) by net assets (R$123.85 Billion ≈ $24.30 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of Banco Santander (Brasil) S.A. (2013–2024)

Cash flow conversion efficiency of Banco Santander (Brasil) S.A. from 2013 to 2024. This chart illustrates how Banco Santander (Brasil) S.A.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. View today's stock price for Banco Santander (Brasil) S.A. for real-time trading data and today's change.

Banco Santander (Brasil) S.A. Cash Flow Conversion Ratio Explained

Banco Santander (Brasil) S.A. cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

Banco Santander (Brasil) S.A. Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Banco Santander (Brasil) S.A. ranked by their cash flow conversion efficiency. Also see SANB3 stock market capitalisation for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
Jefferies Financial Group Inc NYSE:JEF	0.151x
CATHAY PAC.AIRW.HD-20ADR5 F:CTYA	N/A
Sibanye Gold Ltd ADR NYSE:SBSW	0.201x
Allison Transmission Holdings Inc NYSE:ALSN	0.082x
Range Resources Corp NYSE:RRC	0.050x
Vietnam JSCmmercial Bank for Industry and Trade VN:CTG	-0.013x
Pharmaron Beijing Co Ltd SHE:300759	0.068x
Interpublic Group of Companies Inc NYSE:IPG	0.049x

Annual Cash Flow Conversion Efficiency for Banco Santander (Brasil) S.A. (2013–2024)

The table below shows the annual cash flow conversion efficiency of Banco Santander (Brasil) S.A. from 2013 to 2024. Review SANB3 free cash flow to operating cash ratio to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2024-12-31	R$119.49 Billion ≈ $23.45 Billion	R$-21.13 Billion ≈ $-4.15 Billion	-0.177x	-140.95%
2023-12-31	R$114.45 Billion ≈ $22.46 Billion	R$49.42 Billion ≈ $9.70 Billion	0.432x	+594.91%
2022-12-31	R$110.18 Billion ≈ $21.62 Billion	R$6.85 Billion ≈ $1.34 Billion	0.062x	-3.26%
2021-12-31	R$105.97 Billion ≈ $20.79 Billion	R$6.81 Billion ≈ $1.34 Billion	0.064x	-83.94%
2020-12-31	R$105.78 Billion ≈ $20.76 Billion	R$42.32 Billion ≈ $8.30 Billion	0.400x	+55.46%
2019-12-31	R$96.65 Billion ≈ $18.96 Billion	R$24.87 Billion ≈ $4.88 Billion	0.257x	+182.92%
2018-12-31	R$91.00 Billion ≈ $17.86 Billion	R$8.28 Billion ≈ $1.62 Billion	0.091x	-84.33%
2017-12-31	R$86.65 Billion ≈ $17.00 Billion	R$50.29 Billion ≈ $9.87 Billion	0.580x	+623.16%
2016-12-31	R$84.09 Billion ≈ $16.50 Billion	R$6.75 Billion ≈ $1.32 Billion	0.080x	+58.27%
2015-12-31	R$79.40 Billion ≈ $15.58 Billion	R$4.03 Billion ≈ $790.03 Million	0.051x	+186.45%
2014-12-31	R$78.68 Billion ≈ $15.44 Billion	R$-4.62 Billion ≈ $-905.58 Million	-0.059x	-123.16%
2013-12-31	R$81.66 Billion ≈ $16.02 Billion	R$20.68 Billion ≈ $4.06 Billion	0.253x	--

About Banco Santander (Brasil) S.A.

SA:SANB3 Brazil Banks - Regional

Market Cap

$8.95 Billion

R$45.62 Billion BRL

Market Cap Rank

#2344 Global

#30 in Brazil

Share Price

R$11.99

Change (1 day)

-1.72%

52-Week Range

R$11.99 - R$18.49

All Time High

R$20.92