Jiangsu Wujiang Rural Coml Bk
Jiangsu Suzhou Rural Commercial Bank Co., Ltd provides various banking products and services in China. The company offers savings and demand, fixed deposit and withdrawal, lump-sum, flexible, call, and agreement deposits, as well as certificates of deposits; personal consumer, business, mortgage, and other loans; and financial and intermediate services. It also provides corporate finance, such as… Read more
Jiangsu Wujiang Rural Coml Bk - Asset Resilience Ratio
Jiangsu Wujiang Rural Coml Bk (603323) has an Asset Resilience Ratio of -12.14% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2023)
This chart shows how Jiangsu Wujiang Rural Coml Bk's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Jiangsu Wujiang Rural Coml Bk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CN¥0.00 | 0% |
| Short-term Investments | CN¥-25.70 Billion | -12.14% |
| Total Liquid Assets | CN¥-25.70 Billion | -12.14% |
Asset Resilience Insights
- Limited Liquidity: Jiangsu Wujiang Rural Coml Bk maintains only -12.14% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Jiangsu Wujiang Rural Coml Bk Industry Peers by Asset Resilience Ratio
Compare Jiangsu Wujiang Rural Coml Bk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Jiangsu Wujiang Rural Coml Bk (2007–2023)
The table below shows the annual Asset Resilience Ratio data for Jiangsu Wujiang Rural Coml Bk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | -6.71% | CN¥-13.60 Billion | CN¥202.56 Billion | -14.79pp |
| 2018-12-31 | 8.08% | CN¥9.44 Billion | CN¥116.78 Billion | -14.41pp |
| 2017-12-31 | 22.49% | CN¥21.42 Billion | CN¥95.27 Billion | +7.14pp |
| 2016-12-31 | 15.35% | CN¥12.48 Billion | CN¥81.35 Billion | -1.83pp |
| 2015-12-31 | 17.17% | CN¥12.27 Billion | CN¥71.45 Billion | +2.50pp |
| 2014-12-31 | 14.68% | CN¥9.09 Billion | CN¥61.95 Billion | -1.64pp |
| 2013-12-31 | 16.32% | CN¥10.20 Billion | CN¥62.48 Billion | +2.08pp |
| 2012-12-31 | 14.24% | CN¥8.14 Billion | CN¥57.18 Billion | +11.43pp |
| 2011-12-31 | 2.81% | CN¥1.52 Billion | CN¥54.00 Billion | -2.50pp |
| 2010-12-31 | 5.31% | CN¥2.12 Billion | CN¥40.00 Billion | +4.46pp |
| 2008-12-31 | 0.85% | CN¥220.00 Million | CN¥25.91 Billion | +0.63pp |
| 2007-12-31 | 0.22% | CN¥47.50 Million | CN¥21.22 Billion | -- |