Banco de Chile - Asset Resilience Ratio

Latest as of March 2026: 6.38%

Banco de Chile (CHILE) has an Asset Resilience Ratio of 6.38% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of Banco de Chile to assess the company's strategic physical and investment asset allocation.

Liquid Assets

CL$3.53 Trillion

≈ $3.95 Billion USD Cash + Short-term Investments

Total Assets

CL$55.39 Trillion

≈ $61.95 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2015–2025)

This chart shows how Banco de Chile's Asset Resilience Ratio has changed over time. See debt-free asset ratio of Banco de Chile to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Banco de Chile's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CHILE company net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	CL$0.00	0%
Short-term Investments	CL$3.53 Trillion	6.38%
Total Liquid Assets	CL$3.53 Trillion	6.38%

Asset Resilience Insights

Limited Liquidity: Banco de Chile maintains only 6.38% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Banco de Chile Industry Peers by Asset Resilience Ratio

Compare Banco de Chile's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Kreditbanken A/S CO:KRE	Banks - Regional	0.05%
Nu Holdings Ltd NYSE:NU	Banks - Regional	1.52%
Commerzbank AG XETRA:CBK	Banks - Regional	5.22%
Bank Mandiri Persero Tbk PT JK:BMRI	Banks - Regional	-0.12%
Axos Financial Inc NYSE:AX	Banks - Regional	0.21%
Bank of Nanjing Co Ltd SHG:601009	Banks - Regional	-5.31%
Qingdao Rural Commercial Bank Corp Class A SHE:002958	Banks - Regional	-13.48%
King’s Town Bank TW:2809	Banks - Regional	-9.61%

Annual Asset Resilience Ratio for Banco de Chile (2015–2025)

The table below shows the annual Asset Resilience Ratio data for Banco de Chile.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	6.42%	CL$3.47 Trillion ≈ $3.88 Billion	CL$54.10 Trillion ≈ $60.51 Billion	+2.45pp
2024-12-31	3.97%	CL$2.07 Trillion ≈ $2.31 Billion	CL$52.06 Trillion ≈ $58.22 Billion	+0.74pp
2023-12-31	3.23%	CL$1.80 Trillion ≈ $2.01 Billion	CL$55.72 Trillion ≈ $62.31 Billion	-3.95pp
2022-12-31	7.18%	CL$3.97 Trillion ≈ $4.44 Billion	CL$55.26 Trillion ≈ $61.79 Billion	+1.27pp
2021-12-31	5.91%	CL$3.05 Trillion ≈ $3.42 Billion	CL$51.70 Trillion ≈ $57.82 Billion	+3.61pp
2020-12-31	2.30%	CL$1.06 Trillion ≈ $1.19 Billion	CL$46.10 Trillion ≈ $51.55 Billion	-1.03pp
2019-12-31	3.33%	CL$1.37 Trillion ≈ $1.53 Billion	CL$41.01 Trillion ≈ $45.87 Billion	+0.37pp
2018-12-31	2.96%	CL$1.05 Trillion ≈ $1.18 Billion	CL$35.62 Trillion ≈ $39.83 Billion	-1.73pp
2017-12-31	4.69%	CL$1.53 Trillion ≈ $1.71 Billion	CL$32.56 Trillion ≈ $36.41 Billion	+3.49pp
2016-12-31	1.19%	CL$374.47 Billion ≈ $418.79 Million	CL$31.36 Trillion ≈ $35.07 Billion	-2.29pp
2015-12-31	3.48%	CL$1.09 Trillion ≈ $1.22 Billion	CL$31.29 Trillion ≈ $35.00 Billion	--

pp = percentage points

About Banco de Chile

SN:CHILE Chile Banks - Regional

Market Cap

$20.29 Billion

CL$18.14 Trillion CLP

Market Cap Rank

#1283 Global

#1 in Chile

Share Price

CL$179.60

Change (1 day)

-0.50%

52-Week Range

CL$133.00 - CL$198.25

All Time High

CL$198.25