Banco de Chile (CHILE) - Net Assets

Latest as of March 2026: CL$5.46 Trillion CLP ≈ $6.11 Billion USD

Based on the latest financial reports, Banco de Chile (CHILE) has net assets worth CL$5.46 Trillion CLP (≈ $6.11 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CL$55.39 Trillion ≈ $61.95 Billion USD) and total liabilities (CL$49.93 Trillion ≈ $55.84 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Banco de Chile (CHILE) tangible net worth to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	CL$5.46 Trillion
% of Total Assets	9.86%
Annual Growth Rate	9.33%
5-Year Change	58.37%
10-Year Change	102.19%
Growth Volatility	8.47

Banco de Chile - Net Assets Trend (2015–2025)

This chart illustrates how Banco de Chile's net assets have evolved over time, based on quarterly financial data. See operational self-sufficiency of Banco de Chile to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Banco de Chile (2015–2025)

The table below shows the annual net assets of Banco de Chile from 2015 to 2025. For live valuation and market cap data, see CHILE market cap overview.

Year	Net Assets	Change
2025-12-31	CL$6.69 Trillion ≈ $7.48 Billion	+2.81%
2024-12-31	CL$6.50 Trillion ≈ $7.27 Billion	+6.95%
2023-12-31	CL$6.08 Trillion ≈ $6.80 Billion	+25.19%
2022-12-31	CL$4.86 Trillion ≈ $5.43 Billion	+15.04%
2021-12-31	CL$4.22 Trillion ≈ $4.72 Billion	+13.33%
2020-12-31	CL$3.73 Trillion ≈ $4.17 Billion	-4.60%
2019-12-31	CL$3.91 Trillion ≈ $4.37 Billion	+6.32%
2018-12-31	CL$3.67 Trillion ≈ $4.11 Billion	+3.62%
2017-12-31	CL$3.55 Trillion ≈ $3.96 Billion	+7.19%
2016-12-31	CL$3.31 Trillion ≈ $3.70 Billion	+20.71%
2015-12-31	CL$2.74 Trillion ≈ $3.06 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to Banco de Chile's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 434.1% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	CL$3.25 Trillion	48.66%
Other Components	CL$3.43 Trillion	51.34%
Total Equity	CL$6.69 Trillion	100.00%

Banco de Chile Competitors by Market Cap

The table below lists competitors of Banco de Chile ranked by their market capitalization.

Company	Market Cap
Shenzhen Han's CNC Technology Co. Ltd. SHE:301200	$20.30 Billion
CRRC Corp Ltd Class A SHG:601766	$20.36 Billion
Insmed Inc NASDAQ:INSM	$20.37 Billion
FUJIFILM HDGS CORP. ADR 1 F:FJIA	$20.40 Billion
Zscaler Inc NASDAQ:ZS	$20.29 Billion
BOUYGUES UNSP.ADR 1/5/EO1 F:BYG0	$20.29 Billion
BE SEMICON.INDS NY EO091 F:BSIA	$20.28 Billion
STERIS plc NYSE:STE	$20.25 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Banco de Chile's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 6,504,894,000,000 to 6,687,846,000,000, a change of 182,952,000,000 (2.8%).
Net income of 1,185,413,000,000 contributed positively to equity growth.
Dividend payments of 995,380,000,000 reduced retained earnings.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	CL$1.19 Trillion	+17.72%
Dividends Paid	CL$995.38 Billion	-14.88%
Other Changes	CL$-7.08 Billion	-0.11%
Total Change	CL$-	2.81%

Book Value vs Market Value Analysis

This analysis compares Banco de Chile's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 2.71x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 5.27x to 2.71x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-12-31	CL$34.11	CL$179.60	x
2018-12-31	CL$36.37	CL$179.60	x
2019-12-31	CL$38.66	CL$179.60	x
2020-12-31	CL$36.89	CL$179.60	x
2021-12-31	CL$41.80	CL$179.60	x
2022-12-31	CL$48.09	CL$179.60	x
2023-12-31	CL$60.21	CL$179.60	x
2024-12-31	CL$64.39	CL$179.60	x
2025-12-31	CL$66.21	CL$179.60	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Banco de Chile utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 17.72%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 39.62%
• Asset Turnover: 0.06x
• Equity Multiplier: 8.09x
Recent ROE (17.72%) is below the historical average (18.69%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2015	20.40%	41.61%	0.04x	11.42x	CL$284.99 Billion
2016	17.39%	33.56%	0.05x	9.48x	CL$244.28 Billion
2017	16.14%	33.96%	0.05x	9.18x	CL$217.55 Billion
2018	16.43%	32.78%	0.05x	9.70x	CL$236.26 Billion
2019	15.46%	30.15%	0.05x	10.50x	CL$213.17 Billion
2020	12.43%	23.92%	0.04x	12.37x	CL$90.48 Billion
2021	18.78%	35.86%	0.04x	12.24x	CL$370.62 Billion
2022	29.01%	45.61%	0.06x	11.37x	CL$923.60 Billion
2023	22.59%	46.27%	0.05x	9.16x	CL$765.83 Billion
2024	19.19%	41.07%	0.06x	8.00x	CL$597.99 Billion
2025	17.72%	39.62%	0.06x	8.09x	CL$516.63 Billion

Industry Comparison

This section compares Banco de Chile's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $3,686,453,256,000
Average return on equity (ROE) among peers: 19.76%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Banco de Chile (CHILE)	CL$5.46 Trillion	20.40%	9.14x	$20.29 Billion
Banco de Credito e Inversiones (BCI)	$4.78 Trillion	29.25%	15.34x	$14.68 Billion
Banco Santander Chile (BSANTANDER)	$5.36 Trillion	15.92%	11.76x	$15.60 Billion
Grupo Security (SECURITY)	$923.60 Billion	14.11%	15.04x	$1.49 Billion

About Banco de Chile

SN:CHILE Chile Banks - Regional

Market Cap

$20.29 Billion

CL$18.14 Trillion CLP

Market Cap Rank

#1283 Global

#1 in Chile

Share Price

CL$179.60

Change (1 day)

-0.50%

52-Week Range

CL$133.00 - CL$198.25

All Time High

CL$198.25