Hoist Finance AB - Asset Resilience Ratio

Latest as of June 2025: 25.90%

Hoist Finance AB (HOFI) has an Asset Resilience Ratio of 25.90% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of Hoist Finance AB to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Skr15.39 Billion

≈ $1.66 Billion USD Cash + Short-term Investments

Total Assets

Skr59.43 Billion

≈ $6.40 Billion USD All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (2016–2024)

This chart shows how Hoist Finance AB's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Hoist Finance AB assets under control.

Liquid Assets Composition Over Time

This chart breaks down Hoist Finance AB's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Hoist Finance AB long-term investment allocation to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Skr15.39 Billion	25.9%
Short-term Investments	Skr0.00	0%
Total Liquid Assets	Skr15.39 Billion	25.90%

Asset Resilience Insights

Very High Liquidity: Hoist Finance AB maintains exceptional liquid asset reserves at 25.90% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Hoist Finance AB Industry Peers by Asset Resilience Ratio

Compare Hoist Finance AB's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Oportun Financial Corp NASDAQ:OPRT	Credit Services	0.00%
Gentera S.A.B. de C.V MX:GENTERA	Credit Services	0.95%
Krungthai Card Public Company Limited BK:KTC-R	Credit Services	0.00%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
OppFi Inc NYSE:OPFI	Credit Services	6.56%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Blender Financial Technologies Ltd TA:BLND	Credit Services	1.42%
ZIP Co Ltd AU:ZIP	Credit Services	0.13%

Annual Asset Resilience Ratio for Hoist Finance AB (2016–2024)

The table below shows the annual Asset Resilience Ratio data for Hoist Finance AB.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	17.28%	Skr9.84 Billion ≈ $1.06 Billion	Skr56.93 Billion ≈ $6.13 Billion	-0.97pp
2023-12-31	18.25%	Skr6.21 Billion ≈ $668.30 Million	Skr34.02 Billion ≈ $3.66 Billion	+9.67pp
2022-12-31	8.58%	Skr2.79 Billion ≈ $300.14 Million	Skr32.50 Billion ≈ $3.50 Billion	+3.39pp
2021-12-31	5.19%	Skr1.58 Billion ≈ $169.60 Million	Skr30.37 Billion ≈ $3.27 Billion	-2.50pp
2020-12-31	7.69%	Skr2.45 Billion ≈ $263.66 Million	Skr31.86 Billion ≈ $3.43 Billion	-0.38pp
2019-12-31	8.07%	Skr2.77 Billion ≈ $298.63 Million	Skr34.39 Billion ≈ $3.70 Billion	-1.07pp
2018-12-31	9.14%	Skr2.67 Billion ≈ $287.87 Million	Skr29.25 Billion ≈ $3.15 Billion	+2.45pp
2017-12-31	6.69%	Skr1.51 Billion ≈ $162.24 Million	Skr22.54 Billion ≈ $2.43 Billion	-5.18pp
2016-12-31	11.87%	Skr2.27 Billion ≈ $244.71 Million	Skr19.15 Billion ≈ $2.06 Billion	--

pp = percentage points

About Hoist Finance AB

ST:HOFI Sweden Credit Services

Market Cap

$1.91 Billion

Skr17.75 Billion SEK

Market Cap Rank

#6380 Global

#94 in Sweden

Share Price

Skr203.00

Change (1 day)

-1.55%

52-Week Range

Skr92.30 - Skr221.60

All Time High

Skr221.60