Hoist Finance AB - Asset Resilience Ratio

Latest as of June 2025: 25.90%

Hoist Finance AB (HOFI) has an Asset Resilience Ratio of 25.90% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

Skr15.39 Billion

≈ $1.66 Billion USD Cash + Short-term Investments

Total Assets

Skr59.43 Billion

≈ $6.40 Billion USD All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (2016–2024)

This chart shows how Hoist Finance AB's Asset Resilience Ratio has changed over time. Check asset allocation strategy of Hoist Finance AB to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Hoist Finance AB's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see HOFI company net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Skr15.39 Billion	25.9%
Short-term Investments	Skr0.00	0%
Total Liquid Assets	Skr15.39 Billion	25.90%

Asset Resilience Insights

Very High Liquidity: Hoist Finance AB maintains exceptional liquid asset reserves at 25.90% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Hoist Finance AB Industry Peers by Asset Resilience Ratio

Compare Hoist Finance AB's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Hotai Finance Corp TW:6592	Credit Services	1.50%
Krungthai Card PCL BK:KTC	Credit Services	92.33%
Plenti Group Ltd AU:PLT	Credit Services	0.07%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
Moneyme Ltd AU:MME	Credit Services	1.75%
Butn Ltd AU:BTN	Credit Services	3.72%
DCM Financial Services Limited NSE:DCMFINSERV	Credit Services	23.68%
creditshelf Aktiengesellschaft F:CSQ	Credit Services	0.62%

Annual Asset Resilience Ratio for Hoist Finance AB (2016–2024)

The table below shows the annual Asset Resilience Ratio data for Hoist Finance AB.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	17.28%	Skr9.84 Billion ≈ $1.06 Billion	Skr56.93 Billion ≈ $6.13 Billion	-0.97pp
2023-12-31	18.25%	Skr6.21 Billion ≈ $668.30 Million	Skr34.02 Billion ≈ $3.66 Billion	+9.67pp
2022-12-31	8.58%	Skr2.79 Billion ≈ $300.14 Million	Skr32.50 Billion ≈ $3.50 Billion	+3.39pp
2021-12-31	5.19%	Skr1.58 Billion ≈ $169.60 Million	Skr30.37 Billion ≈ $3.27 Billion	-2.50pp
2020-12-31	7.69%	Skr2.45 Billion ≈ $263.66 Million	Skr31.86 Billion ≈ $3.43 Billion	-0.38pp
2019-12-31	8.07%	Skr2.77 Billion ≈ $298.63 Million	Skr34.39 Billion ≈ $3.70 Billion	-1.07pp
2018-12-31	9.14%	Skr2.67 Billion ≈ $287.87 Million	Skr29.25 Billion ≈ $3.15 Billion	+2.45pp
2017-12-31	6.69%	Skr1.51 Billion ≈ $162.24 Million	Skr22.54 Billion ≈ $2.43 Billion	-5.18pp
2016-12-31	11.87%	Skr2.27 Billion ≈ $244.71 Million	Skr19.15 Billion ≈ $2.06 Billion	--

pp = percentage points

About Hoist Finance AB

ST:HOFI Sweden Credit Services

Market Cap

$1.67 Billion

Skr15.51 Billion SEK

Market Cap Rank

#6707 Global

#100 in Sweden

Share Price

Skr177.40

Change (1 day)

+2.54%

52-Week Range

Skr92.05 - Skr184.40

All Time High

Skr184.40