Hoist Finance AB - Asset Resilience Ratio

Latest as of June 2025: 25.90%

Hoist Finance AB (HOFI) has an Asset Resilience Ratio of 25.90% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read total liabilities of Hoist Finance AB for a breakdown of total debt and financial obligations.

Liquid Assets

Skr15.39 Billion

≈ $1.66 Billion USD Cash + Short-term Investments

Total Assets

Skr59.43 Billion

≈ $6.40 Billion USD All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (2016–2024)

This chart shows how Hoist Finance AB's Asset Resilience Ratio has changed over time. See Hoist Finance AB book value and equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Hoist Finance AB's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Hoist Finance AB.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Skr15.39 Billion	25.9%
Short-term Investments	Skr0.00	0%
Total Liquid Assets	Skr15.39 Billion	25.90%

Asset Resilience Insights

Very High Liquidity: Hoist Finance AB maintains exceptional liquid asset reserves at 25.90% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Hoist Finance AB Industry Peers by Asset Resilience Ratio

Compare Hoist Finance AB's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Wisr Ltd AU:WZR	Credit Services	0.02%
Intan Baruprana Finance Tbk JK:IBFN	Credit Services	7.72%
Fast Finance SA WAR:FFI	Credit Services	69.30%
Funding Circle Holdings PLC LSE:FCH	Credit Services	54.97%

Annual Asset Resilience Ratio for Hoist Finance AB (2016–2024)

The table below shows the annual Asset Resilience Ratio data for Hoist Finance AB.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	17.28%	Skr9.84 Billion ≈ $1.06 Billion	Skr56.93 Billion ≈ $6.13 Billion	-0.97pp
2023-12-31	18.25%	Skr6.21 Billion ≈ $668.30 Million	Skr34.02 Billion ≈ $3.66 Billion	+9.67pp
2022-12-31	8.58%	Skr2.79 Billion ≈ $300.14 Million	Skr32.50 Billion ≈ $3.50 Billion	+3.39pp
2021-12-31	5.19%	Skr1.58 Billion ≈ $169.60 Million	Skr30.37 Billion ≈ $3.27 Billion	-2.50pp
2020-12-31	7.69%	Skr2.45 Billion ≈ $263.66 Million	Skr31.86 Billion ≈ $3.43 Billion	-0.38pp
2019-12-31	8.07%	Skr2.77 Billion ≈ $298.63 Million	Skr34.39 Billion ≈ $3.70 Billion	-1.07pp
2018-12-31	9.14%	Skr2.67 Billion ≈ $287.87 Million	Skr29.25 Billion ≈ $3.15 Billion	+2.45pp
2017-12-31	6.69%	Skr1.51 Billion ≈ $162.24 Million	Skr22.54 Billion ≈ $2.43 Billion	-5.18pp
2016-12-31	11.87%	Skr2.27 Billion ≈ $244.71 Million	Skr19.15 Billion ≈ $2.06 Billion	--

pp = percentage points

About Hoist Finance AB

ST:HOFI Sweden Credit Services

Market Cap

$1.34 Billion

Skr12.42 Billion SEK

Market Cap Rank

#7856 Global

#114 in Sweden

Share Price

Skr142.10

Change (1 day)

-1.32%

52-Week Range

Skr81.40 - Skr169.90

All Time High

Skr169.90