Intrum Justitia AB - Asset Resilience Ratio

Latest as of September 2025: 6.87%

Intrum Justitia AB (INTRUM) has an Asset Resilience Ratio of 6.87% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See INTRUM working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Skr5.00 Billion

≈ $538.40 Million USD Cash + Short-term Investments

Total Assets

Skr72.81 Billion

≈ $7.84 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2023)

This chart shows how Intrum Justitia AB's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see INTRUM current and non-current assets.

Liquid Assets Composition Over Time

This chart breaks down Intrum Justitia AB's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore INTRUM strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Skr5.00 Billion	6.87%
Short-term Investments	Skr0.00	0%
Total Liquid Assets	Skr5.00 Billion	6.87%

Asset Resilience Insights

Limited Liquidity: Intrum Justitia AB maintains only 6.87% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Intrum Justitia AB Industry Peers by Asset Resilience Ratio

Compare Intrum Justitia AB's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Oportun Financial Corp NASDAQ:OPRT	Credit Services	0.00%
Gentera S.A.B. de C.V MX:GENTERA	Credit Services	0.95%
Krungthai Card Public Company Limited BK:KTC-R	Credit Services	0.00%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
OppFi Inc NYSE:OPFI	Credit Services	6.56%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Blender Financial Technologies Ltd TA:BLND	Credit Services	1.42%
ZIP Co Ltd AU:ZIP	Credit Services	0.13%

Annual Asset Resilience Ratio for Intrum Justitia AB (2012–2023)

The table below shows the annual Asset Resilience Ratio data for Intrum Justitia AB.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-12-31	40.04%	Skr36.12 Billion ≈ $3.89 Billion	Skr90.21 Billion ≈ $9.71 Billion	+40.32pp
2022-12-31	-0.29%	Skr-253.00 Million ≈ $-27.23 Million	Skr88.71 Billion ≈ $9.55 Billion	-5.31pp
2021-12-31	5.02%	Skr4.46 Billion ≈ $480.29 Million	Skr88.91 Billion ≈ $9.57 Billion	+4.03pp
2020-12-31	0.99%	Skr802.00 Million ≈ $86.31 Million	Skr80.77 Billion ≈ $8.69 Billion	+1.23pp
2019-12-31	-0.24%	Skr-204.00 Million ≈ $-21.95 Million	Skr86.14 Billion ≈ $9.27 Billion	-0.27pp
2017-12-31	0.04%	Skr24.00 Million ≈ $2.58 Million	Skr67.78 Billion ≈ $7.29 Billion	-0.09pp
2016-12-31	0.12%	Skr18.00 Million ≈ $1.94 Million	Skr14.40 Billion ≈ $1.55 Billion	-0.02pp
2015-12-31	0.14%	Skr17.00 Million ≈ $1.83 Million	Skr12.14 Billion ≈ $1.31 Billion	-0.12pp
2014-12-31	0.26%	Skr29.00 Million ≈ $3.12 Million	Skr11.34 Billion ≈ $1.22 Billion	+0.05pp
2013-12-31	0.21%	Skr21.00 Million ≈ $2.26 Million	Skr10.22 Billion ≈ $1.10 Billion	+0.05pp
2012-12-31	0.15%	Skr13.00 Million ≈ $1.40 Million	Skr8.47 Billion ≈ $912.05 Million	--

pp = percentage points

About Intrum Justitia AB

ST:INTRUM Sweden Credit Services

Market Cap

$54.84 Million

Skr509.63 Million SEK

Market Cap Rank

#21657 Global

#391 in Sweden

Share Price

Skr3.77

Change (1 day)

-2.84%

52-Week Range

Skr2.99 - Skr52.32

All Time High

Skr234.95