Intrum Justitia AB (INTRUM) - Net Assets
Based on the latest financial reports, Intrum Justitia AB (INTRUM) has net assets worth Skr12.77 Billion SEK (≈ $1.37 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Skr65.47 Billion ≈ $7.05 Billion USD) and total liabilities (Skr52.69 Billion ≈ $5.67 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Intrum Justitia AB liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Skr12.77 Billion |
| % of Total Assets | 19.51% |
| Annual Growth Rate | 14.18% |
| 5-Year Change | -48.26% |
| 10-Year Change | 209.3% |
| Growth Volatility | 95.2 |
Intrum Justitia AB - Net Assets Trend (2001–2025)
This chart illustrates how Intrum Justitia AB's net assets have evolved over time, based on quarterly financial data. Also explore INTRUM current and non-current assets for the complete picture of this company's asset base.
Annual Net Assets for Intrum Justitia AB (2001–2025)
The table below shows the annual net assets of Intrum Justitia AB from 2001 to 2025. For live valuation and market cap data, see INTRUM company net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | Skr12.77 Billion ≈ $1.37 Billion |
-17.41% |
| 2024-12-31 | Skr15.47 Billion ≈ $1.66 Billion |
-18.28% |
| 2023-12-31 | Skr18.93 Billion ≈ $2.04 Billion |
-10.73% |
| 2022-12-31 | Skr21.20 Billion ≈ $2.28 Billion |
-14.12% |
| 2021-12-31 | Skr24.69 Billion ≈ $2.66 Billion |
+12.40% |
| 2020-12-31 | Skr21.96 Billion ≈ $2.36 Billion |
-11.77% |
| 2019-12-31 | Skr24.89 Billion ≈ $2.68 Billion |
-3.03% |
| 2018-12-31 | Skr25.67 Billion ≈ $2.76 Billion |
+14.41% |
| 2017-12-31 | Skr22.44 Billion ≈ $2.41 Billion |
+443.32% |
| 2016-12-31 | Skr4.13 Billion ≈ $444.45 Million |
+30.45% |
| 2015-12-31 | Skr3.17 Billion ≈ $340.71 Million |
+4.11% |
| 2014-12-31 | Skr3.04 Billion ≈ $327.26 Million |
-8.29% |
| 2013-12-31 | Skr3.32 Billion ≈ $356.85 Million |
+11.05% |
| 2012-12-31 | Skr2.99 Billion ≈ $321.34 Million |
+6.15% |
| 2011-12-31 | Skr2.81 Billion ≈ $302.72 Million |
+9.17% |
| 2010-12-31 | Skr2.58 Billion ≈ $277.28 Million |
+1.09% |
| 2009-12-31 | Skr2.55 Billion ≈ $274.30 Million |
+6.41% |
| 2008-12-31 | Skr2.40 Billion ≈ $257.78 Million |
+30.04% |
| 2007-12-31 | Skr1.84 Billion ≈ $198.23 Million |
+23.41% |
| 2006-12-31 | Skr1.49 Billion ≈ $160.63 Million |
+13.41% |
| 2005-12-31 | Skr1.32 Billion ≈ $141.63 Million |
-10.10% |
| 2004-12-31 | Skr1.46 Billion ≈ $157.54 Million |
+16.36% |
| 2003-12-31 | Skr1.26 Billion ≈ $135.39 Million |
-18.24% |
| 2002-12-31 | Skr1.54 Billion ≈ $165.59 Million |
+190.59% |
| 2001-12-31 | Skr529.50 Million ≈ $56.98 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Intrum Justitia AB's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 1177400000000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | Skr3.00 Million | 0.03% |
| Other Components | Skr22.62 Billion | 208.48% |
| Total Equity | Skr10.85 Billion | 100.00% |
Intrum Justitia AB Competitors by Market Cap
The table below lists competitors of Intrum Justitia AB ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Almendral
SN:ALMENDRAL
|
$518.25 Million |
|
Invesco Quality Municipal Income Closed Fund
NYSE:IQI
|
$518.26 Million |
|
Shandong Yabo Technology Co Ltd
SHE:002323
|
$518.28 Million |
|
Karat Packaging Inc
NASDAQ:KRT
|
$518.37 Million |
|
Consensus Cloud Solutions Inc
NASDAQ:CCSI
|
$518.14 Million |
|
Microvast Holdings Inc
NASDAQ:MVST
|
$517.97 Million |
|
Potbelly Co
NASDAQ:PBPB
|
$517.96 Million |
|
Shanghai Dragon Corp
SHG:600630
|
$517.88 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Intrum Justitia AB's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 13,388,000,000 to 10,851,000,000, a change of -2,537,000,000 (-18.9%).
- Net loss of 1,428,000,000 reduced equity.
- Share repurchases of 888,000,000 reduced equity.
- New share issuances of 888,000,000 increased equity.
- Other comprehensive income decreased equity by 6,299,000,000.
- Other factors increased equity by 5,190,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Skr-1.43 Billion | -13.16% |
| Share Repurchases | Skr888.00 Million | -8.18% |
| Share Issuances | Skr888.00 Million | +8.18% |
| Other Comprehensive Income | Skr-6.30 Billion | -58.05% |
| Other Changes | Skr5.19 Billion | +47.83% |
| Total Change | Skr- | -18.95% |
Book Value vs Market Value Analysis
This analysis compares Intrum Justitia AB's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.42x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.54x to 0.42x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2002-12-31 | Skr23.15 | Skr35.62 | x |
| 2003-12-31 | Skr14.40 | Skr35.62 | x |
| 2004-12-31 | Skr16.90 | Skr35.62 | x |
| 2005-12-31 | Skr15.26 | Skr35.62 | x |
| 2006-12-31 | Skr18.53 | Skr35.62 | x |
| 2007-12-31 | Skr23.36 | Skr35.62 | x |
| 2008-12-31 | Skr30.15 | Skr35.62 | x |
| 2009-12-31 | Skr32.00 | Skr35.62 | x |
| 2010-12-31 | Skr32.31 | Skr35.62 | x |
| 2011-12-31 | Skr35.25 | Skr35.62 | x |
| 2012-12-31 | Skr37.42 | Skr35.62 | x |
| 2013-12-31 | Skr40.79 | Skr35.62 | x |
| 2014-12-31 | Skr38.56 | Skr35.62 | x |
| 2015-12-31 | Skr42.22 | Skr35.62 | x |
| 2016-12-31 | Skr55.88 | Skr35.62 | x |
| 2017-12-31 | Skr218.52 | Skr35.62 | x |
| 2018-12-31 | Skr180.12 | Skr35.62 | x |
| 2019-12-31 | Skr167.96 | Skr35.62 | x |
| 2020-12-31 | Skr154.28 | Skr35.62 | x |
| 2021-12-31 | Skr179.57 | Skr35.62 | x |
| 2022-12-31 | Skr153.68 | Skr35.62 | x |
| 2023-12-31 | Skr138.97 | Skr35.62 | x |
| 2024-12-31 | Skr111.07 | Skr35.62 | x |
| 2025-12-31 | Skr85.41 | Skr35.62 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Intrum Justitia AB utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -13.16%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -8.38%
- • Asset Turnover: 0.26x
- • Equity Multiplier: 6.03x
- Recent ROE (-13.16%) is below the historical average (13.53%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2002 | 11.28% | 6.25% | 0.74x | 2.43x | Skr19.61 Million |
| 2003 | 14.73% | 6.29% | 0.78x | 3.01x | Skr57.85 Million |
| 2004 | 22.52% | 11.80% | 0.77x | 2.47x | Skr179.77 Million |
| 2005 | 25.97% | 11.82% | 0.68x | 3.22x | Skr205.15 Million |
| 2006 | 27.20% | 13.51% | 0.66x | 3.06x | Skr251.02 Million |
| 2007 | 25.08% | 14.32% | 0.60x | 2.93x | Skr277.81 Million |
| 2008 | 18.44% | 12.01% | 0.55x | 2.81x | Skr202.18 Million |
| 2009 | 17.29% | 10.67% | 0.61x | 2.67x | Skr185.73 Million |
| 2010 | 17.54% | 12.00% | 0.53x | 2.76x | Skr194.36 Million |
| 2011 | 19.64% | 13.97% | 0.50x | 2.81x | Skr270.90 Million |
| 2012 | 19.57% | 14.15% | 0.49x | 2.84x | Skr285.60 Million |
| 2013 | 25.26% | 17.89% | 0.45x | 3.16x | Skr493.50 Million |
| 2014 | 34.97% | 19.89% | 0.46x | 3.85x | Skr736.20 Million |
| 2015 | 37.72% | 20.68% | 0.46x | 3.94x | Skr855.40 Million |
| 2016 | 36.06% | 24.84% | 0.41x | 3.56x | Skr1.05 Billion |
| 2017 | 6.69% | 15.91% | 0.14x | 3.02x | Skr-742.60 Million |
| 2018 | 8.18% | 14.40% | 0.18x | 3.21x | Skr-430.60 Million |
| 2019 | -1.64% | -2.26% | 0.19x | 3.91x | Skr-2.56 Billion |
| 2020 | 9.84% | 11.16% | 0.21x | 4.22x | Skr-30.80 Million |
| 2021 | 14.41% | 17.58% | 0.20x | 4.10x | Skr957.20 Million |
| 2022 | -24.13% | -23.38% | 0.22x | 4.78x | Skr-6.33 Billion |
| 2023 | -1.12% | -1.06% | 0.20x | 5.39x | Skr-1.86 Billion |
| 2024 | -27.61% | -20.50% | 0.23x | 5.79x | Skr-5.04 Billion |
| 2025 | -13.16% | -8.38% | 0.26x | 6.03x | Skr-2.51 Billion |
Industry Comparison
This section compares Intrum Justitia AB's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $3,000,891,750
- Average return on equity (ROE) among peers: -8.43%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Intrum Justitia AB (INTRUM) | Skr12.77 Billion | 11.28% | 4.13x | $518.19 Million |
| Hoist Finance AB (HOFI) | $5.16 Billion | 0.79% | 5.18x | $1.34 Billion |
| Qliro AB (QLIRO) | $576.90 Million | -16.07% | 4.85x | $53.71 Million |
| Resurs Holding AB (RESURS) | $6.19 Billion | 17.45% | 4.16x | $760.84 Million |
| SaveLend Group AB (YIELD) | $79.84 Million | -35.89% | 2.68x | $10.05 Million |
About Intrum Justitia AB
Intrum AB (publ), together with its subsidiaries, provides payment solutions, and credit and collection services in Europe and internationally. It operates through the Servicing and Investing segments. The company offers invoicing and payment services, including reminder, invoice, and accounts receivable management services; debt recovery and purchase services; credit optimization comprising cred… Read more