St Galler Kantonalbank AG - Asset Resilience Ratio
St Galler Kantonalbank AG (SGKN) has an Asset Resilience Ratio of 0.06% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2025)
This chart shows how St Galler Kantonalbank AG's Asset Resilience Ratio has changed over time. Check SGKN capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down St Galler Kantonalbank AG's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SGKN market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CHF0.00 | 0% |
| Short-term Investments | CHF29.97 Million | 0.06% |
| Total Liquid Assets | CHF29.97 Million | 0.06% |
Asset Resilience Insights
- Limited Liquidity: St Galler Kantonalbank AG maintains only 0.06% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
St Galler Kantonalbank AG Industry Peers by Asset Resilience Ratio
Compare St Galler Kantonalbank AG's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
F:ZZMS |
Banks - Regional | 12.20% |
|
Bank of Shanghai Co Ltd
SHG:601229 |
Banks - Regional | -17.10% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Banco de Chile
F:G4RA |
Banks - Regional | 6.38% |
|
Industrial Bank Co Ltd
SHG:601166 |
Banks - Regional | 8.39% |
|
Arion banki hf
ST:ARION-SDB |
Banks - Regional | 0.52% |
|
Dime Community Bancshares, Inc.
NYSE:DCOM |
Banks - Regional | 4.29% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
Annual Asset Resilience Ratio for St Galler Kantonalbank AG (2013–2025)
The table below shows the annual Asset Resilience Ratio data for St Galler Kantonalbank AG.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.06% | CHF29.97 Million ≈ $37.89 Million |
CHF48.14 Billion ≈ $60.86 Billion |
+4.79pp |
| 2023-12-31 | -4.73% | CHF-1.95 Billion ≈ $-2.47 Billion |
CHF41.34 Billion ≈ $52.26 Billion |
-10.48pp |
| 2013-12-31 | 5.76% | CHF1.60 Billion ≈ $2.03 Billion |
CHF27.85 Billion ≈ $35.21 Billion |
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About St Galler Kantonalbank AG
St. Galler Kantonalbank AG, a cantonal bank, provides banking products and services to the local population, and small and middle-sized companies in Switzerland. It offers asset management products, including investment packages and structured products; equities, derivatives, bonds, in-house and third-party funds, and customized structured products; services, such as mortgages, Lombard loans, sur… Read more