St Galler Kantonalbank AG (SGKN) - Net Assets

Latest as of December 2025: CHF3.12 Billion CHF ≈ $3.94 Billion USD

Based on the latest financial reports, St Galler Kantonalbank AG (SGKN) has net assets worth CHF3.12 Billion CHF (≈ $3.94 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CHF48.14 Billion ≈ $60.86 Billion USD) and total liabilities (CHF45.02 Billion ≈ $56.92 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore SGKN total asset value for the complete picture of this company's asset base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	CHF3.12 Billion
% of Total Assets	6.48%
Annual Growth Rate	4.22%
5-Year Change	16.17%
10-Year Change	45.16%
Growth Volatility	4.1

St Galler Kantonalbank AG - Net Assets Trend (2004–2025)

This chart illustrates how St Galler Kantonalbank AG's net assets have evolved over time, based on quarterly financial data. Check SGKN intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Net Assets for St Galler Kantonalbank AG (2004–2025)

The table below shows the annual net assets of St Galler Kantonalbank AG from 2004 to 2025. For live valuation and market cap data, see St Galler Kantonalbank AG (SGKN) total market value.

Year	Net Assets	Change
2025-12-31	CHF3.12 Billion ≈ $3.94 Billion	+3.73%
2024-12-31	CHF3.01 Billion ≈ $3.80 Billion	+3.56%
2023-12-31	CHF2.90 Billion ≈ $3.67 Billion	+4.76%
2022-12-31	CHF2.77 Billion ≈ $3.50 Billion	+3.23%
2021-12-31	CHF2.68 Billion ≈ $3.39 Billion	+3.60%
2020-12-31	CHF2.59 Billion ≈ $3.28 Billion	+1.54%
2019-12-31	CHF2.55 Billion ≈ $3.23 Billion	+10.73%
2018-12-31	CHF2.30 Billion ≈ $2.91 Billion	+3.09%
2017-12-31	CHF2.24 Billion ≈ $2.83 Billion	+4.07%
2016-12-31	CHF2.15 Billion ≈ $2.72 Billion	+3.53%
2015-12-31	CHF2.07 Billion ≈ $2.62 Billion	+2.36%
2014-12-31	CHF2.03 Billion ≈ $2.56 Billion	+3.29%
2013-12-31	CHF1.96 Billion ≈ $2.48 Billion	+1.46%
2012-12-31	CHF1.93 Billion ≈ $2.45 Billion	+3.81%
2011-12-31	CHF1.86 Billion ≈ $2.36 Billion	+1.81%
2010-12-31	CHF1.83 Billion ≈ $2.31 Billion	+1.87%
2009-12-31	CHF1.80 Billion ≈ $2.27 Billion	+2.99%
2008-12-31	CHF1.74 Billion ≈ $2.21 Billion	+0.27%
2007-12-31	CHF1.74 Billion ≈ $2.20 Billion	+1.98%
2006-12-31	CHF1.71 Billion ≈ $2.16 Billion	+9.22%
2005-12-31	CHF1.56 Billion ≈ $1.97 Billion	+19.32%
2004-12-31	CHF1.31 Billion ≈ $1.65 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to St Galler Kantonalbank AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have decreased by 62.3% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	CHF226.98 Million	7.28%
Common Stock	CHF479.49 Million	15.38%
Other Components	CHF2.41 Billion	77.34%
Total Equity	CHF3.12 Billion	100.00%

St Galler Kantonalbank AG Competitors by Market Cap

The table below lists competitors of St Galler Kantonalbank AG ranked by their market capitalization.

Company	Market Cap
GRG Banking Equipment Co Ltd SHE:002152	$3.77 Billion
Sonae SGPS SA LS:SON	$3.77 Billion
Miniso Group Holding Ltd NYSE:MNSO	$3.77 Billion
Sacyr SA MC:SCYR	$3.78 Billion
DMG MORI AKTIENGESELLSCHAFT XETRA:GIL	$3.77 Billion
Ningxia Orient Tantalum Industry Co Ltd SHE:000962	$3.77 Billion
ZoomInfo Technologies Inc NASDAQ:ZI	$3.77 Billion
Inficon Holding SW:IFCN	$3.76 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in St Galler Kantonalbank AG's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 3,005,939,000 to 3,118,002,000, a change of 112,063,000 (3.7%).
Net income of 226,978,000 contributed positively to equity growth.
Dividend payments of 69,753,000 reduced retained earnings.
Share repurchases of 10,317,000 reduced equity.
New share issuances of 9,839,000 increased equity.
Other comprehensive income decreased equity by 31,465,999.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	CHF226.98 Million	+7.28%
Dividends Paid	CHF69.75 Million	-2.24%
Share Repurchases	CHF10.32 Million	-0.33%
Share Issuances	CHF9.84 Million	+0.32%
Other Comprehensive Income	CHF-31.47 Million	-1.01%
Other Changes	CHF-13.22 Million	-0.42%
Total Change	CHF-	3.73%

Book Value vs Market Value Analysis

This analysis compares St Galler Kantonalbank AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.26x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 2.82x to 1.26x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2004-12-31	CHF232.90	CHF657.00	x
2005-12-31	CHF278.58	CHF657.00	x
2006-12-31	CHF305.31	CHF657.00	x
2007-12-31	CHF312.13	CHF657.00	x
2008-12-31	CHF313.48	CHF657.00	x
2009-12-31	CHF323.65	CHF657.00	x
2010-12-31	CHF328.71	CHF657.00	x
2011-12-31	CHF334.60	CHF657.00	x
2012-12-31	CHF346.69	CHF657.00	x
2013-12-31	CHF351.04	CHF657.00	x
2014-12-31	CHF356.58	CHF657.00	x
2015-12-31	CHF364.61	CHF657.00	x
2016-12-31	CHF377.57	CHF657.00	x
2017-12-31	CHF392.79	CHF657.00	x
2018-12-31	CHF404.88	CHF657.00	x
2019-12-31	CHF440.51	CHF657.00	x
2020-12-31	CHF432.80	CHF657.00	x
2021-12-31	CHF448.51	CHF657.00	x
2022-12-31	CHF463.07	CHF657.00	x
2023-12-31	CHF485.07	CHF657.00	x
2024-12-31	CHF502.37	CHF657.00	x
2025-12-31	CHF521.39	CHF657.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently St Galler Kantonalbank AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 7.28%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 27.16%
• Asset Turnover: 0.02x
• Equity Multiplier: 15.44x
Recent ROE (7.28%) is below the historical average (8.00%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2004	8.78%	15.73%	0.04x	14.18x	CHF-16.00 Million
2005	10.78%	31.57%	0.03x	12.24x	CHF12.13 Million
2006	13.40%	41.36%	0.03x	11.61x	CHF57.99 Million
2007	13.03%	40.81%	0.03x	11.63x	CHF52.73 Million
2008	9.81%	32.25%	0.02x	12.94x	CHF-3.29 Million
2009	9.36%	32.11%	0.02x	13.08x	CHF-11.49 Million
2010	8.00%	29.85%	0.02x	13.32x	CHF-36.66 Million
2011	7.29%	28.20%	0.02x	13.99x	CHF-50.57 Million
2012	7.83%	30.26%	0.02x	14.29x	CHF-42.05 Million
2013	5.54%	22.33%	0.02x	14.19x	CHF-87.56 Million
2014	7.22%	32.59%	0.01x	15.01x	CHF-56.40 Million
2015	6.43%	30.05%	0.01x	15.03x	CHF-74.06 Million
2016	6.80%	33.48%	0.01x	14.99x	CHF-68.75 Million
2017	6.98%	35.29%	0.01x	14.58x	CHF-67.57 Million
2018	6.88%	36.38%	0.01x	14.38x	CHF-71.85 Million
2019	6.42%	35.46%	0.01x	14.09x	CHF-91.24 Million
2020	6.45%	35.97%	0.01x	14.88x	CHF-91.87 Million
2021	6.75%	36.56%	0.01x	14.75x	CHF-87.16 Million
2022	6.63%	37.38%	0.01x	14.73x	CHF-93.33 Million
2023	7.14%	36.81%	0.01x	14.24x	CHF-83.07 Million
2024	7.16%	38.34%	0.01x	15.16x	CHF-85.51 Million
2025	7.28%	27.16%	0.02x	15.44x	CHF-84.82 Million

Industry Comparison

This section compares St Galler Kantonalbank AG's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $6,363,453,497
Average return on equity (ROE) among peers: 6.55%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
St Galler Kantonalbank AG (SGKN)	CHF3.12 Billion	8.78%	14.44x	$3.77 Billion
Banque Cantonale de Geneve (BCGE)	$2.18 Billion	10.59%	12.86x	$2.19 Billion
Banque Cantonale Du Jura SA (BCJ)	$10.89 Billion	6.06%	15.45x	$275.37 Million
Banque Cantonale Vaudoise (BCVN)	$-3.76 Billion	0.00%	0.00x	$10.02 Billion
Berner Kantonalbank AG (BEKN)	$2.63 Billion	5.43%	11.51x	$3.30 Billion
Basellandschaftliche Kantonalbank (BLKB)	$2.31 Billion	5.77%	9.47x	$608.32 Million
Basler Kantonalbank (BSKP)	$43.58 Billion	0.25%	0.25x	$545.67 Million
Cembra Money Bank AG (CMBN)	$1.09 Billion	14.60%	5.87x	$2.67 Billion
Glarner Kantonalbank (GLKBN)	$129.31 Million	8.53%	24.58x	$307.80 Million
Graubuendner Kantonalbank (GRKP)	$2.55 Billion	6.97%	9.05x	$1.60 Billion
Liechtensteinische Landesbank AG (LLBN)	$2.02 Billion	7.29%	11.46x	$2.89 Billion

About St Galler Kantonalbank AG

SW:SGKN Switzerland Banks - Regional

Market Cap

$4.97 Billion

CHF3.93 Billion CHF

Market Cap Rank

#4243 Global

#65 in Switzerland

Share Price

CHF657.00

Change (1 day)

+0.61%

52-Week Range

CHF493.00 - CHF682.00

All Time High

CHF682.00