Ayalon Holdings Ltd - Asset Resilience Ratio
Ayalon Holdings Ltd (AYAL) has an Asset Resilience Ratio of 9.30% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read AYAL liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2025)
This chart shows how Ayalon Holdings Ltd's Asset Resilience Ratio has changed over time. See cash generation quality of Ayalon Holdings Ltd to measure how efficiently the company converts operating cash flow to free cash.
Liquid Assets Composition Over Time
This chart breaks down Ayalon Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see AYAL total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ILA0.00 | 0% |
| Short-term Investments | ILA1.87 Billion | 9.3% |
| Total Liquid Assets | ILA1.87 Billion | 9.30% |
Asset Resilience Insights
- Limited Liquidity: Ayalon Holdings Ltd maintains only 9.30% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Ayalon Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare Ayalon Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Aegon NV
AS:AGN |
Insurance - Diversified | 16.25% |
|
Peña Verde S.A.B
MX:PV |
Insurance - Diversified | 0.13% |
|
Vienna Insurance Group AG
VI:VIG |
Insurance - Diversified | 48.65% |
|
UNIQA Insurance Group AG
VI:UQA |
Insurance - Diversified | 45.14% |
|
ageas SA/NV
BR:AGS |
Insurance - Diversified | 54.49% |
|
BB Seguridade Participacoes SA
SA:BBSE3 |
Insurance - Diversified | 43.47% |
|
Porto Seguro S.A
SA:PSSA3 |
Insurance - Diversified | 2.90% |
|
Sun Life Financial Inc.
TO:SLF |
Insurance - Diversified | 6.77% |
Annual Asset Resilience Ratio for Ayalon Holdings Ltd (2009–2025)
The table below shows the annual Asset Resilience Ratio data for Ayalon Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 9.30% | ILA1.87 Billion ≈ $5.00 Million |
ILA20.07 Billion ≈ $53.81 Million |
-5.65pp |
| 2024-12-31 | 14.95% | ILA2.85 Billion ≈ $7.64 Million |
ILA19.07 Billion ≈ $51.12 Million |
-0.68pp |
| 2023-12-31 | 15.62% | ILA2.49 Billion ≈ $6.68 Million |
ILA15.94 Billion ≈ $42.74 Million |
-0.41pp |
| 2022-12-31 | 16.03% | ILA2.50 Billion ≈ $6.70 Million |
ILA15.58 Billion ≈ $41.76 Million |
-0.30pp |
| 2021-12-31 | 16.33% | ILA2.62 Billion ≈ $7.01 Million |
ILA16.02 Billion ≈ $42.95 Million |
+1.05pp |
| 2020-12-31 | 15.29% | ILA2.21 Billion ≈ $5.92 Million |
ILA14.45 Billion ≈ $38.75 Million |
-3.70pp |
| 2019-12-31 | 18.98% | ILA2.58 Billion ≈ $6.92 Million |
ILA13.59 Billion ≈ $36.45 Million |
-1.70pp |
| 2018-12-31 | 20.68% | ILA2.60 Billion ≈ $6.98 Million |
ILA12.58 Billion ≈ $33.74 Million |
-1.38pp |
| 2017-12-31 | 22.06% | ILA2.54 Billion ≈ $6.80 Million |
ILA11.50 Billion ≈ $30.82 Million |
-2.01pp |
| 2016-12-31 | 24.07% | ILA2.54 Billion ≈ $6.81 Million |
ILA10.56 Billion ≈ $28.31 Million |
-2.11pp |
| 2015-12-31 | 26.18% | ILA2.34 Billion ≈ $6.27 Million |
ILA8.93 Billion ≈ $23.94 Million |
+24.10pp |
| 2014-12-31 | 2.08% | ILA176.49 Million ≈ $473.16K |
ILA8.48 Billion ≈ $22.72 Million |
-1.21pp |
| 2013-12-31 | 3.29% | ILA265.65 Million ≈ $712.20K |
ILA8.07 Billion ≈ $21.63 Million |
+2.12pp |
| 2012-12-31 | 1.17% | ILA89.28 Million ≈ $239.37K |
ILA7.61 Billion ≈ $20.40 Million |
-0.04pp |
| 2011-12-31 | 1.21% | ILA87.74 Million ≈ $235.23K |
ILA7.22 Billion ≈ $19.37 Million |
-25.24pp |
| 2010-12-31 | 26.45% | ILA1.81 Billion ≈ $4.86 Million |
ILA6.86 Billion ≈ $18.38 Million |
+25.34pp |
| 2009-12-31 | 1.11% | ILA71.29 Million ≈ $191.13K |
ILA6.42 Billion ≈ $17.22 Million |
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About Ayalon Holdings Ltd
Ayalon Insurance Company Ltd, through its subsidiaries, provides various insurance products in Israel. It offers life insurance and long-term savings plans, such as pension savings insurance funds and savings policies; and general insurance cover products, including property, liability, marine, and third-party liability insurance, as well as medical expense, motor property insurance, property and… Read more