Ayalon Holdings Ltd (AYAL) - Net Assets

Latest as of March 2026: ILA1.60 Billion ILA ≈ $4.30 Million USD

Based on the latest financial reports, Ayalon Holdings Ltd (AYAL) has net assets worth ILA1.60 Billion ILA (≈ $4.30 Million USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA21.51 Billion ≈ $57.68 Million USD) and total liabilities (ILA19.91 Billion ≈ $53.38 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Ayalon Holdings Ltd asset portfolio for the complete picture of this company's asset base.

Key Net Assets Metrics

Metric Value
Current Net Assets ILA1.60 Billion
% of Total Assets 7.45%
Annual Growth Rate 7.99%
5-Year Change 123.35%
10-Year Change 186.03%
Growth Volatility 20.07

Ayalon Holdings Ltd - Net Assets Trend (2005–2025)

This chart illustrates how Ayalon Holdings Ltd's net assets have evolved over time, based on quarterly financial data. Check AYAL tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Annual Net Assets for Ayalon Holdings Ltd (2005–2025)

The table below shows the annual net assets of Ayalon Holdings Ltd from 2005 to 2025. For live valuation and market cap data, see Ayalon Holdings Ltd market cap and net worth.

Year Net Assets Change
2025-12-31 ILA1.52 Billion
≈ $4.08 Million		 +56.33%
2024-12-31 ILA972.74 Million
≈ $2.61 Million		 +37.94%
2023-12-31 ILA705.17 Million
≈ $1.89 Million		 +10.20%
2022-12-31 ILA639.92 Million
≈ $1.72 Million		 -6.01%
2021-12-31 ILA680.85 Million
≈ $1.83 Million		 -2.72%
2020-12-31 ILA699.88 Million
≈ $1.88 Million		 -5.36%
2019-12-31 ILA739.55 Million
≈ $1.98 Million		 +12.58%
2018-12-31 ILA656.90 Million
≈ $1.76 Million		 +20.73%
2017-12-31 ILA544.12 Million
≈ $1.46 Million		 +2.34%
2016-12-31 ILA531.66 Million
≈ $1.43 Million		 -12.47%
2015-12-31 ILA607.42 Million
≈ $1.63 Million		 +3.40%
2014-12-31 ILA587.43 Million
≈ $1.57 Million		 +9.46%
2013-12-31 ILA536.68 Million
≈ $1.44 Million		 +12.22%
2012-12-31 ILA478.25 Million
≈ $1.28 Million		 +16.45%
2011-12-31 ILA410.69 Million
≈ $1.10 Million		 -13.97%
2010-12-31 ILA477.36 Million
≈ $1.28 Million		 +4.34%
2009-12-31 ILA457.49 Million
≈ $1.23 Million		 +43.66%
2008-12-31 ILA318.46 Million
≈ $853.77K		 -30.46%
2007-12-31 ILA457.94 Million
≈ $1.23 Million		 +9.58%
2006-12-31 ILA417.92 Million
≈ $1.12 Million		 +27.89%
2005-12-31 ILA326.78 Million
≈ $876.08K		 --

Equity Component Analysis

This analysis shows how different components contribute to Ayalon Holdings Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 295.4% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings ILA985.28 Million 64.85%
Common Stock ILA408.08 Million 26.86%
Other Components ILA125.94 Million 8.29%
Total Equity ILA1.52 Billion 100.00%

Ayalon Holdings Ltd Competitors by Market Cap

The table below lists competitors of Ayalon Holdings Ltd ranked by their market capitalization.

Company Market Cap
Nutex Health Inc
NASDAQ:NUTX
 $1.01 Billion
Accel Entertainment Inc
NYSE:ACEL
 $1.01 Billion
Blacksky Technology Inc
NYSE:BKSY
 $1.01 Billion
EPIC Suisse AG
SW:EPIC
 $1.01 Billion
Precision Drilling Corporation
TO:PD
 $1.01 Billion
Jutze Intelligent Technology Co Ltd
SHE:300802
 $1.01 Billion
Beijing Strong Biotechnologies Inc
SHE:300406
 $1.01 Billion
Glenveagh Properties PLC
IR:GVR
 $1.01 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Ayalon Holdings Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 971,340,000 to 1,519,291,000, a change of 547,951,000 (56.4%).
  • Net income of 426,071,000 contributed positively to equity growth.
  • Dividend payments of 265,000,000 reduced retained earnings.
  • New share issuances of 141,486,000 increased equity.
  • Other factors increased equity by 245,394,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income ILA426.07 Million +28.04%
Dividends Paid ILA265.00 Million -17.44%
Share Issuances ILA141.49 Million +9.31%
Other Changes ILA245.39 Million +16.15%
Total Change ILA- 56.41%

Book Value vs Market Value Analysis

This analysis compares Ayalon Holdings Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 240.48x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 434.38x to 240.48x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2007-12-31 ILA31.59 ILA13720.00 x
2008-12-31 ILA21.96 ILA13720.00 x
2009-12-31 ILA31.72 ILA13720.00 x
2010-12-31 ILA33.48 ILA13720.00 x
2011-12-31 ILA28.84 ILA13720.00 x
2012-12-31 ILA33.82 ILA13720.00 x
2013-12-31 ILA37.96 ILA13720.00 x
2014-12-31 ILA41.68 ILA13720.00 x
2015-12-31 ILA43.12 ILA13720.00 x
2016-12-31 ILA37.86 ILA13720.00 x
2017-12-31 ILA38.78 ILA13720.00 x
2018-12-31 ILA38.16 ILA13720.00 x
2019-12-31 ILA40.58 ILA13720.00 x
2020-12-31 ILA38.40 ILA13720.00 x
2021-12-31 ILA37.32 ILA13720.00 x
2022-12-31 ILA35.07 ILA13720.00 x
2023-12-31 ILA32.66 ILA13720.00 x
2024-12-31 ILA36.85 ILA13720.00 x
2025-12-31 ILA57.05 ILA13720.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Ayalon Holdings Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 28.04%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 7.69%
  • • Asset Turnover: 0.28x
  • • Equity Multiplier: 13.21x
  • Recent ROE (28.04%) is above the historical average (5.22%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2005 15.42% 3.34% 0.36x 12.66x ILA17.60 Million
2006 12.57% 3.36% 0.34x 10.88x ILA10.58 Million
2007 15.10% 3.92% 0.35x 11.06x ILA23.13 Million
2008 -17.22% -4.10% 0.26x 16.12x ILA-84.63 Million
2009 13.05% 3.71% 0.25x 14.30x ILA13.72 Million
2010 8.24% 2.00% 0.28x 14.46x ILA-8.36 Million
2011 -10.90% -3.62% 0.17x 17.69x ILA-85.35 Million
2012 1.03% 0.25% 0.25x 15.88x ILA-42.99 Million
2013 8.40% 1.95% 0.29x 15.01x ILA-8.58 Million
2014 10.56% 2.40% 0.31x 14.36x ILA3.28 Million
2015 4.37% 1.18% 0.25x 14.62x ILA-34.38 Million
2016 -11.45% -3.84% 0.15x 19.70x ILA-115.01 Million
2017 -4.85% -1.04% 0.22x 20.93x ILA-81.54 Million
2018 6.90% 2.07% 0.17x 19.19x ILA-20.32 Million
2019 3.27% 0.83% 0.21x 18.41x ILA-49.71 Million
2020 -9.20% -2.59% 0.17x 20.68x ILA-134.16 Million
2021 -16.80% -3.63% 0.20x 23.58x ILA-182.01 Million
2022 26.11% 7.09% 0.15x 24.41x ILA102.86 Million
2023 12.07% 2.32% 0.23x 22.66x ILA14.56 Million
2024 14.87% 3.31% 0.23x 19.63x ILA47.27 Million
2025 28.04% 7.69% 0.28x 13.21x ILA274.14 Million

Industry Comparison

This section compares Ayalon Holdings Ltd's net assets metrics with peer companies in the Insurance - Diversified industry.

Industry Context

  • Industry: Insurance - Diversified
  • Average net assets among peers: $1,264,781,333
  • Average return on equity (ROE) among peers: 21.52%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Ayalon Holdings Ltd (AYAL) ILA1.60 Billion 15.42% 12.42x $1.01 Billion
Harel Insurance Investments & Financial Services Ltd (HARL) $978.45 Million 23.00% 16.20x $9.41 Billion
IDI Insurance Company Ltd (IDIN) $531.66 Million 31.60% 6.03x $984.27 Million
The Phoenix Holdings Ltd. (PHOE) $2.28 Billion 9.94% 23.28x $11.81 Billion

About Ayalon Holdings Ltd

TA:AYAL Israel Insurance - Diversified
Market Cap
$1.01 Billion
ILA375.65 Billion ILA
Market Cap Rank
#8989 Global
#91 in Israel
Share Price
ILA13720.00
Change (1 day)
+3.16%
52-Week Range
ILA5555.00 - ILA18660.00
All Time High
ILA18660.00
Categories
Companies in Israel Insurance - Diversified
About

Ayalon Insurance Company Ltd, through its subsidiaries, provides various insurance products in Israel. It offers life insurance and long-term savings plans, such as pension savings insurance funds and savings policies; and general insurance cover products, including property, liability, marine, and third-party liability insurance, as well as medical expense, motor property insurance, property and… Read more