Israel Discount Bank Ltd - Asset Resilience Ratio

Latest as of December 2019: 0.20%

Israel Discount Bank Ltd (DSCT) has an Asset Resilience Ratio of 0.20% as of December 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Israel Discount Bank Ltd working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

ILA531.00 Million

≈ $1.42 Million USD Cash + Short-term Investments

Total Assets

ILA259.82 Billion

≈ $696.58 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2025)

This chart shows how Israel Discount Bank Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see DSCT current and non-current assets.

Liquid Assets Composition Over Time

This chart breaks down Israel Discount Bank Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Israel Discount Bank Ltd long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	ILA0.00	0%
Short-term Investments	ILA531.00 Million	0.2%
Total Liquid Assets	ILA531.00 Million	0.20%

Asset Resilience Insights

Limited Liquidity: Israel Discount Bank Ltd maintains only 0.20% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Israel Discount Bank Ltd Industry Peers by Asset Resilience Ratio

Compare Israel Discount Bank Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Israel Discount Bank Ltd (2000–2025)

The table below shows the annual Asset Resilience Ratio data for Israel Discount Bank Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	3.27%	ILA15.63 Billion ≈ $41.90 Million	ILA478.15 Billion ≈ $1.28 Billion	+3.06pp
2019-12-31	0.20%	ILA531.00 Million ≈ $1.42 Million	ILA259.82 Billion ≈ $696.58 Million	-0.25pp
2018-12-31	0.45%	ILA1.08 Billion ≈ $2.90 Million	ILA239.18 Billion ≈ $641.22 Million	-0.10pp
2017-12-31	0.55%	ILA1.22 Billion ≈ $3.27 Million	ILA221.22 Billion ≈ $593.09 Million	+0.13pp
2016-12-31	0.42%	ILA932.00 Million ≈ $2.50 Million	ILA219.58 Billion ≈ $588.68 Million	-0.02pp
2015-12-31	0.44%	ILA911.00 Million ≈ $2.44 Million	ILA205.26 Billion ≈ $550.29 Million	-1.09pp
2014-12-31	1.53%	ILA3.17 Billion ≈ $8.49 Million	ILA206.95 Billion ≈ $554.82 Million	+0.69pp
2013-12-31	0.84%	ILA1.68 Billion ≈ $4.51 Million	ILA200.51 Billion ≈ $537.55 Million	-0.28pp
2012-12-31	1.12%	ILA2.25 Billion ≈ $6.02 Million	ILA200.88 Billion ≈ $538.55 Million	-0.16pp
2011-12-31	1.28%	ILA2.59 Billion ≈ $6.94 Million	ILA202.49 Billion ≈ $542.87 Million	+0.10pp
2010-12-31	1.18%	ILA2.19 Billion ≈ $5.87 Million	ILA185.81 Billion ≈ $498.16 Million	+0.40pp
2009-12-31	0.78%	ILA1.47 Billion ≈ $3.93 Million	ILA187.82 Billion ≈ $503.53 Million	-0.60pp
2008-12-31	1.38%	ILA2.51 Billion ≈ $6.73 Million	ILA181.83 Billion ≈ $487.48 Million	-0.33pp
2007-12-31	1.71%	ILA2.88 Billion ≈ $7.73 Million	ILA168.81 Billion ≈ $452.57 Million	-0.32pp
2006-12-31	2.03%	ILA3.29 Billion ≈ $8.83 Million	ILA162.54 Billion ≈ $435.76 Million	-19.66pp
2001-12-31	21.69%	ILA28.21 Billion ≈ $75.62 Million	ILA130.04 Billion ≈ $348.64 Million	+5.15pp
2000-12-31	16.54%	ILA19.80 Billion ≈ $53.07 Million	ILA119.70 Billion ≈ $320.91 Million	--

pp = percentage points

About Israel Discount Bank Ltd

TA:DSCT Israel Banks - Regional

Market Cap

$11.97 Billion

ILA4.46 Trillion ILA

Market Cap Rank

#1941 Global

#6 in Israel

Share Price

ILA3649.00

Change (1 day)

+1.36%

52-Week Range

ILA2853.00 - ILA4083.00

All Time High

ILA4083.00