Israel Discount Bank Ltd (DSCT) - Net Assets

Latest as of March 2026: ILA35.71 Billion ILA ≈ $95.75 Million USD

Based on the latest financial reports, Israel Discount Bank Ltd (DSCT) has net assets worth ILA35.71 Billion ILA (≈ $95.75 Million USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA477.11 Billion ≈ $1.28 Billion USD) and total liabilities (ILA441.40 Billion ≈ $1.18 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Israel Discount Bank Ltd (DSCT) strategic investment index to assess the company's strategic physical and investment asset allocation.

Key Net Assets Metrics

Metric Value
Current Net Assets ILA35.71 Billion
% of Total Assets 7.49%
Annual Growth Rate 7.62%
5-Year Change -88.93%
10-Year Change 136.62%
Growth Volatility 565.8

Israel Discount Bank Ltd - Net Assets Trend (2000–2025)

This chart illustrates how Israel Discount Bank Ltd's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see DSCT stock market capitalisation.

Annual Net Assets for Israel Discount Bank Ltd (2000–2025)

The table below shows the annual net assets of Israel Discount Bank Ltd from 2000 to 2025. Also explore Israel Discount Bank Ltd (DSCT) equity growth momentum to track the company's year-over-year net asset growth rate.

Year Net Assets Change
2025-12-31 ILA35.34 Billion
≈ $94.75 Million		 +6.82%
2024-12-31 ILA33.09 Billion
≈ $88.70 Million		 +13.16%
2023-12-31 ILA29.24 Billion
≈ $78.39 Million		 -91.95%
2022-12-31 ILA363.19 Billion
≈ $973.69 Million		 +13.76%
2021-12-31 ILA319.25 Billion
≈ $855.89 Million		 +12.81%
2020-12-31 ILA282.99 Billion
≈ $758.68 Million		 +14.71%
2019-12-31 ILA246.69 Billion
≈ $661.38 Million		 +6.93%
2018-12-31 ILA230.70 Billion
≈ $618.50 Million		 +1335.77%
2017-12-31 ILA16.07 Billion
≈ $43.08 Million		 +7.58%
2016-12-31 ILA14.94 Billion
≈ $40.04 Million		 +9.55%
2015-12-31 ILA13.63 Billion
≈ $36.55 Million		 -0.05%
2014-12-31 ILA13.64 Billion
≈ $36.57 Million		 +8.80%
2013-12-31 ILA12.54 Billion
≈ $33.61 Million		 +3.33%
2012-12-31 ILA12.13 Billion
≈ $32.53 Million		 -93.62%
2011-12-31 ILA190.25 Billion
≈ $510.06 Million		 +9.64%
2010-12-31 ILA173.52 Billion
≈ $465.20 Million		 -1.57%
2009-12-31 ILA176.29 Billion
≈ $472.62 Million		 +2.22%
2008-12-31 ILA172.46 Billion
≈ $462.35 Million		 +1744.27%
2007-12-31 ILA9.35 Billion
≈ $25.07 Million		 -94.01%
2006-12-31 ILA156.24 Billion
≈ $418.86 Million		 +4.54%
2005-12-31 ILA149.46 Billion
≈ $400.69 Million		 +8.54%
2004-12-31 ILA137.70 Billion
≈ $369.17 Million		 +2033.91%
2003-12-31 ILA6.45 Billion
≈ $17.30 Million		 +14.84%
2002-12-31 ILA5.62 Billion
≈ $15.06 Million		 -2.31%
2001-12-31 ILA5.75 Billion
≈ $15.42 Million		 +2.02%
2000-12-31 ILA5.64 Billion
≈ $15.12 Million		 --

Equity Component Analysis

This analysis shows how different components contribute to Israel Discount Bank Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 1169.3% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings ILA29.14 Billion 86.20%
Common Stock ILA675.00 Million 2.00%
Other Comprehensive Income ILA-1.17 Billion -3.45%
Other Components ILA5.16 Billion 15.26%
Total Equity ILA33.81 Billion 100.00%

Israel Discount Bank Ltd Competitors by Market Cap

The table below lists competitors of Israel Discount Bank Ltd ranked by their market capitalization.

Company Market Cap
Toromont Industries Ltd.
TO:TIH
 $11.98 Billion
GRAB HOLDINGS LTD CL.A
F:A6I
 $11.99 Billion
Embraer SA ADR
NYSE:ERJ
 $12.00 Billion
MAPFRE S.A.ADR 2 / EO-10
F:CMA
 $12.03 Billion
PRADA S.P.A.UNS.ADR/2 EO1
F:PRP0
 $11.97 Billion
Manhattan Associates Inc
NASDAQ:MANH
 $11.95 Billion
KERRY GRP PLC ADR/1EO-12
F:KRZA
 $11.95 Billion
YTL Power International Bhd
KLSE:6742
 $11.95 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Israel Discount Bank Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 31,569,000,000 to 33,809,000,000, a change of 2,240,000,000 (7.1%).
  • Net income of 4,140,000,000 contributed positively to equity growth.
  • Dividend payments of 1,638,000,000 reduced retained earnings.
  • Share repurchases of 331,000,000 reduced equity.
  • Other comprehensive income increased equity by 57,000,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income ILA4.14 Billion +12.25%
Dividends Paid ILA1.64 Billion -4.84%
Share Repurchases ILA331.00 Million -0.98%
Other Comprehensive Income ILA57.00 Million +0.17%
Other Changes ILA12.00 Million +0.04%
Total Change ILA- 7.10%

Book Value vs Market Value Analysis

This analysis compares Israel Discount Bank Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 133.20x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 702.42x to 133.20x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2002-12-31 ILA5.19 ILA3649.00 x
2003-12-31 ILA6.01 ILA3649.00 x
2004-12-31 ILA6.43 ILA3649.00 x
2005-12-31 ILA6.76 ILA3649.00 x
2006-12-31 ILA8.02 ILA3649.00 x
2007-12-31 ILA9.26 ILA3649.00 x
2008-12-31 ILA8.85 ILA3649.00 x
2009-12-31 ILA10.05 ILA3649.00 x
2010-12-31 ILA11.27 ILA3649.00 x
2011-12-31 ILA10.20 ILA3649.00 x
2012-12-31 ILA11.23 ILA3649.00 x
2013-12-31 ILA11.61 ILA3649.00 x
2014-12-31 ILA12.57 ILA3649.00 x
2015-12-31 ILA12.61 ILA3649.00 x
2016-12-31 ILA13.51 ILA3649.00 x
2017-12-31 ILA13.46 ILA3649.00 x
2018-12-31 ILA14.73 ILA3649.00 x
2019-12-31 ILA16.05 ILA3649.00 x
2020-12-31 ILA16.48 ILA3649.00 x
2021-12-31 ILA18.46 ILA3649.00 x
2022-12-31 ILA20.40 ILA3649.00 x
2023-12-31 ILA23.02 ILA3649.00 x
2024-12-31 ILA24.43 ILA3649.00 x
2025-12-31 ILA27.40 ILA3649.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Israel Discount Bank Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 12.25%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 16.38%
  • • Asset Turnover: 0.05x
  • • Equity Multiplier: 14.14x
  • Recent ROE (12.25%) is above the historical average (8.16%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2002 -0.74% -0.82% 0.03x 27.02x ILA-554.10 Million
2003 2.58% 3.03% 0.04x 23.40x ILA-442.90 Million
2004 8.71% 9.75% 0.04x 22.32x ILA-82.60 Million
2005 6.82% 7.50% 0.04x 23.04x ILA-213.80 Million
2006 10.50% 13.60% 0.04x 20.41x ILA39.50 Million
2007 13.74% 18.40% 0.04x 18.34x ILA344.60 Million
2008 2.79% 3.66% 0.04x 20.67x ILA-634.70 Million
2009 9.19% 11.70% 0.04x 18.79x ILA-81.40 Million
2010 6.14% 6.71% 0.06x 16.53x ILA-434.10 Million
2011 7.88% 7.55% 0.06x 18.85x ILA-227.50 Million
2012 6.77% 7.36% 0.05x 16.97x ILA-381.80 Million
2013 7.14% 8.61% 0.05x 16.39x ILA-349.30 Million
2014 3.81% 5.68% 0.04x 15.63x ILA-819.30 Million
2015 5.64% 9.04% 0.04x 15.45x ILA-578.80 Million
2016 6.24% 10.51% 0.04x 15.13x ILA-546.20 Million
2017 8.07% 13.27% 0.04x 14.19x ILA-300.40 Million
2018 8.77% 14.33% 0.04x 13.95x ILA-210.10 Million
2019 9.11% 15.08% 0.04x 13.91x ILA-165.80 Million
2020 5.08% 8.89% 0.04x 15.33x ILA-943.20 Million
2021 12.91% 24.35% 0.03x 15.60x ILA624.70 Million
2022 14.05% 22.53% 0.04x 15.14x ILA1.01 Billion
2023 14.72% 16.48% 0.06x 13.90x ILA1.34 Billion
2024 13.56% 15.70% 0.06x 13.83x ILA1.12 Billion
2025 12.25% 16.38% 0.05x 14.14x ILA759.10 Million

Industry Comparison

This section compares Israel Discount Bank Ltd's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $92,464,690,571
  • Average return on equity (ROE) among peers: 5.18%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Israel Discount Bank Ltd (DSCT) ILA35.71 Billion -0.74% 12.36x $11.97 Billion
Export Inv (EXPO) $584.83 Million 5.93% 23.10x $207.52 Million
First International Bank of Israel Ltd (FIBI) $3.91 Billion 6.19% 16.56x $6.48 Billion
FIBI Holdings Ltd (FIBIH) $11.04 Billion 7.26% 16.74x $2.99 Billion
Jerusalem (JBNK) $1.00 Billion 5.02% 13.90x $385.67 Million
Bank Leumi Le-Israel B.M (LUMI) $290.16 Billion 0.03% 0.07x $1.10 Billion
Mizrahi Tefahot (MZTF) $16.80 Billion 10.96% 15.26x $16.75 Billion
Bank Hapoalim (POLI) $323.75 Billion 0.85% 0.10x $28.57 Billion

About Israel Discount Bank Ltd

TA:DSCT Israel Banks - Regional
Market Cap
$11.97 Billion
ILA4.46 Trillion ILA
Market Cap Rank
#1941 Global
#6 in Israel
Share Price
ILA3649.00
Change (1 day)
+1.36%
52-Week Range
ILA2853.00 - ILA4083.00
All Time High
ILA4083.00
Categories
Companies in Israel Banks - Regional Banking & Financial
About

Israel Discount Bank Limited, together with its subsidiaries, provides various banking and financial services in Israel, Europe, and North America. The company operates through Retail Banking, Middle Market Banking, Corporate Banking, Financial Operations, Discount Capital, Discount Bancorp, and Other segments. Its personal banking services include checking accounts, deposits and savings products… Read more