Israel Discount Bank Ltd (DSCT) - Net Assets

Latest as of September 2025: ILA35.07 Billion ILA ≈ $94.01 Million USD

Based on the latest financial reports, Israel Discount Bank Ltd (DSCT) has net assets worth ILA35.07 Billion ILA (≈ $94.01 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA472.43 Billion ≈ $1.27 Billion USD) and total liabilities (ILA437.36 Billion ≈ $1.17 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check DSCT asset liquidity ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	ILA35.07 Billion
% of Total Assets	7.42%
Annual Growth Rate	7.65%
5-Year Change	-88.31%
10-Year Change	142.67%
Growth Volatility	576.08

Israel Discount Bank Ltd - Net Assets Trend (2000–2024)

This chart illustrates how Israel Discount Bank Ltd's net assets have evolved over time, based on quarterly financial data. Also explore Israel Discount Bank Ltd asset portfolio for the complete picture of this company's asset base.

Annual Net Assets for Israel Discount Bank Ltd (2000–2024)

The table below shows the annual net assets of Israel Discount Bank Ltd from 2000 to 2024. For live valuation and market cap data, see Israel Discount Bank Ltd (DSCT) total market value.

Year	Net Assets	Change
2024-12-31	ILA33.09 Billion ≈ $88.70 Million	+13.16%
2023-12-31	ILA29.24 Billion ≈ $78.39 Million	-91.95%
2022-12-31	ILA363.19 Billion ≈ $973.69 Million	+13.76%
2021-12-31	ILA319.25 Billion ≈ $855.89 Million	+12.81%
2020-12-31	ILA282.99 Billion ≈ $758.68 Million	+14.71%
2019-12-31	ILA246.69 Billion ≈ $661.38 Million	+6.93%
2018-12-31	ILA230.70 Billion ≈ $618.50 Million	+1335.77%
2017-12-31	ILA16.07 Billion ≈ $43.08 Million	+7.58%
2016-12-31	ILA14.94 Billion ≈ $40.04 Million	+9.55%
2015-12-31	ILA13.63 Billion ≈ $36.55 Million	-0.05%
2014-12-31	ILA13.64 Billion ≈ $36.57 Million	+8.80%
2013-12-31	ILA12.54 Billion ≈ $33.61 Million	+3.33%
2012-12-31	ILA12.13 Billion ≈ $32.53 Million	-93.62%
2011-12-31	ILA190.25 Billion ≈ $510.06 Million	+9.64%
2010-12-31	ILA173.52 Billion ≈ $465.20 Million	-1.57%
2009-12-31	ILA176.29 Billion ≈ $472.62 Million	+2.22%
2008-12-31	ILA172.46 Billion ≈ $462.35 Million	+1744.27%
2007-12-31	ILA9.35 Billion ≈ $25.07 Million	-94.01%
2006-12-31	ILA156.24 Billion ≈ $418.86 Million	+4.54%
2005-12-31	ILA149.46 Billion ≈ $400.69 Million	+8.54%
2004-12-31	ILA137.70 Billion ≈ $369.17 Million	+2033.91%
2003-12-31	ILA6.45 Billion ≈ $17.30 Million	+14.84%
2002-12-31	ILA5.62 Billion ≈ $15.06 Million	-2.31%
2001-12-31	ILA5.75 Billion ≈ $15.42 Million	+2.02%
2000-12-31	ILA5.64 Billion ≈ $15.12 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Israel Discount Bank Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 1060.3% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	ILA26.64 Billion	84.39%
Common Stock	ILA683.00 Million	2.16%
Other Comprehensive Income	ILA-1.22 Billion	-3.87%
Other Components	ILA5.47 Billion	17.32%
Total Equity	ILA31.57 Billion	100.00%

Israel Discount Bank Ltd Competitors by Market Cap

The table below lists competitors of Israel Discount Bank Ltd ranked by their market capitalization.

Company	Market Cap
Sejahteraraya Anugrahjaya Tbk JK:SRAJ	$10.79 Billion
Camden Property Trust NYSE:CPT	$10.80 Billion
Applied Industrial Technologies NYSE:AIT	$10.80 Billion
Equinox Gold Corp TO:EQX	$10.80 Billion
YTO Express Group Co Ltd SHG:600233	$10.77 Billion
RAIFFEIS. UNSPON.ADR/1/4 F:RAW0	$10.77 Billion
Essential Utilities Inc NYSE:WTRG	$10.77 Billion
Alcoa Corp NYSE:AA	$10.77 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Israel Discount Bank Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 28,474,000,000 to 31,569,000,000, a change of 3,095,000,000 (10.9%).
Net income of 4,281,000,000 contributed positively to equity growth.
Dividend payments of 1,153,000,000 reduced retained earnings.
Share repurchases of 102,000,000 reduced equity.
Other comprehensive income decreased equity by 1,223,000,000.
Other factors increased equity by 1,292,000,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	ILA4.28 Billion	+13.56%
Dividends Paid	ILA1.15 Billion	-3.65%
Share Repurchases	ILA102.00 Million	-0.32%
Other Comprehensive Income	ILA-1.22 Billion	-3.87%
Other Changes	ILA1.29 Billion	+4.09%
Total Change	ILA-	10.87%

Book Value vs Market Value Analysis

This analysis compares Israel Discount Bank Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 134.32x
The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
The price-to-book ratio has decreased from 631.77x to 134.32x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2002-12-31	ILA5.19	ILA3282.00	x
2003-12-31	ILA6.01	ILA3282.00	x
2004-12-31	ILA6.43	ILA3282.00	x
2005-12-31	ILA6.76	ILA3282.00	x
2006-12-31	ILA8.02	ILA3282.00	x
2007-12-31	ILA9.26	ILA3282.00	x
2008-12-31	ILA8.85	ILA3282.00	x
2009-12-31	ILA10.05	ILA3282.00	x
2010-12-31	ILA11.27	ILA3282.00	x
2011-12-31	ILA10.20	ILA3282.00	x
2012-12-31	ILA11.23	ILA3282.00	x
2013-12-31	ILA11.61	ILA3282.00	x
2014-12-31	ILA12.57	ILA3282.00	x
2015-12-31	ILA12.61	ILA3282.00	x
2016-12-31	ILA13.51	ILA3282.00	x
2017-12-31	ILA13.46	ILA3282.00	x
2018-12-31	ILA14.73	ILA3282.00	x
2019-12-31	ILA16.05	ILA3282.00	x
2020-12-31	ILA16.48	ILA3282.00	x
2021-12-31	ILA18.46	ILA3282.00	x
2022-12-31	ILA20.40	ILA3282.00	x
2023-12-31	ILA23.02	ILA3282.00	x
2024-12-31	ILA24.43	ILA3282.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Israel Discount Bank Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 13.56%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 15.70%
• Asset Turnover: 0.06x
• Equity Multiplier: 13.83x
Recent ROE (13.56%) is above the historical average (7.98%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2002	-0.74%	-0.82%	0.03x	27.02x	ILA-554.10 Million
2003	2.58%	3.03%	0.04x	23.40x	ILA-442.90 Million
2004	8.71%	9.75%	0.04x	22.32x	ILA-82.60 Million
2005	6.82%	7.50%	0.04x	23.04x	ILA-213.80 Million
2006	10.50%	13.60%	0.04x	20.41x	ILA39.50 Million
2007	13.74%	18.40%	0.04x	18.34x	ILA344.60 Million
2008	2.79%	3.66%	0.04x	20.67x	ILA-634.70 Million
2009	9.19%	11.70%	0.04x	18.79x	ILA-81.40 Million
2010	6.14%	6.71%	0.06x	16.53x	ILA-434.10 Million
2011	7.88%	7.55%	0.06x	18.85x	ILA-227.50 Million
2012	6.77%	7.36%	0.05x	16.97x	ILA-381.80 Million
2013	7.14%	8.61%	0.05x	16.39x	ILA-349.30 Million
2014	3.81%	5.68%	0.04x	15.63x	ILA-819.30 Million
2015	5.64%	9.04%	0.04x	15.45x	ILA-578.80 Million
2016	6.24%	10.51%	0.04x	15.13x	ILA-546.20 Million
2017	8.07%	13.27%	0.04x	14.19x	ILA-300.40 Million
2018	8.77%	14.33%	0.04x	13.95x	ILA-210.10 Million
2019	9.11%	15.08%	0.04x	13.91x	ILA-165.80 Million
2020	5.08%	8.89%	0.04x	15.33x	ILA-943.20 Million
2021	12.91%	24.35%	0.03x	15.60x	ILA624.70 Million
2022	14.05%	22.53%	0.04x	15.14x	ILA1.01 Billion
2023	14.72%	16.48%	0.06x	13.90x	ILA1.34 Billion
2024	13.56%	15.70%	0.06x	13.83x	ILA1.12 Billion

Industry Comparison

This section compares Israel Discount Bank Ltd's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $9,487,827,714
Average return on equity (ROE) among peers: 7.88%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Israel Discount Bank Ltd (DSCT)	ILA35.07 Billion	-0.74%	12.47x	$10.78 Billion
Export Inv (EXPO)	$1.37 Billion	9.07%	15.37x	$245.18 Million
First International Bank of Israel Ltd (FIBI)	$3.47 Billion	0.00%	17.87x	$6.63 Billion
FIBI Holdings Ltd (FIBIH)	$11.04 Billion	7.26%	16.74x	$2.91 Billion
Jerusalem (JBNK)	$1.37 Billion	9.84%	14.96x	$445.23 Million
Bank Leumi Le-Israel B.M (LUMI)	$26.14 Billion	5.41%	14.19x	$1.08 Billion
Mizrahi Tefahot (MZTF)	$10.34 Billion	10.43%	16.38x	$16.17 Billion
Bank Hapoalim (POLI)	$12.69 Billion	13.18%	16.58x	$27.88 Billion

About Israel Discount Bank Ltd

TA:DSCT Israel Banks - Regional

Market Cap

$10.78 Billion

ILA4.02 Trillion ILA

Market Cap Rank

#2120 Global

#7 in Israel

Share Price

ILA3282.00

Change (1 day)

-0.97%

52-Week Range

ILA2690.00 - ILA4083.00

All Time High

ILA4083.00