Union Bank of Taiwan - Asset Resilience Ratio
Union Bank of Taiwan (2838) has an Asset Resilience Ratio of -9.10% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Union Bank of Taiwan strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2025)
This chart shows how Union Bank of Taiwan's Asset Resilience Ratio has changed over time. See 2838 equity financing ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Union Bank of Taiwan's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Union Bank of Taiwan market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | NT$0.00 | 0% |
| Short-term Investments | NT$-86.91 Billion | -9.1% |
| Total Liquid Assets | NT$-86.91 Billion | -9.10% |
Asset Resilience Insights
- Limited Liquidity: Union Bank of Taiwan maintains only -9.10% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Union Bank of Taiwan Industry Peers by Asset Resilience Ratio
Compare Union Bank of Taiwan's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Union Bank of Taiwan (2004–2025)
The table below shows the annual Asset Resilience Ratio data for Union Bank of Taiwan.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.58% | NT$48.47 Billion ≈ $1.53 Billion |
NT$1.06 Trillion ≈ $33.32 Billion |
+7.97pp |
| 2023-12-31 | -3.38% | NT$-31.77 Billion ≈ $-1.00 Billion |
NT$939.15 Billion ≈ $29.59 Billion |
-14.20pp |
| 2018-12-31 | 10.82% | NT$70.06 Billion ≈ $2.21 Billion |
NT$647.59 Billion ≈ $20.40 Billion |
+2.88pp |
| 2017-12-31 | 7.94% | NT$44.89 Billion ≈ $1.41 Billion |
NT$565.62 Billion ≈ $17.82 Billion |
+0.71pp |
| 2016-12-31 | 7.22% | NT$38.48 Billion ≈ $1.21 Billion |
NT$532.71 Billion ≈ $16.78 Billion |
-2.29pp |
| 2015-12-31 | 9.52% | NT$48.39 Billion ≈ $1.52 Billion |
NT$508.49 Billion ≈ $16.02 Billion |
-5.58pp |
| 2014-12-31 | 15.10% | NT$73.44 Billion ≈ $2.31 Billion |
NT$486.48 Billion ≈ $15.33 Billion |
+1.19pp |
| 2013-12-31 | 13.90% | NT$61.20 Billion ≈ $1.93 Billion |
NT$440.15 Billion ≈ $13.87 Billion |
-16.48pp |
| 2012-12-31 | 30.38% | NT$125.49 Billion ≈ $3.95 Billion |
NT$413.07 Billion ≈ $13.01 Billion |
-4.40pp |
| 2011-12-31 | 34.78% | NT$139.60 Billion ≈ $4.40 Billion |
NT$401.38 Billion ≈ $12.65 Billion |
+17.99pp |
| 2010-12-31 | 16.79% | NT$61.42 Billion ≈ $1.94 Billion |
NT$365.83 Billion ≈ $11.53 Billion |
+0.79pp |
| 2009-12-31 | 16.00% | NT$57.64 Billion ≈ $1.82 Billion |
NT$360.22 Billion ≈ $11.35 Billion |
+2.81pp |
| 2008-12-31 | 13.19% | NT$47.17 Billion ≈ $1.49 Billion |
NT$357.69 Billion ≈ $11.27 Billion |
+4.96pp |
| 2007-12-31 | 8.23% | NT$29.51 Billion ≈ $929.60 Million |
NT$358.53 Billion ≈ $11.30 Billion |
-0.73pp |
| 2006-12-31 | 8.96% | NT$34.87 Billion ≈ $1.10 Billion |
NT$389.01 Billion ≈ $12.26 Billion |
+3.01pp |
| 2005-12-31 | 5.96% | NT$21.54 Billion ≈ $678.65 Million |
NT$361.55 Billion ≈ $11.39 Billion |
+2.23pp |
| 2004-12-31 | 3.72% | NT$9.18 Billion ≈ $289.22 Million |
NT$246.57 Billion ≈ $7.77 Billion |
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About Union Bank of Taiwan
Union Bank of Taiwan provides various banking products and services. It operates through Corporate Banking Unit, Consumer Banking Unit, Wealth Management and Trust Unit, Investing Unit, and Leasing Unit segments. The company accepts deposit products, loans, remittances, acceptances, issuance of guarantees and letters of credit, short-term bills transactions, foreign exchange transactions, savings… Read more