Union Bank of Taiwan (2838) - Cash Flow Conversion Efficiency

Latest as of December 2025: -0.031x

Based on the latest financial reports, Union Bank of Taiwan (2838) has a cash flow conversion efficiency ratio of -0.031x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (NT$-2.73 Billion ≈ $-85.95 Million USD) by net assets (NT$87.33 Billion ≈ $2.75 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Union Bank of Taiwan defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.

Union Bank of Taiwan - Cash Flow Conversion Efficiency Trend (2004–2025)

This chart illustrates how Union Bank of Taiwan's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Union Bank of Taiwan Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Union Bank of Taiwan ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Bank of Hawaii Corporation NYSE:BOH	0.021x
DOF Group ASA OL:DOFG	0.005x
Bucher Industries AG SW:BUCN	0.183x
Nicolet Bankshares Inc. NYSE:NIC	0.007x
Denison Mines Corp TO:DML	-0.023x
ITEQ Corp TW:6213	-0.026x
Park National Corporation NYSE MKT:PRK	0.043x
Medacta Group SA SW:MOVE	0.172x

Annual Cash Flow Conversion Efficiency for Union Bank of Taiwan (2004–2025)

The table below shows the annual cash flow conversion efficiency of Union Bank of Taiwan from 2004 to 2025. For the full company profile with market capitalisation and key ratios, see Union Bank of Taiwan (2838) market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	NT$87.33 Billion ≈ $2.75 Billion	NT$-5.88 Billion ≈ $-185.25 Million	-0.067x	-203.31%
2024-12-31	NT$79.45 Billion ≈ $2.50 Billion	NT$-1.76 Billion ≈ $-55.57 Million	-0.022x	-107.31%
2023-12-31	NT$70.64 Billion ≈ $2.23 Billion	NT$21.44 Billion ≈ $675.49 Million	0.304x	+726.85%
2022-12-31	NT$63.12 Billion ≈ $1.99 Billion	NT$-3.06 Billion ≈ $-96.28 Million	-0.048x	-17.98%
2021-12-31	NT$65.87 Billion ≈ $2.08 Billion	NT$-2.70 Billion ≈ $-85.16 Million	-0.041x	-127.82%
2020-12-31	NT$60.19 Billion ≈ $1.90 Billion	NT$8.88 Billion ≈ $279.75 Million	0.148x	+137.89%
2019-12-31	NT$56.25 Billion ≈ $1.77 Billion	NT$-21.90 Billion ≈ $-690.04 Million	-0.389x	-135.42%
2018-12-31	NT$50.06 Billion ≈ $1.58 Billion	NT$55.03 Billion ≈ $1.73 Billion	1.099x	+219.15%
2017-12-31	NT$48.19 Billion ≈ $1.52 Billion	NT$-44.46 Billion ≈ $-1.40 Billion	-0.923x	-2290.77%
2016-12-31	NT$36.22 Billion ≈ $1.14 Billion	NT$1.53 Billion ≈ $48.05 Million	0.042x	+119.15%
2015-12-31	NT$35.15 Billion ≈ $1.11 Billion	NT$-7.73 Billion ≈ $-243.55 Million	-0.220x	-239.38%
2014-12-31	NT$32.31 Billion ≈ $1.02 Billion	NT$5.10 Billion ≈ $160.60 Million	0.158x	+145.14%
2013-12-31	NT$28.68 Billion ≈ $903.59 Million	NT$-10.02 Billion ≈ $-315.82 Million	-0.350x	-1464.73%
2012-12-31	NT$25.24 Billion ≈ $795.27 Million	NT$-563.85 Million ≈ $-17.76 Million	-0.022x	-108.86%
2011-12-31	NT$22.19 Billion ≈ $699.10 Million	NT$5.59 Billion ≈ $176.23 Million	0.252x	-56.82%
2010-12-31	NT$20.31 Billion ≈ $639.84 Million	NT$11.86 Billion ≈ $373.57 Million	0.584x	-38.81%
2009-12-31	NT$19.26 Billion ≈ $606.76 Million	NT$18.38 Billion ≈ $578.93 Million	0.954x	+233.84%
2008-12-31	NT$17.09 Billion ≈ $538.40 Million	NT$4.88 Billion ≈ $153.88 Million	0.286x	+269.55%
2007-12-31	NT$18.10 Billion ≈ $570.18 Million	NT$1.40 Billion ≈ $44.10 Million	0.077x	-93.27%
2006-12-31	NT$20.58 Billion ≈ $648.43 Million	NT$23.64 Billion ≈ $744.75 Million	1.149x	+205.53%
2005-12-31	NT$20.38 Billion ≈ $641.96 Million	NT$-22.18 Billion ≈ $-698.71 Million	-1.088x	-445.90%
2004-12-31	NT$18.73 Billion ≈ $590.12 Million	NT$-3.73 Billion ≈ $-117.66 Million	-0.199x	--

About Union Bank of Taiwan

TW:2838 Taiwan Banks - Regional

Market Cap

$3.07 Billion

NT$97.45 Billion TWD

Market Cap Rank

#4953 Global

#147 in Taiwan

Share Price

NT$22.45

Change (1 day)

+1.81%

52-Week Range

NT$16.60 - NT$22.45

All Time High

NT$22.45