Alior Bank S.A.
Alior Bank S.A. provides various banking products and services for individuals, businesses, and enterprises in Poland. The company operates through three segments: Retail, Corporate, and Treasury Activities. It offers term and savings deposits and current and subsidiary accounts, cash deposits and withdrawals, transfers, and personal and savings accounts; personal banking; cash loans, working cap… Read more
Alior Bank S.A. - Asset Resilience Ratio
Alior Bank S.A. (ALR) has an Asset Resilience Ratio of -0.22% as of September 2022. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2018)
This chart shows how Alior Bank S.A.'s Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Alior Bank S.A.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 0% |
| Short-term Investments | zł-184.06 Million | -0.22% |
| Total Liquid Assets | zł-184.06 Million | -0.22% |
Asset Resilience Insights
- Limited Liquidity: Alior Bank S.A. maintains only -0.22% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Alior Bank S.A. Industry Peers by Asset Resilience Ratio
Compare Alior Bank S.A.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Communications Co
SHG:601328 |
Banks - Diversified | -15.60% |
|
ABN AMRO Bank N.V
PINK:AAVMY |
Banks - Diversified | 5.84% |
|
ABN Amro Group NV
AS:ABN |
Banks - Diversified | 0.77% |
|
Agricultural Bank of China PK
PINK:ACGBY |
Banks - Diversified | -17.41% |
|
Bank of America Corp
NYSE:BAC |
Banks - Diversified | 21.46% |
|
Bank of China Ltd H
PINK:BACHF |
Banks - Diversified | -20.31% |
|
Banco Bilbao Vizcaya Argentaria S.A
PINK:BBVXF |
Banks - Diversified | 6.84% |
|
Banco Santander S.A
PINK:BCDRF |
Banks - Diversified | 3.25% |
Annual Asset Resilience Ratio for Alior Bank S.A. (2017–2018)
The table below shows the annual Asset Resilience Ratio data for Alior Bank S.A..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2018-12-31 | -1.27% | zł-935.28 Million | zł73.42 Billion | -0.66pp |
| 2017-12-31 | -0.61% | zł-426.05 Million | zł69.52 Billion | -- |