Capitea S.A.
Capitea S.A., through its subsidiaries, provides financial services in Poland. Its activities include the recovery of purchased receivables and management of receivables portfolios in securitization funds, as well as restructuring. Capitea S.A. was formerly known as GetBack S.A. and changed its name to Capitea S.A. in July 2021. The company was incorporated in 2012 and is based in Warsaw, Poland.… Read more
Capitea S.A. - Asset Resilience Ratio
Capitea S.A. (CAP) has an Asset Resilience Ratio of 16.43% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2024)
This chart shows how Capitea S.A.'s Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Capitea S.A.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 0% |
| Short-term Investments | zł81.28 Million | 16.43% |
| Total Liquid Assets | zł81.28 Million | 16.43% |
Asset Resilience Insights
- Good Liquidity Position: Capitea S.A. maintains a healthy 16.43% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Capitea S.A. Industry Peers by Asset Resilience Ratio
Compare Capitea S.A.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Fon SE
WAR:FON |
Credit Services | 29.06% |
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
Annual Asset Resilience Ratio for Capitea S.A. (2021–2024)
The table below shows the annual Asset Resilience Ratio data for Capitea S.A..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 69.42% | zł378.65 Million | zł545.46 Million | +5.60pp |
| 2023-12-31 | 63.82% | zł367.53 Million | zł575.90 Million | +55.50pp |
| 2022-12-31 | 8.32% | zł46.96 Million | zł564.22 Million | -2.59pp |
| 2021-12-31 | 10.91% | zł68.25 Million | zł625.62 Million | -- |