Erste Bank Polska S.A. - Asset Resilience Ratio

Latest as of December 2024: 4.52%

Erste Bank Polska S.A. (EBP) has an Asset Resilience Ratio of 4.52% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Erste Bank Polska S.A. (EBP) financial obligations for a breakdown of total debt and financial obligations.

Liquid Assets

zł13.75 Billion
≈ $3.79 Billion USD Cash + Short-term Investments

Total Assets

zł304.37 Billion
≈ $83.77 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (None–None)

This chart shows how Erste Bank Polska S.A.'s Asset Resilience Ratio has changed over time. See shareholders equity of Erste Bank Polska S.A. for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Erste Bank Polska S.A.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Erste Bank Polska S.A. market cap and net worth.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents zł0.00 0%
Short-term Investments zł13.75 Billion 4.52%
Total Liquid Assets zł13.75 Billion 4.52%

Asset Resilience Insights

  • Limited Liquidity: Erste Bank Polska S.A. maintains only 4.52% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Erste Bank Polska S.A. Industry Peers by Asset Resilience Ratio

Compare Erste Bank Polska S.A.'s asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Banco de Chile
SN:CHILE
Banks - Regional 6.38%
Bank of Hangzhou Co Ltd
SHG:600926
Banks - Regional 7.20%
First International Bank of Israel Ltd
TA:FIBI
Banks - Regional 0.18%
Bank of Guiyang Co Ltd
SHG:601997
Banks - Regional -0.78%
German American Bancorp Inc
NASDAQ:GABC
Banks - Regional 0.30%
Banco Mercantil do Brasil S.A
SA:BMEB3
Banks - Regional -18.66%
VersaBank
TO:VBNK
Banks - Regional 1.65%
Parke Bancorp Inc
NASDAQ:PKBK
Banks - Regional 0.00%

Annual Asset Resilience Ratio for Erste Bank Polska S.A. (None–None)

The table below shows the annual Asset Resilience Ratio data for Erste Bank Polska S.A..

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
No yearly data available.
pp = percentage points

About Erste Bank Polska S.A.

WAR:EBP Poland Banks - Regional
Market Cap
$16.61 Billion
zł60.35 Billion PLN
Market Cap Rank
#1495 Global
#6 in Poland
Share Price
zł590.60
Change (1 day)
+2.39%
52-Week Range
zł564.40 - zł634.20
All Time High
zł634.20
About

Erste Bank Polska S.A. provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. The company offers personal account, savings accounts and term deposits, currencies, internet and mobile banking, and contactless payments, and debit and credit solutions. It also provides consumer loans and home mortgages; mu… Read more