Erste Bank Polska S.A. (EBP) - Total Assets
Based on the latest financial reports, Erste Bank Polska S.A. (EBP) holds total assets worth zł304.42 Billion PLN (≈ $83.78 Billion USD) as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore working capital position of Erste Bank Polska S.A. to assess how much short-term liquidity the company maintains relative to its equity base.
Erste Bank Polska S.A. - Total Assets Trend (2002–2025)
This chart illustrates how Erste Bank Polska S.A.'s total assets have evolved over time, based on quarterly financial data.
Erste Bank Polska S.A. - Asset Composition Analysis
Current Asset Composition (December 2025)
Erste Bank Polska S.A.'s total assets of zł304.42 Billion consist of 16.3% current assets and 83.7% non-current assets. Also see Erste Bank Polska S.A. stock valuation for the company's overall valuation and market capitalisation.
| Asset Category | Amount (PLN) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 7.2% |
| Accounts Receivable | zł0.00 | 0.0% |
| Inventory | zł0.00 | 0.0% |
| Property, Plant & Equipment | zł0.00 | 0.0% |
| Intangible Assets | zł987.65 Million | 0.3% |
| Goodwill | zł1.69 Billion | 0.6% |
Asset Composition Trend (2002–2025)
This chart illustrates how Erste Bank Polska S.A.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See EBP live share price for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Erste Bank Polska S.A.'s current assets represent 16.3% of total assets in 2025, an increase from 5.6% in 2002.
- Cash Position: Cash and equivalents constituted 7.2% of total assets in 2025, up from 5.6% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2002.
- Asset Diversification: The largest asset category is goodwill at 0.6% of total assets.
Erste Bank Polska S.A. Competitors by Total Assets
Key competitors of Erste Bank Polska S.A. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK
|
Germany | €1.48 Trillion |
|
Industrial Bank Co Ltd
SHG:601166
|
China | CN¥11.28 Trillion |
|
Chongqing Rural Commercial Bank Co
SHG:601077
|
China | CN¥1.67 Trillion |
|
Bank Ina Perdana PT
JK:BINA
|
Indonesia | Rp30.24 Trillion |
|
Banco Mercantil do Brasil S.A
SA:BMEB3
|
Brazil | R$38.96 Billion |
|
Sparekassen Sjaelland-Fyn A/S
CO:SPKSJF
|
Denmark | Dkr35.25 Billion |
|
Judo Capital Holdings Ltd
AU:JDO
|
Australia | AU$16.06 Billion |
|
Kreditbanken A/S
CO:KRE
|
Denmark | Dkr7.65 Billion |
Erste Bank Polska S.A. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 3.13 | 0.13 | 0.05 |
| Quick Ratio | 3.13 | 0.13 | 0.05 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | zł34.18 Billion | zł-204.57 Billion | zł-162.44 Billion |
Erste Bank Polska S.A. - Advanced Valuation Insights
This section examines the relationship between Erste Bank Polska S.A.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.76 |
| Latest Market Cap to Assets Ratio | 0.07 |
| Asset Growth Rate (YoY) | 1.2% |
| Total Assets | zł308.15 Billion |
| Market Capitalization | $20.43 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Erste Bank Polska S.A.'s assets below their book value (0.07x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Erste Bank Polska S.A.'s assets grew by 1.2% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Erste Bank Polska S.A. (2002–2025)
The table below shows the annual total assets of Erste Bank Polska S.A. from 2002 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | zł308.15 Billion ≈ $84.81 Billion |
+1.24% |
| 2024-12-31 | zł304.37 Billion ≈ $83.77 Billion |
+10.02% |
| 2023-12-31 | zł276.65 Billion ≈ $76.14 Billion |
+7.43% |
| 2022-12-31 | zł257.52 Billion ≈ $70.87 Billion |
+5.97% |
| 2021-12-31 | zł243.02 Billion ≈ $66.88 Billion |
+5.98% |
| 2020-12-31 | zł229.31 Billion ≈ $63.11 Billion |
+9.47% |
| 2019-12-31 | zł209.48 Billion ≈ $57.65 Billion |
+1.36% |
| 2018-12-31 | zł206.66 Billion ≈ $56.87 Billion |
+35.36% |
| 2017-12-31 | zł152.67 Billion ≈ $42.02 Billion |
+1.72% |
| 2016-12-31 | zł150.10 Billion ≈ $41.31 Billion |
+7.44% |
| 2015-12-31 | zł139.71 Billion ≈ $38.45 Billion |
+3.87% |
| 2014-12-31 | zł134.50 Billion ≈ $37.02 Billion |
+26.82% |
| 2013-12-31 | zł106.06 Billion ≈ $29.19 Billion |
+76.71% |
| 2012-12-31 | zł60.02 Billion ≈ $16.52 Billion |
+0.37% |
| 2011-12-31 | zł59.80 Billion ≈ $16.46 Billion |
+12.50% |
| 2010-12-31 | zł53.15 Billion ≈ $14.63 Billion |
-1.69% |
| 2009-12-31 | zł54.07 Billion ≈ $14.88 Billion |
-5.86% |
| 2008-12-31 | zł57.43 Billion ≈ $15.81 Billion |
+40.21% |
| 2007-12-31 | zł40.96 Billion ≈ $11.27 Billion |
+24.16% |
| 2006-12-31 | zł32.99 Billion ≈ $9.08 Billion |
+11.65% |
| 2005-12-31 | zł29.55 Billion ≈ $8.13 Billion |
+7.23% |
| 2004-12-31 | zł27.56 Billion ≈ $7.58 Billion |
+14.02% |
| 2003-12-31 | zł24.17 Billion ≈ $6.65 Billion |
-2.99% |
| 2002-12-31 | zł24.91 Billion ≈ $6.86 Billion |
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About Erste Bank Polska S.A.
Erste Bank Polska S.A. provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. The company offers personal account, savings accounts and term deposits, currencies, internet and mobile banking, and contactless payments, and debit and credit solutions. It also provides consumer loans and home mortgages; mu… Read more