Fon SE
FON SE provides financial services in Estonia and Poland. The company grants loans for retail customers and small businesses. It is also involved in the capital investment activities. FON SE is based in Tallinn, Estonia.
Fon SE - Asset Resilience Ratio
Fon SE (FON) has an Asset Resilience Ratio of 29.06% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2008–2021)
This chart shows how Fon SE's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Fon SE's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 0% |
| Short-term Investments | zł2.51 Million | 29.06% |
| Total Liquid Assets | zł2.51 Million | 29.06% |
Asset Resilience Insights
- Very High Liquidity: Fon SE maintains exceptional liquid asset reserves at 29.06% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Fon SE Industry Peers by Asset Resilience Ratio
Compare Fon SE's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Fon SE (2008–2021)
The table below shows the annual Asset Resilience Ratio data for Fon SE.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2021-12-31 | 3.39% | zł301.00K | zł8.89 Million | -4.23pp |
| 2020-12-31 | 7.61% | zł783.00K | zł10.29 Million | +2.88pp |
| 2018-12-31 | 4.73% | zł442.00K | zł9.34 Million | -28.37pp |
| 2017-12-31 | 33.10% | zł5.17 Million | zł15.61 Million | -2.52pp |
| 2016-12-31 | 35.62% | zł5.37 Million | zł15.08 Million | -0.20pp |
| 2015-12-31 | 35.83% | zł7.07 Million | zł19.73 Million | -14.63pp |
| 2014-12-31 | 50.45% | zł29.01 Million | zł57.49 Million | +1.24pp |
| 2013-12-31 | 49.21% | zł35.12 Million | zł71.37 Million | -28.07pp |
| 2012-12-31 | 77.28% | zł16.85 Million | zł21.81 Million | +39.28pp |
| 2011-12-31 | 38.00% | zł7.65 Million | zł20.12 Million | +15.82pp |
| 2010-12-31 | 22.17% | zł1.57 Million | zł7.08 Million | +22.15pp |
| 2009-12-31 | 0.02% | zł243.61 | zł1.20 Million | +0.01pp |
| 2008-12-31 | 0.01% | zł241.93 | zł1.62 Million | -- |