Pragma Inkaso S.A. - Asset Resilience Ratio

Latest as of September 2023: 12.11%

Pragma Inkaso S.A. (PRI) has an Asset Resilience Ratio of 12.11% as of September 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

zł10.70 Million

≈ $2.94 Million USD Cash + Short-term Investments

Total Assets

zł88.33 Million

≈ $24.31 Million USD All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2009–2018)

This chart shows how Pragma Inkaso S.A.'s Asset Resilience Ratio has changed over time. Check PRI strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Pragma Inkaso S.A.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Pragma Inkaso S.A. stock valuation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	zł0.00	0%
Short-term Investments	zł10.70 Million	12.11%
Total Liquid Assets	zł10.70 Million	12.11%

Asset Resilience Insights

Moderate Liquidity: Pragma Inkaso S.A. has 12.11% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Pragma Inkaso S.A. Industry Peers by Asset Resilience Ratio

Compare Pragma Inkaso S.A.'s asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Liberty Financial Group AU:LFG	Credit Services	4.96%
Industrial Investment Trust Limited NSE:IITL	Credit Services	10.46%
Wisr Ltd AU:WZR	Credit Services	0.02%
Investment Friends Capital SE WAR:IFC	Credit Services	99.92%
KRUNGTHAI CARD FGN BA 1 F:KRTA	Credit Services	0.00%
ZIP Co Ltd AU:ZIP	Credit Services	0.13%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Credit Corp Group Ltd AU:CCP	Credit Services	4.06%

Annual Asset Resilience Ratio for Pragma Inkaso S.A. (2009–2018)

The table below shows the annual Asset Resilience Ratio data for Pragma Inkaso S.A..

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2018-12-31	23.59%	zł60.86 Million ≈ $16.75 Million	zł257.99 Million ≈ $71.00 Million	-11.32pp
2017-12-31	34.91%	zł94.27 Million ≈ $25.94 Million	zł270.03 Million ≈ $74.31 Million	-5.08pp
2016-12-31	39.99%	zł91.28 Million ≈ $25.12 Million	zł228.27 Million ≈ $62.82 Million	+2.72pp
2015-12-31	37.27%	zł69.43 Million ≈ $19.11 Million	zł186.30 Million ≈ $51.27 Million	-1.79pp
2014-12-31	39.06%	zł68.41 Million ≈ $18.83 Million	zł175.16 Million ≈ $48.21 Million	+12.08pp
2013-12-31	26.98%	zł50.95 Million ≈ $14.02 Million	zł188.86 Million ≈ $51.98 Million	-4.59pp
2012-12-31	31.57%	zł50.27 Million ≈ $13.83 Million	zł159.24 Million ≈ $43.82 Million	+23.41pp
2011-12-31	8.16%	zł11.72 Million ≈ $3.23 Million	zł143.69 Million ≈ $39.55 Million	-15.81pp
2010-12-31	23.97%	zł17.79 Million ≈ $4.90 Million	zł74.24 Million ≈ $20.43 Million	-33.39pp
2009-12-31	57.36%	zł16.59 Million ≈ $4.57 Million	zł28.93 Million ≈ $7.96 Million	--

pp = percentage points

About Pragma Inkaso S.A.

WAR:PRI Poland Credit Services

Market Cap

$3.67 Million

zł13.32 Million PLN

Market Cap Rank

#29097 Global

#337 in Poland

Share Price

zł3.62

Change (1 day)

+0.56%

52-Week Range

zł2.70 - zł3.62

All Time High

zł16.80