Pragma Inkaso S.A. (PRI) - Total Assets
Based on the latest financial reports, Pragma Inkaso S.A. (PRI) holds total assets worth zł32.08 Million PLN (≈ $8.83 Million USD) as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore Pragma Inkaso S.A. debt service capacity to assess how comfortably operating cash covers total debt obligations.
Pragma Inkaso S.A. - Total Assets Trend (2009–2024)
This chart illustrates how Pragma Inkaso S.A.'s total assets have evolved over time, based on quarterly financial data. See Pragma Inkaso S.A. book value and equity for net asset value and shareholders' equity analysis.
Pragma Inkaso S.A. - Asset Composition Analysis
Current Asset Composition (December 2024)
Pragma Inkaso S.A.'s total assets of zł32.08 Million consist of 45.1% current assets and 54.9% non-current assets.
| Asset Category | Amount (PLN) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 4.0% |
| Accounts Receivable | zł13.64 Million | 40.9% |
| Inventory | zł0.00 | 0.0% |
| Property, Plant & Equipment | zł0.00 | 0.0% |
| Intangible Assets | zł82.58K | 0.3% |
| Goodwill | zł0.00 | 0.0% |
Asset Composition Trend (2009–2024)
This chart illustrates how Pragma Inkaso S.A.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Pragma Inkaso S.A. stock valuation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Pragma Inkaso S.A.'s current assets represent 45.1% of total assets in 2024, a decrease from 81.8% in 2009.
- Cash Position: Cash and equivalents constituted 4.0% of total assets in 2024, down from 11.5% in 2009.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 12.0% in 2009.
- Asset Diversification: The largest asset category is accounts receivable at 40.9% of total assets.
Pragma Inkaso S.A. Competitors by Total Assets
Key competitors of Pragma Inkaso S.A. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Liberty Financial Group
AU:LFG
|
Australia | AU$16.37 Billion |
|
GENERALFINANCE SPA
F:VG30
|
Germany | €842.14 Million |
|
Michlol Finance Ltd
TA:MCLL
|
Israel | ILA2.13 Billion |
|
TRUFIN PLC
F:29U
|
Germany | €62.34 Million |
|
Industrial Investment Trust Limited
NSE:IITL
|
India | Rs4.45 Billion |
|
Wisr Ltd
AU:WZR
|
Australia | AU$1.02 Billion |
|
Investment Friends Capital SE
WAR:IFC
|
Poland | zł3.94 Million |
|
Yolo SA
WAR:YOL
|
Poland | zł206.00K |
Pragma Inkaso S.A. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.39 | 1.18 | 1.45 |
| Quick Ratio | 1.39 | 1.18 | 1.45 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | zł3.84 Million | zł5.86 Million | zł36.42 Million |
Pragma Inkaso S.A. - Advanced Valuation Insights
This section examines the relationship between Pragma Inkaso S.A.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.52 |
| Latest Market Cap to Assets Ratio | 0.11 |
| Asset Growth Rate (YoY) | -54.6% |
| Total Assets | zł33.37 Million |
| Market Capitalization | $3.67 Million USD |
Valuation Analysis
Below Book Valuation: The market values Pragma Inkaso S.A.'s assets below their book value (0.11x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Pragma Inkaso S.A.'s assets decreased by 54.6% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Pragma Inkaso S.A. (2009–2024)
The table below shows the annual total assets of Pragma Inkaso S.A. from 2009 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | zł33.37 Million ≈ $9.18 Million |
-54.59% |
| 2023-12-31 | zł73.48 Million ≈ $20.22 Million |
-2.11% |
| 2022-12-31 | zł75.07 Million ≈ $20.66 Million |
+88.46% |
| 2021-12-31 | zł39.83 Million ≈ $10.96 Million |
-75.30% |
| 2020-12-31 | zł161.30 Million ≈ $44.39 Million |
-13.88% |
| 2019-12-31 | zł187.30 Million ≈ $51.55 Million |
-27.40% |
| 2018-12-31 | zł257.99 Million ≈ $71.00 Million |
-4.46% |
| 2017-12-31 | zł270.03 Million ≈ $74.31 Million |
+18.29% |
| 2016-12-31 | zł228.27 Million ≈ $62.82 Million |
+22.53% |
| 2015-12-31 | zł186.30 Million ≈ $51.27 Million |
+6.36% |
| 2014-12-31 | zł175.16 Million ≈ $48.21 Million |
-7.25% |
| 2013-12-31 | zł188.86 Million ≈ $51.98 Million |
+18.60% |
| 2012-12-31 | zł159.24 Million ≈ $43.82 Million |
+10.82% |
| 2011-12-31 | zł143.69 Million ≈ $39.55 Million |
+93.56% |
| 2010-12-31 | zł74.24 Million ≈ $20.43 Million |
+156.63% |
| 2009-12-31 | zł28.93 Million ≈ $7.96 Million |
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About Pragma Inkaso S.A.
Pragma Inkaso S.A. provides debt collection and financing services in Poland. It provides financing in the form of factoring and loans. The company also engages in the fund management activities. In addition, it rents real estate properties and offers other financial services. The company was founded in 2002 and is headquartered in Tarnowskie Góry, Poland.