Civista Bancshares Inc (CIVB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Civista Bancshares Inc (CIVB) has a cash flow conversion efficiency ratio of 0.021x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($11.64 Million) by net assets ($543.47 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See debt-free asset ratio of Civista Bancshares Inc to measure how much of total assets are equity-financed.
Civista Bancshares Inc - Cash Flow Conversion Efficiency Trend (1996–2025)
This chart illustrates how Civista Bancshares Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Civista Bancshares Inc (CIVB) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Civista Bancshares Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Civista Bancshares Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Peapack-Gladstone Financial
NASDAQ:PGC
|
0.055x |
|
Fujian Raynen Tech Co Ltd
SHG:603933
|
0.037x |
|
RaySearch Laboratories AB (publ)
ST:RAY-B
|
0.112x |
|
Far East Holdings Bhd
KLSE:5029
|
0.088x |
|
Svolder AB (publ)
ST:SVOL-B
|
0.002x |
|
Guangdong Great River Smarter Logistics Co Ltd Class A
SHE:002930
|
0.065x |
|
Zhejiang Yingfeng Technology Co Ltd
SHG:605055
|
N/A |
|
BEIJ.JINGNENG CL.ERG.HYC1
F:BJ6
|
N/A |
Annual Cash Flow Conversion Efficiency for Civista Bancshares Inc (1996–2025)
The table below shows the annual cash flow conversion efficiency of Civista Bancshares Inc from 1996 to 2025. For the full company profile with market capitalisation and key ratios, see Civista Bancshares Inc market cap and net worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $543.47 Million | $18.02 Million | 0.033x | -73.30% |
| 2024-12-31 | $388.50 Million | $48.25 Million | 0.124x | -26.32% |
| 2023-12-31 | $372.00 Million | $62.70 Million | 0.169x | +124.10% |
| 2022-12-31 | $334.84 Million | $25.18 Million | 0.075x | -34.46% |
| 2021-12-31 | $355.21 Million | $40.76 Million | 0.115x | +24.74% |
| 2020-12-31 | $350.11 Million | $32.21 Million | 0.092x | -23.17% |
| 2019-12-31 | $330.13 Million | $39.53 Million | 0.120x | +82.35% |
| 2018-12-31 | $298.90 Million | $19.62 Million | 0.066x | -41.83% |
| 2017-12-31 | $184.46 Million | $20.82 Million | 0.113x | -12.29% |
| 2016-12-31 | $137.62 Million | $17.71 Million | 0.129x | +7.63% |
| 2015-12-31 | $126.07 Million | $15.07 Million | 0.120x | -5.30% |
| 2014-12-31 | $117.91 Million | $14.89 Million | 0.126x | +26.51% |
| 2013-12-31 | $128.38 Million | $12.81 Million | 0.100x | -38.58% |
| 2012-12-31 | $103.98 Million | $16.89 Million | 0.162x | -20.09% |
| 2011-12-31 | $102.53 Million | $20.84 Million | 0.203x | -8.28% |
| 2010-12-31 | $96.95 Million | $21.49 Million | 0.222x | +200.09% |
| 2009-12-31 | $98.80 Million | $7.30 Million | 0.074x | -71.43% |
| 2008-12-31 | $76.62 Million | $19.81 Million | 0.259x | +806.17% |
| 2007-12-31 | $126.16 Million | $3.60 Million | 0.029x | -75.51% |
| 2006-12-31 | $79.47 Million | $9.26 Million | 0.117x | +18.09% |
| 2005-12-31 | $87.11 Million | $8.60 Million | 0.099x | +44.23% |
| 2004-12-31 | $88.21 Million | $6.04 Million | 0.068x | -48.09% |
| 2003-12-31 | $69.12 Million | $9.11 Million | 0.132x | +32.60% |
| 2002-12-31 | $71.69 Million | $7.13 Million | 0.099x | +5.75% |
| 2001-12-31 | $48.73 Million | $4.58 Million | 0.094x | -25.37% |
| 2000-12-31 | $47.92 Million | $6.04 Million | 0.126x | -17.34% |
| 1999-12-31 | $48.20 Million | $7.34 Million | 0.152x | +147.15% |
| 1998-12-31 | $53.74 Million | $3.31 Million | 0.062x | -46.30% |
| 1997-12-31 | $34.85 Million | $4.00 Million | 0.115x | -22.86% |
| 1996-12-31 | $34.43 Million | $5.12 Million | 0.149x | -- |
About Civista Bancshares Inc
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; and automated teller services. It also provides internet banking; ACH origination; telephone banking; and mobi… Read more