Civista Bancshares Inc (CIVB) - Total Assets
Based on the latest financial reports, Civista Bancshares Inc (CIVB) holds total assets worth $4.34 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore Civista Bancshares Inc cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Civista Bancshares Inc - Total Assets Trend (1996–2025)
This chart illustrates how Civista Bancshares Inc's total assets have evolved over time, based on quarterly financial data. See Civista Bancshares Inc book value and equity for net asset value and shareholders' equity analysis.
Civista Bancshares Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Civista Bancshares Inc's total assets of $4.34 Billion consist of 17.6% current assets and 82.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.8% |
| Accounts Receivable | $14.44 Million | 0.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $10.42 Million | 0.2% |
| Goodwill | $130.44 Million | 3.0% |
Asset Composition Trend (1996–2025)
This chart illustrates how Civista Bancshares Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Civista Bancshares Inc (CIVB) total market value.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Civista Bancshares Inc's current assets represent 17.6% of total assets in 2025, an increase from 7.3% in 1996.
- Cash Position: Cash and equivalents constituted 1.8% of total assets in 2025, down from 6.7% in 1996.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 3.0% of total assets, an increase from 0.0% in 1996.
- Asset Diversification: The largest asset category is goodwill at 3.0% of total assets.
Civista Bancshares Inc Competitors by Total Assets
Key competitors of Civista Bancshares Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
INTESA SANPAOLO ADR/6
F:IESJ
|
Germany | €959.89 Billion |
|
China Zheshang Bank Co Ltd
SHG:601916
|
China | CN¥3.48 Trillion |
|
BBVA Banco Frances SA
BA:BBAR
|
Argentina | AR$25.41 Trillion |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO
|
Mexico | MX$392.75 Billion |
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
|
Republic Bancorp Inc
NASDAQ:RBCAA
|
USA | $7.25 Billion |
|
Sparekassen Sjaelland-Fyn A/S
CO:SPKSJF
|
Denmark | Dkr35.25 Billion |
Civista Bancshares Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 4.32 | 0.11 | 0.31 |
| Quick Ratio | 4.32 | 0.11 | 0.31 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $585.70 Million | $-3.16 Billion | $-1.74 Billion |
Civista Bancshares Inc - Advanced Valuation Insights
This section examines the relationship between Civista Bancshares Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.08 |
| Latest Market Cap to Assets Ratio | 0.14 |
| Asset Growth Rate (YoY) | 5.8% |
| Total Assets | $4.34 Billion |
| Market Capitalization | $596.01 Million USD |
Valuation Analysis
Below Book Valuation: The market values Civista Bancshares Inc's assets below their book value (0.14x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Civista Bancshares Inc's assets grew by 5.8% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Civista Bancshares Inc (1996–2025)
The table below shows the annual total assets of Civista Bancshares Inc from 1996 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $4.34 Billion | +5.81% |
| 2024-12-31 | $4.10 Billion | +6.14% |
| 2023-12-31 | $3.86 Billion | +9.15% |
| 2022-12-31 | $3.54 Billion | +17.42% |
| 2021-12-31 | $3.01 Billion | +8.81% |
| 2020-12-31 | $2.77 Billion | +19.89% |
| 2019-12-31 | $2.31 Billion | +7.98% |
| 2018-12-31 | $2.14 Billion | +40.18% |
| 2017-12-31 | $1.53 Billion | +10.79% |
| 2016-12-31 | $1.38 Billion | +4.77% |
| 2015-12-31 | $1.31 Billion | +8.23% |
| 2014-12-31 | $1.21 Billion | +4.03% |
| 2013-12-31 | $1.17 Billion | +2.69% |
| 2012-12-31 | $1.14 Billion | +2.16% |
| 2011-12-31 | $1.11 Billion | +1.12% |
| 2010-12-31 | $1.10 Billion | -0.20% |
| 2009-12-31 | $1.10 Billion | +4.67% |
| 2008-12-31 | $1.05 Billion | -5.87% |
| 2007-12-31 | $1.12 Billion | +49.44% |
| 2006-12-31 | $748.99 Million | -0.26% |
| 2005-12-31 | $750.94 Million | -8.14% |
| 2004-12-31 | $817.51 Million | +28.45% |
| 2003-12-31 | $636.42 Million | -2.33% |
| 2002-12-31 | $651.63 Million | +33.62% |
| 2001-12-31 | $487.67 Million | -0.32% |
| 2000-12-31 | $489.26 Million | +3.61% |
| 1999-12-31 | $472.22 Million | -7.21% |
| 1998-12-31 | $508.89 Million | +56.14% |
| 1997-12-31 | $325.92 Million | +7.64% |
| 1996-12-31 | $302.78 Million | -- |
About Civista Bancshares Inc
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; and automated teller services. It also provides internet banking; ACH origination; telephone banking; and mobi… Read more