Citizens Community Bancorp Inc Cash Flow Conversion Efficiency
Citizens Community Bancorp Inc cash flow conversion efficiency. Based on the latest financial reports, Citizens Community Bancorp Inc (CZWI) has a cash flow conversion efficiency ratio of 0.041x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($7.91 Million) by net assets ($191.35 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Citizens Community Bancorp Inc (2003–2025)
Cash flow conversion efficiency of Citizens Community Bancorp Inc from 2003 to 2025. This chart illustrates how Citizens Community Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. View today's stock price for Citizens Community Bancorp Inc for real-time trading data and today's change.
Citizens Community Bancorp Inc Cash Flow Conversion Ratio Explained
Citizens Community Bancorp Inc cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Citizens Community Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Citizens Community Bancorp Inc ranked by their cash flow conversion efficiency. Also see Citizens Community Bancorp Inc stock valuation for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
PT Multikarya Asia Pacific Ray
JK:MKAP
|
0.080x |
|
Astarta Holding N.V.
WAR:AST
|
0.026x |
|
Nova Lifestyle I
NASDAQ:NVFY
|
-0.140x |
|
Prodia Widyahusada Tbk PT
JK:PRDA
|
0.073x |
|
PennantPark Investment Corporation
NYSE:PNNT
|
0.300x |
|
TTFB Co Ltd
TWO:2729
|
0.118x |
|
PT Arkora Hydro Tbk
JK:ARKO
|
-0.153x |
|
Pengana International Equities Ltd
AU:PIA
|
0.012x |
Annual Cash Flow Conversion Efficiency for Citizens Community Bancorp Inc (2003–2025)
The table below shows the annual cash flow conversion efficiency of Citizens Community Bancorp Inc from 2003 to 2025. Review CZWI cash flow after capex ratio to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $187.94 Million | $11.69 Million | 0.062x | -44.78% |
| 2024-12-31 | $179.08 Million | $20.18 Million | 0.113x | +48.80% |
| 2023-12-31 | $173.33 Million | $13.12 Million | 0.076x | -56.80% |
| 2022-12-31 | $167.09 Million | $29.29 Million | 0.175x | +38.66% |
| 2021-12-31 | $170.87 Million | $21.60 Million | 0.126x | -14.67% |
| 2020-12-31 | $160.56 Million | $23.79 Million | 0.148x | +73.75% |
| 2019-12-31 | $150.55 Million | $12.84 Million | 0.085x | +8.54% |
| 2018-12-31 | $138.19 Million | $10.86 Million | 0.079x | +201.74% |
| 2017-12-31 | $73.48 Million | $1.91 Million | 0.026x | -70.84% |
| 2016-12-31 | $63.83 Million | $5.70 Million | 0.089x | -5.37% |
| 2015-12-31 | $61.24 Million | $5.78 Million | 0.094x | -31.02% |
| 2014-12-31 | $57.29 Million | $7.84 Million | 0.137x | +9.91% |
| 2013-12-31 | $54.19 Million | $6.74 Million | 0.124x | -24.46% |
| 2012-12-31 | $55.10 Million | $9.08 Million | 0.165x | -12.94% |
| 2011-12-31 | $52.89 Million | $10.01 Million | 0.189x | +61.67% |
| 2010-12-31 | $49.88 Million | $5.84 Million | 0.117x | +71.53% |
| 2009-12-31 | $55.37 Million | $3.78 Million | 0.068x | +97.33% |
| 2008-12-31 | $68.48 Million | $2.37 Million | 0.035x | +316.55% |
| 2007-12-31 | $75.77 Million | $-1.21 Million | -0.016x | -132.97% |
| 2006-12-31 | $77.59 Million | $3.76 Million | 0.048x | -18.14% |
| 2005-12-31 | $29.55 Million | $1.75 Million | 0.059x | -3.14% |
| 2004-12-31 | $19.61 Million | $1.20 Million | 0.061x | -47.81% |
| 2003-12-31 | $10.99 Million | $1.29 Million | 0.117x | -- |
About Citizens Community Bancorp Inc
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers in the United States, Wisconsin, Minnesota and internationally. The company offers various deposit products, including demand deposits, savings and money market accounts, and certif… Read more