Citizens Community Bancorp Inc (CZWI) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Citizens Community Bancorp Inc (CZWI) has a cash flow conversion efficiency ratio of 0.041x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($7.91 Million) by net assets ($191.35 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see CZWI stock market capitalisation for the company's overall valuation and market capitalisation.
Citizens Community Bancorp Inc - Cash Flow Conversion Efficiency Trend (2003–2025)
This chart illustrates how Citizens Community Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Citizens Community Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Citizens Community Bancorp Inc ranked by their cash flow conversion efficiency. Explore Citizens Community Bancorp Inc (CZWI) cash flow quality to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Guolian Securities Co. Ltd
F:34V
|
0.259x |
|
El-Mor Electric Installation & Services 1986 Ltd
TA:ELMR
|
0.136x |
|
Namhae Chemical
KO:025860
|
0.220x |
|
Nova Lifestyle I
NASDAQ:NVFY
|
-0.140x |
|
CMC Corp
VN:CMG
|
0.060x |
|
Draganfly Inc
NASDAQ:DPRO
|
-0.092x |
|
Acrow Ltd
AU:ACF
|
0.085x |
|
TTFB Co Ltd
TWO:2729
|
0.118x |
Annual Cash Flow Conversion Efficiency for Citizens Community Bancorp Inc (2003–2025)
The table below shows the annual cash flow conversion efficiency of Citizens Community Bancorp Inc from 2003 to 2025. View CZWI stock price for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $187.94 Million | $11.69 Million | 0.062x | -44.78% |
| 2024-12-31 | $179.08 Million | $20.18 Million | 0.113x | +48.80% |
| 2023-12-31 | $173.33 Million | $13.12 Million | 0.076x | -56.80% |
| 2022-12-31 | $167.09 Million | $29.29 Million | 0.175x | +38.66% |
| 2021-12-31 | $170.87 Million | $21.60 Million | 0.126x | -14.67% |
| 2020-12-31 | $160.56 Million | $23.79 Million | 0.148x | +73.75% |
| 2019-12-31 | $150.55 Million | $12.84 Million | 0.085x | +8.54% |
| 2018-12-31 | $138.19 Million | $10.86 Million | 0.079x | +201.74% |
| 2017-12-31 | $73.48 Million | $1.91 Million | 0.026x | -70.84% |
| 2016-12-31 | $63.83 Million | $5.70 Million | 0.089x | -5.37% |
| 2015-12-31 | $61.24 Million | $5.78 Million | 0.094x | -31.02% |
| 2014-12-31 | $57.29 Million | $7.84 Million | 0.137x | +9.91% |
| 2013-12-31 | $54.19 Million | $6.74 Million | 0.124x | -24.46% |
| 2012-12-31 | $55.10 Million | $9.08 Million | 0.165x | -12.94% |
| 2011-12-31 | $52.89 Million | $10.01 Million | 0.189x | +61.67% |
| 2010-12-31 | $49.88 Million | $5.84 Million | 0.117x | +71.53% |
| 2009-12-31 | $55.37 Million | $3.78 Million | 0.068x | +97.33% |
| 2008-12-31 | $68.48 Million | $2.37 Million | 0.035x | +316.55% |
| 2007-12-31 | $75.77 Million | $-1.21 Million | -0.016x | -132.97% |
| 2006-12-31 | $77.59 Million | $3.76 Million | 0.048x | -18.14% |
| 2005-12-31 | $29.55 Million | $1.75 Million | 0.059x | -3.14% |
| 2004-12-31 | $19.61 Million | $1.20 Million | 0.061x | -47.81% |
| 2003-12-31 | $10.99 Million | $1.29 Million | 0.117x | -- |
About Citizens Community Bancorp Inc
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers in the United States, Wisconsin, Minnesota and internationally. The company offers various deposit products, including demand deposits, savings and money market accounts, and certif… Read more