Citizens Community Bancorp Inc (CZWI) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Citizens Community Bancorp Inc (CZWI) has a cash flow conversion efficiency ratio of 0.021x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($3.85 Million) by net assets ($187.94 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Citizens Community Bancorp Inc - Cash Flow Conversion Efficiency Trend (2003–2025)
This chart illustrates how Citizens Community Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read Citizens Community Bancorp Inc (CZWI) total liabilities for a breakdown of total debt and financial obligations.
Citizens Community Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Citizens Community Bancorp Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Gotland Rederi AB Series B
ST:GOTL-B
|
0.031x |
|
Dream Office Real Estate Investment Trust
TO:D-UN
|
0.001x |
|
Senao Networks
TWO:3558
|
0.049x |
|
Deep Value Driller AS
OL:DVD
|
0.957x |
|
GNA Axles Limited
NSE:GNA
|
0.161x |
|
Seoul Broadcasting System
KO:034120
|
0.025x |
|
Hup Seng Industries Bhd
KLSE:5024
|
0.135x |
|
Intops Co. Ltd
KQ:049070
|
0.011x |
Annual Cash Flow Conversion Efficiency for Citizens Community Bancorp Inc (2003–2025)
The table below shows the annual cash flow conversion efficiency of Citizens Community Bancorp Inc from 2003 to 2025. For the full company profile with market capitalisation and key ratios, see Citizens Community Bancorp Inc market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $187.94 Million | $11.69 Million | 0.062x | -44.78% |
| 2024-12-31 | $179.08 Million | $20.18 Million | 0.113x | +48.80% |
| 2023-12-31 | $173.33 Million | $13.12 Million | 0.076x | -56.80% |
| 2022-12-31 | $167.09 Million | $29.29 Million | 0.175x | +38.66% |
| 2021-12-31 | $170.87 Million | $21.60 Million | 0.126x | -14.67% |
| 2020-12-31 | $160.56 Million | $23.79 Million | 0.148x | +73.75% |
| 2019-12-31 | $150.55 Million | $12.84 Million | 0.085x | +8.54% |
| 2018-12-31 | $138.19 Million | $10.86 Million | 0.079x | +201.74% |
| 2017-12-31 | $73.48 Million | $1.91 Million | 0.026x | -70.84% |
| 2016-12-31 | $63.83 Million | $5.70 Million | 0.089x | -5.37% |
| 2015-12-31 | $61.24 Million | $5.78 Million | 0.094x | -31.02% |
| 2014-12-31 | $57.29 Million | $7.84 Million | 0.137x | +9.91% |
| 2013-12-31 | $54.19 Million | $6.74 Million | 0.124x | -24.46% |
| 2012-12-31 | $55.10 Million | $9.08 Million | 0.165x | -12.94% |
| 2011-12-31 | $52.89 Million | $10.01 Million | 0.189x | +61.67% |
| 2010-12-31 | $49.88 Million | $5.84 Million | 0.117x | +71.53% |
| 2009-12-31 | $55.37 Million | $3.78 Million | 0.068x | +97.33% |
| 2008-12-31 | $68.48 Million | $2.37 Million | 0.035x | +316.55% |
| 2007-12-31 | $75.77 Million | $-1.21 Million | -0.016x | -132.97% |
| 2006-12-31 | $77.59 Million | $3.76 Million | 0.048x | -18.14% |
| 2005-12-31 | $29.55 Million | $1.75 Million | 0.059x | -3.14% |
| 2004-12-31 | $19.61 Million | $1.20 Million | 0.061x | -47.81% |
| 2003-12-31 | $10.99 Million | $1.29 Million | 0.117x | -- |
About Citizens Community Bancorp Inc
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers in the United States, Wisconsin, Minnesota and internationally. The company offers various deposit products, including demand deposits, savings and money market accounts, and certif… Read more