Citizens Community Bancorp Inc (CZWI) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Citizens Community Bancorp Inc (CZWI) has a cash flow conversion efficiency ratio of 0.021x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($3.85 Million) by net assets ($187.94 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See CZWI net asset quality index to measure how much of total assets are equity-financed.
Citizens Community Bancorp Inc - Cash Flow Conversion Efficiency Trend (2003–2025)
This chart illustrates how Citizens Community Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check CZWI operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
Citizens Community Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Citizens Community Bancorp Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
HomeToGo SE
XETRA:HTG
|
0.002x |
|
Indomobil Sukses Internasional
JK:IMAS
|
-0.199x |
|
Vef AB
ST:VEFAB
|
-0.001x |
|
Havilah Resources Ltd
AU:HAV
|
-0.017x |
|
KOSKISEN OYJ EO 1
F:EZ8
|
0.040x |
|
Cellectis SA
NASDAQ:CLLS
|
-0.260x |
|
Export Inv
TA:EXPO
|
0.037x |
|
Legal & General Group PLC
LSE:LGEN
|
2.275x |
Annual Cash Flow Conversion Efficiency for Citizens Community Bancorp Inc (2003–2025)
The table below shows the annual cash flow conversion efficiency of Citizens Community Bancorp Inc from 2003 to 2025. For the full company profile with market capitalisation and key ratios, see Citizens Community Bancorp Inc market cap and net worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $187.94 Million | $11.69 Million | 0.062x | -44.78% |
| 2024-12-31 | $179.08 Million | $20.18 Million | 0.113x | +48.80% |
| 2023-12-31 | $173.33 Million | $13.12 Million | 0.076x | -56.80% |
| 2022-12-31 | $167.09 Million | $29.29 Million | 0.175x | +38.66% |
| 2021-12-31 | $170.87 Million | $21.60 Million | 0.126x | -14.67% |
| 2020-12-31 | $160.56 Million | $23.79 Million | 0.148x | +73.75% |
| 2019-12-31 | $150.55 Million | $12.84 Million | 0.085x | +8.54% |
| 2018-12-31 | $138.19 Million | $10.86 Million | 0.079x | +201.74% |
| 2017-12-31 | $73.48 Million | $1.91 Million | 0.026x | -70.84% |
| 2016-12-31 | $63.83 Million | $5.70 Million | 0.089x | -5.37% |
| 2015-12-31 | $61.24 Million | $5.78 Million | 0.094x | -31.02% |
| 2014-12-31 | $57.29 Million | $7.84 Million | 0.137x | +9.91% |
| 2013-12-31 | $54.19 Million | $6.74 Million | 0.124x | -24.46% |
| 2012-12-31 | $55.10 Million | $9.08 Million | 0.165x | -12.94% |
| 2011-12-31 | $52.89 Million | $10.01 Million | 0.189x | +61.67% |
| 2010-12-31 | $49.88 Million | $5.84 Million | 0.117x | +71.53% |
| 2009-12-31 | $55.37 Million | $3.78 Million | 0.068x | +97.33% |
| 2008-12-31 | $68.48 Million | $2.37 Million | 0.035x | +316.55% |
| 2007-12-31 | $75.77 Million | $-1.21 Million | -0.016x | -132.97% |
| 2006-12-31 | $77.59 Million | $3.76 Million | 0.048x | -18.14% |
| 2005-12-31 | $29.55 Million | $1.75 Million | 0.059x | -3.14% |
| 2004-12-31 | $19.61 Million | $1.20 Million | 0.061x | -47.81% |
| 2003-12-31 | $10.99 Million | $1.29 Million | 0.117x | -- |
About Citizens Community Bancorp Inc
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers in the United States, Wisconsin, Minnesota and internationally. The company offers various deposit products, including demand deposits, savings and money market accounts, and certif… Read more